102 Kearney Drive, Ajax, ON

Central West, Ajax · MLS® E13837152

$938,000
For Sale
Listed 17 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Very Spacious & Bright Home in the desired Pickering Village.
  • With 4 beds + 3 baths, a spacious basement boasting a versatile rec/area & backyard that's an embodiment of natural beauty.
  • The main floor features a grand foyer, separate living room, hardwood stairs & flooring.
  • The 2nd floor offers 4 bedrooms + 2 bathrooms.
  • Many Improvements - Mostly Newer Windows, Newer Furnace, Newer Roof & eavestrough, Newer Garage Door, Driveway.

Very Spacious & Bright Home in the desired Pickering Village. This detached home effortlessly combines comfort, functionality & style. With 4 beds + 3 baths, a spacious basement boasting a versatile rec/area & backyard that's an embodiment of natural beauty. The main floor features a grand foyer, separate living room, hardwood stairs & flooring. An upgraded kitchen with granite countertop & backsplash, S/S appliances & dining area with walkout to the backyard. Large family room with fireplace & plenty of natural light overlooking the backyard. The 2nd floor offers 4 bedrooms + 2 bathrooms. Bright primary room with abundant space featuring 2 closets & 4pc ensuite washroom. The basement features rec/area as well as bedroom. Minutes away from public/high schools, banks, grocery, public transit and much more! Lovely 4 Bedroom Home In Pickering Village! Many Improvements - Mostly Newer Windows, Newer Furnace, Newer Roof & eavestrough, Newer Garage Door, Driveway! Beautifully Landscaped With Pond, Fully Fenced Yard & Deck! A Must See.

Key facts

Property type
Detached, 2-Storey
MLS®
E13837152
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
39.37 × 101.71 ft
Cross streets
Church St N/Kingston Rd W
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,552 / 2026
Days on market
17
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Primary BedroomSecond4.90 × 3.35 m

ensuite bath · walk-in closet(s) · window

Bedroom 3Second3.23 × 3.05 m

window · closet

BreakfastMain4.25 × 3.35 m

w/o to garden · combined w/kitchen

Family RoomMain5.79 × 3.35 m

fireplace · separate room · picture window

KitchenMain3.35 × 2.98 m

open concept · eat-in kitchen

Bedroom 2Second3.35 × 3.35 m

window · closet

Bedroom 4Second3.45 × 3.27 m

window · closet

Dining RoomMain3.93 × 2.92 m

open concept · separate room

Living RoomMain4.97 × 3.33 m

open concept · separate room · formal rm

Our TakeTeam Asgarian · Broker
A small discount is typical
$921Klikely sale price

Listed at $938,000. Going by how homes in Central West and the wider GTA have actually closed against their asking prices (about 98%, 36 local closings in 90 days), the likely sale price is near $921K, if it sells. A realistic range is $863K to $1.04M.

Independent value check: $984K. Without looking at the asking price, our model values the home itself about 5% above the ask (homes like it typically land between $922K and $1.03M).

Why $984K. The typical detached home sold in Central West over the past year went for about $945K (149 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $7,552 a year; the typical home sold here pays about $6,800.
List price
$863KBelow recent closings$1.04MAbove recent closings

Total price vs nearby homes. Likely closing about $921K, from 36 recent closings in this pocket.

The market behind the math:

36sold nearby · 90 days
$980Kmedian sold price
99%of asking, on average
+1%prices vs a year ago
~20 dayshomes like this take to sell
17days on market so far
$3,835/moest. rent · 21 leases
4.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.2 months of inventory: 26 detached homes for sale in the area against 36 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $417/sqft against an area asking average of $497/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 36 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $948K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 36 comparable homes that sold in Central West over the past two years, from 289 closings there.

Sold price trend

Median sold price for detached homes in Central West: $790K in September 2026, down 8% from a year ago, on 138 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$920K13
November 2025$988K17
December 2025$1.06M5
January 2026$1.15M7
February 2026$880K5
March 2026$930K12
April 2026$942K8
May 2026$875K19
June 2026$858K14
July 2026$980K17
August 2026$971K10
September 2026$790K11

Neighbourhood & location

Central West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central
$825K
Northwest Ajax
$1.09M
Central East
$1000K
South West
$821K
Northeast Ajax
$1.14M

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,275/mo
$188KIncome needed
5.0×Price ÷ income
$987Weekly cost
$15,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $4,275Property tax $629Total carry $4,904

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,149per month

Mortgage amount $750,400 · 4.49% over 25 years

$187,600Down payment (20.0%)
$750,400Loan before insurance
$0CMHC premium
$4,778Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,149
Property tax
$629
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,778

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,235
Estimated closing costs
$15,235

Plus your down payment of $187,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,022/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$494,327Total interest paid
$1,244,727Total of all payments
Principal $750,400 Interest $494,327
YearPrincipalInterestBalance
1$16,746$33,043$733,654
2$17,506$32,283$716,148
3$18,301$31,488$697,847
4$19,132$30,657$678,715
5$20,000$29,789$658,715
6$20,909$28,880$637,806
7$21,858$27,931$615,948
8$22,850$26,939$593,098
9$23,888$25,901$569,210
10$24,972$24,817$544,238
11$26,106$23,683$518,131
12$27,292$22,497$490,840
13$28,531$21,258$462,309
14$29,826$19,963$432,483
15$31,180$18,609$401,302
16$32,596$17,193$368,706
17$34,076$15,713$334,630
18$35,623$14,166$299,007
19$37,241$12,548$261,766
20$38,932$10,857$222,834
21$40,699$9,090$182,135
22$42,547$7,242$139,587
23$44,479$5,310$95,108
24$46,499$3,290$48,610
25$48,610$1,179$0

At the end of your 5-year term

Total paid over the term
$248,945
Principal paid down
$91,685
Interest paid
$157,260
Balance remaining
$658,715

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 21 whole-home leases in Central West$3,835/mo
$46,020Gross annual rent
3.4%Cap rate after taxes and upkeep
$3,637 to $4,235Typical rent range
~16 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 21 whole-home leases in Central West signed at a median of $3,835 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,835. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $7,552− Insurance $1,400− Vacancy & upkeep $5,062Net operating income $32,006

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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