93 Rainsford Road, Toronto, ON
The Beaches, Toronto · MLS® E14022238
About this home
In short
- Rare opportunity to own a character-filled triplex in Toronto's highly sought-after Beaches neighborhood.
- The vacant main-floor 2-bedroom suite is freshly painted with brand-new, never-lived-on flooring, new washer/dryer, exposed brick, fireplace & sliding barn doors.
- The charming upper 1-bedroom suite is filled with natural light and features exposed brick, fireplace, soaring vaulted ceilings, built-in ladder to a loft/storage...
- The lower 1-bedroom suite also offers exposed brick and a cozy, functional layout.
- Appliances are included with each unit, plus an owned tankless hot-water system and numerous updates, many completed in 2017 and 2026.
Rare opportunity to own a character-filled triplex in Toronto's highly sought-after Beaches neighborhood. Ideal for investors or owner-occupiers, this solid brick semi offers three self-contained apartments, two-car laneway parking and outstanding income potential, all just seconds from the lake. The vacant main-floor 2-bedroom suite is freshly painted with brand-new, never-lived-on flooring, new washer/dryer, exposed brick, fireplace & sliding barn doors. The smaller second bedroom is ideal as a nursery, office or workspace. Move right in or lease at current market rent. The charming upper 1-bedroom suite is filled with natural light and features exposed brick, fireplace, soaring vaulted ceilings, built-in ladder to a loft/storage area, sliding barn door and private rear deck. The lower 1-bedroom suite also offers exposed brick and a cozy, functional layout. Both upper and lower suites are occupied by fantastic month-to-month tenants who would love to stay. Appliances are included with each unit, plus an owned tankless hot-water system and numerous updates, many completed in 2017 and 2026. Enjoy a freshly painted front stoop, perfect for morning coffee, plus two-car parking off the rear lane, offering additional income potential. An exceptional Beaches location! Walk to the Beaches, Boardwalk, Ashbridges Bay, waterfront trails, parks and Queen Street East's shops, cafés and restaurants. TTC is nearby with convenient access to the subway and downtown. A rare combination of character, income, flexibility and an incredible Beaches lifestyle! Please see Brokerage remarks for important showing instructions.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- E14022238
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 3
- Size
- 1100-1500 sq ft
- Lot
- 19 × 118 ft
- Cross streets
- Woodbine and Kingston
- Parking
- 2 parking
- Basement
- Apartment, Separate Entrance, Finished with Walk-Out
- Kitchens
- 3 (2 + 1)
- Heating
- Baseboard
- A/C
- None
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,243 / 2026
- Days on market
- 6
- Listing brokerage
- UNION REALTY BROKERAGE INC.
Rooms
open concept · hardwood floor · b/i closet
fireplace · hardwood floor · large window
track lighting · hardwood floor · b/i microwave
breakfast area · hardwood floor · w/o to terrace
open concept · above grade window · broadloom
open concept · b/i desk · b/i closet
sliding doors · hardwood floor
window · hardwood floor
fireplace · hardwood floor · vaulted ceiling(s)
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (Norway Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,122/sqft; this home lists at $998/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
The Beaches, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,038,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,741
- Property tax
- $604
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,345
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,435
- Toronto municipal land transfer tax
- $22,435
- Estimated closing costs
- $44,870
Plus your down payment of $259,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $344,490
- Principal paid down
- $126,873
- Interest paid
- $217,616
- Balance remaining
- $911,527
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION REALTY BROKERAGE INC.. MLS®/PropTx.