35 Floodgate Road, Whitby, ON

Rural Whitby, Whitby · MLS® E13781166

$878,000
For Sale
Listed 31 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
1Garage · 2 parking
2000-2500Sq ft

About this home

In short

  • A True Standout On The Street.
  • The Bright, Open-Concept Main Floor Features Rich Hardwood Flooring And 9-Foot Ceilings, Creating An Elegant And Spacious Atmosphere.
  • Ideally Located Close To Schools, Parks, Shopping, Everyday Amenities, And Highway 412, This Exceptional Home Offers The Perfect Combination Of Style, Space, And...

A True Standout On The Street! Arguably One Of The Finest And Best-Kept Homes In The Neighborhood. Welcome To This Beautifully Upgraded 3-Bedroom Freehold Townhome Offering 2,070 Sq. Ft. Of Thoughtfully Designed Living Space In The Highly Desirable Rural Whitby Community. Built By Great Gulf Homes And Ideally Situated In The Highly Desirable Rural Whitby Community, This Impressive Home Combines Contemporary Style, Comfort, And Everyday Convenience. The Bright, Open-Concept Main Floor Features Rich Hardwood Flooring And 9-Foot Ceilings, Creating An Elegant And Spacious Atmosphere. Sun-Filled Living And Dining Areas Flow Seamlessly Into The Chef-Inspired Kitchen, Complete With Upgraded Cabinetry, Granite Countertops, And Modern Finishes. Stylish Zebra Window Coverings Add Both Functionality And Contemporary Appeal Throughout. Upstairs, The Spacious Primary Bedroom Features A Luxurious Upgraded En-Suite With A Sleek Glass Shower, Granite Countertop, And Double Sinks. Two Additional Generously Sized Bedrooms Provide Ample Space, While The Sunken Laundry Room Adds Extra Convenience. Ideally Located Close To Schools, Parks, Shopping, Everyday Amenities, And Highway 412, This Exceptional Home Offers The Perfect Combination Of Style, Space, And Convenience In One Of Whitby's Most Desirable Communities.

Key facts

Property type
Townhouse, 2-Storey
MLS®
E13781166
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
20.03 × 100.16 ft
Cross streets
CORONATION ROAD & TAUNTON ROAD
Parking
1 garage · 2 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,087 / 2026
Days on market
31
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

Primary BedroomSecond4.17 × 5.39 m

broadloom · 5 pc ensuite · walk-in closet(s)

KitchenMain2.51 × 3.68 m

hardwood floor · granite counters · backsplash

Bedroom 2Second2.72 × 3.61 m

broadloom · closet

Bedroom 3Second2.97 × 3.05 m

broadloom · closet

Dining RoomMain3.18 × 4.24 m

hardwood floor · open concept

Living RoomMain5.82 × 4.40 m

hardwood floor · open concept · w/o to deck

DenSecond2.97 × 3.00 m

hardwood floor · walk-in closet(s) · open concept

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$873Klikely sale price

Listed at $878,000. Going by how homes in Rural Whitby and the wider GTA have actually closed against their asking prices (about 99%, 8 local closings in 90 days), the likely sale price is near $873K, if it sells. A realistic range is $818K to $984K.

Independent value check: $825K. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $774K and $865K).

Why $825K. The typical townhouse sold in Rural Whitby over the past year went for about $847K (48 sales). What sets this one apart:

  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
List price
$818KBelow recent closings$984KAbove recent closings

Total price vs nearby homes. Likely closing about $873K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$827Kmedian sold price
105%of asking, on average
−2%prices vs a year ago
~20 dayshomes like this take to sell
31days on market so far
$3,481/moest. rent · 122 leases
4.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.8 months of inventory: 10 townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $390/sqft against an area asking average of $453/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $834K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($390/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 4 homes sold on this street over the past two years, plus 1 nearby in Rural Whitby, from 106 closings in Rural Whitby.

What sellers nearby are askingCurrently listed nearby in Rural Whitby · asking prices
$841kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $825K, which is where my estimate comes from.

Per square foot, these ask about $481/sqft; this home lists at $390/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
878kThis home789k899k850k839k829kThis home vs active comparables

Sold price trend

Median sold price for townhouses in Whitby: $780K in September 2026, down 3% from a year ago, on 255 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Whitby as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$785K31
November 2025$780K24
December 2025$760K13
February 2026$780K21
March 2026$750K32
April 2026$793K27
May 2026$775K25
June 2026$809K24
July 2026$749K18
August 2026$735K21
September 2026$780K19

Neighbourhood & location

Rural Whitby, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pringle Creek
$655K
Taunton North
$730K
Downtown Whitby
$780K
Rolling Acres
$759K
Blue Grass Meadows
$720K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,002/mo
$173KIncome needed
5.1×Price ÷ income
$923Weekly cost
$14,035Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,002Property tax $507Total carry $4,509

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,884per month

Mortgage amount $702,400 · 4.49% over 25 years

$175,600Down payment (20.0%)
$702,400Loan before insurance
$0CMHC premium
$4,391Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,884
Property tax
$507
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,391

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,035
Estimated closing costs
$14,035

Plus your down payment of $175,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,701/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$462,707Total interest paid
$1,165,107Total of all payments
Principal $702,400 Interest $462,707
YearPrincipalInterestBalance
1$15,675$30,930$686,725
2$16,386$30,218$670,339
3$17,130$29,474$653,209
4$17,908$28,696$635,301
5$18,721$27,883$616,580
6$19,571$27,033$597,009
7$20,460$26,145$576,549
8$21,389$25,216$555,160
9$22,360$24,244$532,800
10$23,375$23,229$509,425
11$24,436$22,168$484,989
12$25,546$21,058$459,443
13$26,706$19,898$432,737
14$27,918$18,686$404,819
15$29,186$17,418$375,633
16$30,511$16,093$345,121
17$31,896$14,708$313,225
18$33,345$13,260$279,880
19$34,859$11,746$245,022
20$36,441$10,163$208,580
21$38,096$8,508$170,484
22$39,826$6,779$130,659
23$41,634$4,970$89,025
24$43,524$3,080$45,500
25$45,500$1,104$0

At the end of your 5-year term

Total paid over the term
$233,021
Principal paid down
$85,820
Interest paid
$147,201
Balance remaining
$616,580

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 122 whole-home leases in Rural Whitby$3,481/mo
$41,772Gross annual rent
3.4%Cap rate after taxes and upkeep
$3,259 to $3,655Typical rent range
~16 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 122 whole-home leases in Rural Whitby signed at a median of $3,201 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,481. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.8%
Gross yield
− Property tax $6,087− Insurance $1,400− Vacancy & upkeep $4,595Net operating income $29,691

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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