5 Ferguson Street, Toronto, ON
Clairlea-Birchmount, Toronto · MLS® E13781536
About this home
In short
- Welcome To 5 Ferguson Street-A Rare Opportunity To Own A Semi-Detached Home In This Neighbourhood.
- Across Three Above-Ground Levels, This 3-Bedroom, 3-Bathroom Home Combines Inviting Living Spaces With Everyday Practicality.
- Upstairs, The Primary Bedroom Features A Walk-In Closet And Private Ensuite, Complemented By Two Additional Bedrooms, A Full Bathroom And Convenient Bedroom-Level...
- Metal Roof W/ a 50-Year Lifespan Installed in 2018, Adding Lasting Durability.
- See 3D Walkthrough Virtual Tour.
Welcome To 5 Ferguson Street-A Rare Opportunity To Own A Semi-Detached Home In This Neighbourhood! Offering 1,900 Sq. Ft. Across Three Above-Ground Levels, This 3-Bedroom, 3-Bathroom Home Combines Inviting Living Spaces With Everyday Practicality. An Attractive Brick And Stucco Exterior Sets The Tone, While Large Windows, Warm Wood Floors And Arched Doorways Give The Interior A Bright, Welcoming Feel. The Spacious Living Room Features A Fireplace Framed By Tall Windows, Creating A Comfortable Setting For Relaxed Evenings And Time With Friends. The Kitchen Offers Ample Cabinetry, A Tiled Backsplash, New Dishwasher And A Walk-Through Butler's Pantry Area With Additional Storage And Counter Space. An Adjacent Dining Area And Separate Front Nook Provide Flexibility For Meals, Reading Or A Home Workspace. Upstairs, The Primary Bedroom Features A Walk-In Closet And Private Ensuite, Complemented By Two Additional Bedrooms, A Full Bathroom And Convenient Bedroom-Level Laundry. The Generous Ground-Floor Family Room Opens Directly To The Fenced Backyard, Where Newly Installed Interlocking Stones Create An Expansive Patio For Outdoor Dining And Summer Gatherings. Metal Roof W/ a 50-Year Lifespan Installed in 2018, Adding Lasting Durability. A Home With Character, Natural Light And Room To Make It Your Own! See 3D Walkthrough Virtual Tour!
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- E13781536
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 22.97 × 80.87 ft
- Cross streets
- Warden / St Clair
- Parking
- 1 garage · 2 parking (attached)
- Driveway
- Private
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Metal
- Sewer
- Sewer
- Property tax
- $5,011 / 2026
- Days on market
- 6
- Listing brokerage
- RE/MAX EXCEL REALTY LTD.
Rooms
b/i shelves · hardwood floor · 4 pc ensuite
hardwood floor · gas fireplace · large window
w/o to yard · fireplace
hardwood floor · w/o to yard · large window
hardwood floor · large window · 4 pc ensuite
hardwood floor · walk-in closet(s) · 4 pc ensuite
hardwood floor · double closet · large window
stainless steel appl · backsplash · overlooks dining
enclosed · walk-in closet(s) · 4 pc ensuite
Closet
hardwood floor · double closet · window
window · overlooks frontyard · 4 pc ensuite
hardwood floor · w/o to yard · large window
Listed at $938,000 with no offer date. Homes here have been closing close to ask, so my read is $948K, typically $900K to $1.01M. Comparable closings on their own put this home around $871K, which supports the ask, so this is a firm read.
Total price vs nearby homes. Likely closing about $948K, from 5 recent closings in this pocket.
The market behind the math:
About 5.4 months of inventory: 9 semi-detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $536/sqft against an area asking average of $691/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $835K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is SATEC @ W A Porter Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($536/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Clairlea-Birchmount, so I widened the search to the surrounding area.
Based on 5 comparable homes that sold in Clairlea-Birchmount over the past two years, from 51 closings there.
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $871K, which is where my estimate comes from.
Per square foot, these ask about $591/sqft; this home lists at $536/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Clairlea-Birchmount, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.
Mortgage amount $750,400 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,107
- Property tax
- $418
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,525
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,235
- Toronto municipal land transfer tax
- $15,235
- Estimated closing costs
- $30,470
Plus your down payment of $187,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $246,450
- Principal paid down
- $92,781
- Interest paid
- $153,668
- Balance remaining
- $657,619
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Clairlea-Birchmount signed at a median of $3,200 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,125. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.