69 Fenwood Heights, Toronto, ON

Cliffcrest, Toronto · MLS® E13806382

$1,699,900
For Sale
Listed 30 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Stunning custom-built detached home in the sought-after Scarborough Bluffs community.
  • Offering over 4,000 sq.ft. of elegant living space, this residence is designed for both entertaining and family living.
  • Features include multiple bedrooms and baths, a finished basement with separate entrance, and generous parking.

Stunning custom-built detached home in the sought-after Scarborough Bluffs community! Offering over 4,000 sq.ft. of elegant living space, this residence is designed for both entertaining and family living. Features include multiple bedrooms and baths, a finished basement with separate entrance, and generous parking. Enjoy proximity to parks, top schools, and transit while living in a vibrant, family-friendly neighborhood. A rare blend of luxury, comfort, and location!

Key facts

Property type
Detached, 2-Storey
MLS®
E13806382
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
56 × 136 ft
Cross streets
Kingston Rd/Mccowan
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,217 / 2025
Days on market
30
Listing brokerage
REAL ESTATE ADVISORS INC.

Rooms

Family RoomGround5.11 × 4.29 m

hardwood floor · gas fireplace · combined w/kitchen

Primary BedroomSecond6.58 × 4.39 m

5 pc ensuite · hardwood floor · walk-in closet(s)

Bedroom 3Second4.04 × 3.89 m

5 pc ensuite · hardwood floor · closet organizers

KitchenGround5.49 × 4.29 m

hardwood floor · french doors · combined w/family

Living RoomGround5.74 × 2.82 m

hardwood floor · w/o to yard · combined w/dining

RecreationBasement6.45 × 4.70 m

gas fireplace · vinyl floor

KitchenBasement4.22 × 3.86 m

Vinyl Floor

Dining RoomGround5.66 × 4.19 m

hardwood floor · w/o to yard · b/i shelves

OfficeBasement3.61 × 2.72 m

Vinyl Floor

Bedroom 4Second4.24 × 3.28 m

5 pc ensuite · hardwood floor · closet organizers

Bedroom 5Basement3.48 × 3.07 m

vinyl floor · above grade window

Bedroom 2Second5.72 × 3.78 m

3 pc ensuite · hardwood floor · closet organizers

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.64Mlikely sale price

Listed at $1,699,900. Going by how homes in Cliffcrest and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $1.64M, if it sells. A realistic range is $1.54M to $1.85M.

Independent value check: $1.78M. Without looking at the asking price, our model values the home itself about 5% above the ask (homes like it typically land between $1.67M and $1.86M).

Why $1.78M. The typical detached home sold in Cliffcrest over the past year went for about $950K (81 sales). What sets this one apart:

  • ▲ Raises it stronglyIt is 3,000 to 3,500 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $10,217 a year; the typical home sold here pays about $4,500.
  • ▲ Raises it4+1 bedrooms and 5 baths, against 3+1 and 2 typically.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
List price
$1.54MBelow recent closings$1.85MAbove recent closings

Total price vs nearby homes. Likely closing about $1.64M, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$915Kmedian sold price
94%of asking, on average
−19%prices vs a year ago
~28 dayshomes like this take to sell
30days on market so far
$5,278/moest. rent · 6 leases
3.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 11 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $523/sqft against an area asking average of $653/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Cliffcrest: 26 of the 93 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.92M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 29 comparable homes that sold in Cliffcrest over the past two years, from 187 closings there.

Sold price trend

Median sold price for detached homes in Cliffcrest: $883K in September 2026, down 16% from a year ago, on 73 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.03M11
November 2025$1.16M7
December 2025$933K5
April 2026$929K8
May 2026$936K8
June 2026$813K8
July 2026$990K6
August 2026$853K8
September 2026$883K12

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$949K
Wexford-Maryvale
$849K
Woodbine-Lumsden
$949K
Rouge E11
$1.15M
Leaside
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
H A Halbert Junior Public School · Public elementary0.3 km · 46% at standard
Bliss Carman Senior Public School · Public elementary0.7 km
Anson Park Public School · Public elementary1.1 km · 60% at standard
Mason Road Junior Public School · Public elementary1.4 km · 43% at standard
St John Henry Newman Catholic High School · Catholic secondary1.6 km · 63% at standard
St Theresa Shrine Catholic School · Catholic elementary1.7 km · 67% at standard
St Boniface Catholic School · Catholic elementary1.7 km · 68% at standard
Robert Service Senior Public School · Public elementary1.9 km
George P Mackie Junior Public School · Public elementary1.9 km · 81% at standard
Scarborough Village Public School · Public elementary2.0 km · 65% at standard
Walter Perry Junior Public School · Public elementary2.0 km · 66% at standard
Chine Drive Public School · Public elementary2.1 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,748/mo
$326KIncome needed
5.2×Price ÷ income
$1,788Weekly cost
$60,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $7,748Property tax $851Total carry $8,599

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,519per month

Mortgage amount $1,359,920 · 4.49% over 25 years

$339,980Down payment (20.0%)
$1,359,920Loan before insurance
$0CMHC premium
$8,371Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,519
Property tax
$851
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,371

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,473
Toronto municipal land transfer tax
$30,473
Estimated closing costs
$60,946

Plus your down payment of $339,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,101/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$895,849Total interest paid
$2,255,769Total of all payments
Principal $1,359,920 Interest $895,849
YearPrincipalInterestBalance
1$30,348$59,883$1,329,572
2$31,726$58,505$1,297,847
3$33,166$57,065$1,264,681
4$34,672$55,559$1,230,009
5$36,246$53,985$1,193,763
6$37,892$52,339$1,155,871
7$39,612$50,619$1,116,259
8$41,411$48,820$1,074,848
9$43,291$46,940$1,031,557
10$45,257$44,974$986,300
11$47,311$42,919$938,989
12$49,460$40,771$889,529
13$51,705$38,526$837,824
14$54,053$36,178$783,771
15$56,507$33,724$727,264
16$59,073$31,158$668,191
17$61,755$28,476$606,436
18$64,559$25,672$541,878
19$67,490$22,741$474,388
20$70,554$19,676$403,833
21$73,758$16,473$330,076
22$77,107$13,124$252,969
23$80,608$9,623$172,361
24$84,268$5,963$88,094
25$88,094$2,137$0

At the end of your 5-year term

Total paid over the term
$451,154
Principal paid down
$166,157
Interest paid
$284,997
Balance remaining
$1,193,763

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Cliffcrest$5,278/mo
$63,336Gross annual rent
2.6%Cap rate after taxes and upkeep
$4,855 to $6,096Typical rent range
~20 daysTo find a tenant, on average

The suite is real income here: basements rent in Cliffcrest (26 of 93 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Cliffcrest signed at a median of $4,930 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,278. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.7%
Gross yield
− Property tax $10,217− Insurance $1,400− Vacancy & upkeep $6,967Net operating income $44,752

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE ADVISORS INC.. MLS®/PropTx.

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