38 Scarborough Heights Boulevard, Toronto, ON

Cliffcrest, Toronto · MLS® E13711814

$1,850,000
For Sale
Listed 55 days agoNo offer date stated
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5+1Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • A beautifully renovated and substantially expanded detached home in one of Scarborough's most sought-after family pockets, just minutes from the Scarborough Bluffs...
  • Originally a bungalow, the home was thoughtfully transformed with a full second-storey addition, creating a spacious and modern family home while making the most of...
  • The primary retreat features a walk-in closet and beautifully renovated ensuite, while the fourth bedroom enjoys its own walkout to a private deck overlooking the...
  • The deep, pool-sized lot offers incredible space to play, entertain and unwind, complete with a fantastic finished "pool house" or hangout shed - the perfect escape...
  • Renovated, expanded and exceptionally versatile, with the space of a much larger home and a backyard that is increasingly hard to find - all tucked into a peaceful...

A beautifully renovated and substantially expanded detached home in one of Scarborough's most sought-after family pockets, just minutes from the Scarborough Bluffs and located in the highly regarded Fairmount school district. Originally a bungalow, the home was thoughtfully transformed with a full second-storey addition, creating a spacious and modern family home while making the most of its expansive lot. The main floor is designed for real family living, with a separate living room that works beautifully as a home office, a dedicated dining room, an eat-in kitchen, and an incredible oversized family room at the rear of the home. Bright, spacious and made for gathering, the family room opens directly onto the back deck and gorgeous yard, creating a seamless connection between indoor and outdoor living. A convenient side mudroom provides everyday access to the built-in garage. Upstairs, four bedrooms are complemented by a versatile second-floor family room that could easily become a fifth upstairs bedroom, office or playroom. The primary retreat features a walk-in closet and beautifully renovated ensuite, while the fourth bedroom enjoys its own walkout to a private deck overlooking the backyard. And what a backyard it is! The deep, pool-sized lot offers incredible space to play, entertain and unwind, complete with a fantastic finished "pool house" or hangout shed - the perfect escape for teenagers, young adults, a home gym, studio or creative space. The partially finished lower level adds even more opportunity, with a separate bedroom, additional bathroom, huge recreation room and an abundance of storage, ready to be finished to suit your needs. Renovated, expanded and exceptionally versatile, with the space of a much larger home and a backyard that is increasingly hard to find - all tucked into a peaceful, family-friendly neighbourhood close to the Bluffs, great schools, parks and everything this coveted pocket of Scarborough has to offer.

Key facts

Property type
Detached, 2-Storey
MLS®
E13711814
Bedrooms
5+1 (6 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
55 × 138.58 ft
Cross streets
McCowan & Kingston
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,548 / 2026
Days on market
55
Listing brokerage
UNION REALTY BROKERAGE INC.

Rooms

Living RoomMain3.64 × 3.63 m

hardwood floor · double closet · overlooks frontyard

BedroomLower4.67 × 3.45 m
Family RoomMain6.93 × 4.73 m

hardwood floor · w/o to deck · gas fireplace

Bedroom 3Second4.24 × 3.74 m

hardwood floor · double closet · window

Utility RoomLower3.98 × 1.81 m
Bedroom 4Second4.24 × 3.36 m

hardwood floor · double closet · w/o to deck

Mud RoomMain2.92 × 1.55 m

hardwood floor · access to garage · side door

Family RoomSecond5.29 × 3.03 m

hardwood floor · window · pot lights

Dining RoomMain3.57 × 2.80 m

hardwood floor · combined w/living · open concept

Bedroom 2Second4.51 × 4.37 m

hardwood floor · double closet · window

KitchenMain7.13 × 4.39 m

hardwood floor · eat-in kitchen · pantry

OtherLower4.30 × 3.45 m
RecreationLower7.27 × 4.95 m
Primary BedroomSecond6.82 × 4.00 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

LaundryLower4.30 × 3.88 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$949K
Wexford-Maryvale
$849K
Woodbine-Lumsden
$949K
Rouge E11
$1.15M
Leaside
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
H A Halbert Junior Public School · Public elementary0.6 km · 46% at standard
Anson Park Public School · Public elementary1.1 km · 60% at standard
Bliss Carman Senior Public School · Public elementary1.1 km
St John Henry Newman Catholic High School · Catholic secondary1.2 km · 63% at standard
St Theresa Shrine Catholic School · Catholic elementary1.4 km · 67% at standard
Chine Drive Public School · Public elementary1.8 km · 90% at standard
Mason Road Junior Public School · Public elementary1.9 km · 43% at standard
John A Leslie Public School · Public elementary1.9 km · 60% at standard
Robert Service Senior Public School · Public elementary2.0 km
St Boniface Catholic School · Catholic elementary2.1 km · 68% at standard
Walter Perry Junior Public School · Public elementary2.2 km · 66% at standard
George P Mackie Junior Public School · Public elementary2.3 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,432/mo
$347KIncome needed
5.3×Price ÷ income
$1,946Weekly cost
$66,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,432Property tax $712Total carry $9,144

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,183per month

Mortgage amount $1,480,000 · 4.49% over 25 years

$370,000Down payment (20.0%)
$1,480,000Loan before insurance
$0CMHC premium
$8,896Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,183
Property tax
$712
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,896

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$33,475
Toronto municipal land transfer tax
$33,475
Estimated closing costs
$66,950

Plus your down payment of $370,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,904/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$974,952Total interest paid
$2,454,952Total of all payments
Principal $1,480,000 Interest $974,952
YearPrincipalInterestBalance
1$33,027$65,171$1,446,973
2$34,527$63,671$1,412,446
3$36,095$62,104$1,376,351
4$37,733$60,465$1,338,618
5$39,447$58,751$1,299,171
6$41,238$56,960$1,257,934
7$43,110$55,088$1,214,824
8$45,067$53,131$1,169,756
9$47,114$51,084$1,122,643
10$49,253$48,945$1,073,390
11$51,489$46,709$1,021,901
12$53,827$44,371$968,074
13$56,271$41,927$911,803
14$58,826$39,372$852,978
15$61,497$36,701$791,481
16$64,289$33,909$727,192
17$67,208$30,990$659,984
18$70,259$27,939$589,725
19$73,449$24,749$516,276
20$76,784$21,414$439,491
21$80,271$17,928$359,221
22$83,915$14,283$275,306
23$87,725$10,473$187,581
24$91,708$6,490$95,872
25$95,872$2,326$0

At the end of your 5-year term

Total paid over the term
$490,990
Principal paid down
$180,829
Interest paid
$310,162
Balance remaining
$1,299,171

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $8,548− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,122

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION REALTY BROKERAGE INC.. MLS®/PropTx.

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