57 Silver Birch Avenue, Toronto, ON
The Beaches, Toronto · MLS® E13707802
About this home
In short
- Stepping back in time has never felt so welcoming.
- From the creak of the hardwood floors to the timeless warmth of the light-filled spaces, the inviting foyer and the beautiful wood burning fireplace, this property...
Stepping back in time has never felt so welcoming. This classic Victorian style farmhouse with the white picket fence, has been beautifully preserved and restored, brought back to it's historic soul. Offering a rare glimpse into a era of craftsmanship and time gone by, while sitting just steps from the Beach and Lake Ontario. Every corner of the home whispers stories of the past, anchored by authentic architectural details, gabled roofs, shutters and undeniable original character that is truly rare. From the creak of the hardwood floors to the timeless warmth of the light-filled spaces, the inviting foyer and the beautiful wood burning fireplace, this property invites you to slow down and appreciate the finer details. Nowhere is the nostalgic charm more apparent than on the whimsical wrap-around front porch, an enchanting space that perfectly bridges the home's historic interior with the breezy, lakeside location just outside your door. This home is a showpiece that is universally admired and a true neighbourhood treasure. Imagine living so close to the lake in this tranquil end of The Beach, where the eastern stretch of the boardwalk ends and quiet residential charm begins. Easy morning strolls along the water with the sound of gentle waves, sunny afternoons spent sipping drinks on the Balmy Beach Club patio, or simply unwinding on your porch in the soft breeze of the lake.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13707802
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 32.17 × 93 ft
- Cross streets
- Silver Birch and Queen
- Parking
- 2 parking
- Driveway
- Private
- Basement
- Finished
- Heating
- Radiant
- A/C
- None, Window Unit(s)
- Exterior
- Wood
- Foundation
- Brick
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $8,702 / 2025
- Days on market
- 56
- Listing brokerage
- ROYAL LEPAGE ESTATE REALTY
Rooms
combined w/kitchen · vaulted ceiling(s) · hardwood floor
hardwood floor · stained glass · formal rm
2 pc bath · walk-out · hardwood floor
hardwood floor · west view
Laminate
hardwood floor · bay window · west view
bay window · fireplace · w/o to porch
vaulted ceiling(s) · walk-out · hardwood floor
double doors · hardwood floor · stained glass
Laminate
sunken room · w/o to deck · hardwood floor
hardwood floor · marble counter
hardwood floor · east view
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readOn schools, this address is zoned for Balmy Beach Community School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $1,238/sqft; this home lists at $1,911/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
The Beaches, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $3,439,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $19,016
- Property tax
- $725
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $19,741
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $93,950
- Toronto municipal land transfer tax
- $109,930
- Estimated closing costs
- $203,880
Plus your down payment of $859,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,140,956
- Principal paid down
- $420,207
- Interest paid
- $720,749
- Balance remaining
- $3,018,993
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.