86 Cambridge Avenue, Toronto, ON

Playter Estates-Danforth, Toronto · MLS® E13871184

$1,349,000
For Sale
Listed 12 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • Welcome to 86 Cambridge Avenue, a beautifully renovated and completely move-in-ready two-storey home in the highly sought-after Jackman School District.
  • The open-concept main floor offers generous living and dining spaces, along with a well-designed kitchen featuring ample storage, stainless steel appliances and...
  • Upstairs are three well-proportioned bedrooms, including a spacious primary bedroom, along with a renovated full bathroom.
  • The finished lower level adds a large family room, a second full bathroom with heated flooring and flexible space for a fourth bedroom, home office or gym.
  • A walkout leads to a private backyard with space for dining and entertaining, along with a rear shed for additional storage.

Welcome to 86 Cambridge Avenue, a beautifully renovated and completely move-in-ready two-storey home in the highly sought-after Jackman School District. The open-concept main floor offers generous living and dining spaces, along with a well-designed kitchen featuring ample storage, stainless steel appliances and plenty of room for everyday living. Upstairs are three well-proportioned bedrooms, including a spacious primary bedroom, along with a renovated full bathroom. The finished lower level adds a large family room, a second full bathroom with heated flooring and flexible space for a fourth bedroom, home office or gym. A walkout leads to a private backyard with space for dining and entertaining, along with a rear shed for additional storage. The location is hard to beat, with Jackman Avenue Junior Public School, Broadview Station, Riverdale Park and the restaurants, cafes and shops of the Danforth all within an easy walk. The Don Valley trail system and Evergreen Brick Works are close by, while quick access to the DVP makes commuting downtown or getting out of the city exceptionally easy. A polished, turnkey home in one of Toronto's most desirable east-end neighbourhoods.

Key facts

Property type
Townhouse, 2-Storey
MLS®
E13871184
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
14.37 × 90 ft
Cross streets
Broadview and Danforth
Parking
0 parking
Driveway
None
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,116 / 2025
Days on market
12
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jackman Avenue Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Playter Estates-Danforth, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cabbagetown-South St. James Town
$1.55M
South Riverdale
$1.49M
Palmerston-Little Italy
$1.30M
Victoria Village
$848K
Dovercourt-Wallace Emerson-Junction
$987K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jackman Avenue Junior Public School
79%
Jackman Avenue Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 79% meet the provincial standard
Kapapamahchakwew (Elem) - Wandering Spirit SchoolEQAO results not published
Danforth Collegiate and Technical InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
CALC Secondary School · Public secondary0.3 km
Rosedale Heights School of the Arts · Public secondary0.7 km · 80% at standard
Frankland Community School Junior · Public elementary0.8 km · 87% at standard
Quest Alternative School Senior · Public elementary1.1 km
Withrow Avenue Junior Public School · Public elementary1.1 km · 85% at standard
Westwood Middle School · Public elementary1.1 km · 70% at standard
Chester Elementary School · Public elementary1.2 km · 70% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.3 km
Rose Avenue Junior Public School · Public elementary1.4 km · 46% at standard
Earl Grey Senior Public School · Public elementary1.6 km
Sprucecourt Junior Public School · Public elementary1.6 km · 59% at standard
Winchester Junior and Senior Public School · Public elementary1.7 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,148/mo
$253KIncome needed
5.3×Price ÷ income
$1,419Weekly cost
$46,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,148Property tax $510Total carry $6,658

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,967per month

Mortgage amount $1,079,200 · 4.49% over 25 years

$269,800Down payment (20.0%)
$1,079,200Loan before insurance
$0CMHC premium
$6,477Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,967
Property tax
$510
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,477

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,455
Toronto municipal land transfer tax
$23,455
Estimated closing costs
$46,910

Plus your down payment of $269,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,222/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$710,925Total interest paid
$1,790,125Total of all payments
Principal $1,079,200 Interest $710,925
YearPrincipalInterestBalance
1$24,083$47,522$1,055,117
2$25,177$46,428$1,029,940
3$26,320$45,285$1,003,620
4$27,515$44,090$976,106
5$28,764$42,841$947,342
6$30,070$41,535$917,272
7$31,435$40,170$885,836
8$32,863$38,742$852,974
9$34,355$37,250$818,619
10$35,915$35,690$782,704
11$37,545$34,060$745,159
12$39,250$32,355$705,909
13$41,032$30,573$664,877
14$42,895$28,710$621,982
15$44,843$26,762$577,139
16$46,879$24,726$530,261
17$49,007$22,598$481,253
18$51,232$20,373$430,021
19$53,558$18,047$376,463
20$55,990$15,615$320,472
21$58,532$13,073$261,940
22$61,190$10,415$200,750
23$63,968$7,637$136,782
24$66,873$4,732$69,909
25$69,909$1,696$0

At the end of your 5-year term

Total paid over the term
$358,025
Principal paid down
$131,858
Interest paid
$226,167
Balance remaining
$947,342

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $6,116− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,048

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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