45 Dingwall Avenue, Toronto, ON

Blake-Jones, Toronto · MLS® E14032852

$1,199,000
For Sale
Listed 5 days agoNo offer date stated
3+1Bedrooms
2Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • Welcome to 45 Dingwall Ave, tucked away on a quiet dead-end street in a wonderful, community-oriented neighbourhood in prime Riverdale.
  • Updates include new windows and kitchen door (2022), new furnace and A/C (2022), new backyard stairs (2024) and parging (2025).
  • Enjoy a fantastic lifestyle close to Withrow Park, the Danforth's shops and restaurants, transit, schools and everyday amenities.

Welcome to 45 Dingwall Ave, tucked away on a quiet dead-end street in a wonderful, community-oriented neighbourhood in prime Riverdale! A charming home in a close-knit community of young families and couples, where neighbours connect and gather for an annual community BBQ. Enjoy comfortable family living with a versatile finished lower level, currently used as a recreation room and gym, with flexibility for a home office, bedroom or additional living space, or possibly a nanny/in-law suite. The outdoor spaces are a delight, featuring a beautiful cherry blossom tree in the front yard and edible grapes and raspberry bushes in the backyard. Updates include new windows and kitchen door (2022), new furnace and A/C (2022), new backyard stairs (2024) and parging (2025). Basement waterproofing, drains, knob and tube removal completed by previous owners. Enjoy a fantastic lifestyle close to Withrow Park, the Danforth's shops and restaurants, transit, schools and everyday amenities. A wonderful opportunity to put down roots in a truly special neighbourhood!

Key facts

Property type
Townhouse, 2-Storey
MLS®
E14032852
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
15.2 × 102 ft
Cross streets
Pape Ave & Danforth Ave
Parking
0 parking
Driveway
Street Only
Basement
Finished with Walk-Out, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Foundation
Brick
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$5,724 / 2026
Days on market
5
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

KitchenMain4.68 × 2.78 m

hardwood floor · breakfast bar · combined w/sitting

BreakfastMain3.20 × 2.35 m

hardwood floor · b/i bookcase · walk-out

Bedroom 3Second2.80 × 2.64 m

hardwood floor · overlooks backyard · south view

RecreationBasement8.65 × 2.57 m

laminate · w/o to yard · 4 pc bath

Primary BedroomSecond4.24 × 3.99 m

hardwood floor · closet · large window

BedroomBasement2.25 × 3.25 m

laminate · pot lights · window

OtherBasement1.41 × 2.15 m

laminate · pot lights · sliding doors

LaundryBasement5.59 × 1.59 m

concrete floor · laundry sink

Living RoomMain2.95 × 3.58 m

hardwood floor · b/i bookcase · overlooks frontyard

Dining RoomMain3.33 × 3.76 m

Hardwood Floor

Bedroom 2Second2.53 × 3.19 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Blake Street Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Blake-Jones, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Riverdale
$1.36M
Playter Estates-Danforth
$1.35M
Cabbagetown-South St. James Town
$1.55M
Victoria Village
$848K
Palmerston-Little Italy
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Blake Street Junior Public School
75%
Blake Street Junior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 75% meet the provincial standard
Kapapamahchakwew (Elem) - Wandering Spirit SchoolEQAO results not published
Danforth Collegiate and Technical InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
East Alternative School of Toronto · Public elementary0.3 km
Earl Grey Senior Public School · Public elementary0.4 km
Pape Avenue Junior Public School · Public elementary0.4 km · 90% at standard
Riverdale Collegiate Institute · Public secondary0.7 km · 86% at standard
Kapapamahchakwew - Wandering Spirit Scho · Public secondary0.7 km
Kapapamahchakwew - Wandering Spirit Scho Junior Senior · Public elementary0.7 km · 36% at standard
Subway Academy I · Public secondary0.7 km
Frankland Community School Junior · Public elementary0.8 km · 87% at standard
Quest Alternative School Senior · Public elementary0.9 km
Withrow Avenue Junior Public School · Public elementary0.9 km · 85% at standard
Wilkinson Junior Public School · Public elementary1.0 km · 86% at standard
Leslieville Junior Public School · Public elementary1.0 km · 62% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,465/mo
$227KIncome needed
5.3×Price ÷ income
$1,261Weekly cost
$40,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,465Property tax $477Total carry $5,942

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,304per month

Mortgage amount $959,200 · 4.49% over 25 years

$239,800Down payment (20.0%)
$959,200Loan before insurance
$0CMHC premium
$5,781Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,304
Property tax
$477
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,781

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,455
Toronto municipal land transfer tax
$20,455
Estimated closing costs
$40,910

Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,419/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$631,874Total interest paid
$1,591,074Total of all payments
Principal $959,200 Interest $631,874
YearPrincipalInterestBalance
1$21,405$42,238$937,795
2$22,377$41,266$915,418
3$23,393$40,250$892,024
4$24,455$39,188$867,569
5$25,566$38,077$842,003
6$26,726$36,917$815,277
7$27,940$35,703$787,337
8$29,209$34,434$758,129
9$30,535$33,108$727,594
10$31,921$31,722$695,673
11$33,370$30,273$662,302
12$34,886$28,757$627,417
13$36,470$27,173$590,947
14$38,125$25,518$552,822
15$39,856$23,787$512,965
16$41,666$21,977$471,299
17$43,558$20,085$427,741
18$45,536$18,107$382,206
19$47,603$16,040$334,602
20$49,764$13,878$284,838
21$52,024$11,619$232,814
22$54,386$9,257$178,428
23$56,855$6,788$121,572
24$59,437$4,206$62,136
25$62,136$1,507$0

At the end of your 5-year term

Total paid over the term
$318,215
Principal paid down
$117,197
Interest paid
$201,018
Balance remaining
$842,003

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $5,724− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,440

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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