55 Waverley Road, Toronto, ON
The Beaches, Toronto · MLS® E14081394
About this home
Some homes are special. Some locations are extraordinary. And every once in a while, the two come together in a way that is truly unforgettable. Welcome to this beautifully maintained 3-bedroom, 2.5-bathroom home with parking, nestled in one of Toronto's most coveted neighbourhoods, backing directly onto the iconic Kew Gardens and just steps to the Boardwalk and the sparkling shores of Lake Ontario.This is more than a home; it's an opportunity to embrace the very best of The Beaches lifestyle. From the moment you walk through the door, the exceptional pride of ownership is unmistakable.The generous main floor is designed for living, entertaining, and bringing everyone together. Whether hosting a houseful of family for Christmas dinner or gathering with friends around the chef-inspired kitchen, there is room for every occasion. The charming dinette overlooks a gorgeous backyard garden, where birds, squirrels, and local wildlife make regular appearances, creating your own peaceful retreat in the heart of the city.But it's the location that truly sets this home apart. With Kew Gardens as your backyard, the Boardwalk and Lake Ontario just steps away, and the unique shops, cafés, and vibrant community of The Beaches all around you, this is a lifestyle that is increasingly difficult to find and impossible to replicate. Enjoy morning strolls by the lake, summer days on the beach, and the simple pleasure of living in a neighbourhood that feels like a world of its own.Opportunities like this are exceptionally rare. A lovingly maintained home, an incredible garden setting, and one of Toronto's most treasured locations, all in one remarkable offering. For those who dream of living in The Beaches, this may be the opportunity you have been waiting for. Come for the home. Fall in love with the location. Stay for a lifetime!
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- E14081394
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 18.46 × 115 ft
- Cross streets
- Queen St E / Woodbine Ave
- Parking
- 1 parking
- Driveway
- Front Yard Parking
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Other
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,571 / 2026
- Days on market
- 4
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
skylight · double closet
eat-in kitchen · skylight · walk-out
hardwood floor · bay window · large closet
double closet · w/o to balcony
hardwood floor · open concept
Linoleum
stainless steel appl · pot lights · custom backsplash
laminate · pot lights
hardwood floor · fireplace
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readOn schools, this address is zoned for Malvern Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,070/sqft; this home lists at $1,153/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
The Beaches, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,199,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,631
- Property tax
- $631
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,261
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,455
- Toronto municipal land transfer tax
- $26,455
- Estimated closing costs
- $52,910
Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $397,835
- Principal paid down
- $146,520
- Interest paid
- $251,315
- Balance remaining
- $1,052,680
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.