205 Hupfield Trail, Toronto, ON

Malvern, Toronto · MLS® E14092480

$1,179,000
For Sale
Just listed todayNo offer date stated
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4+3Bedrooms
5Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • LEGAL DUPLEX | 4+3 BEDROOMS | 5 WASHROOMS | 2 FULL KITCHENS' Truly exceptional, fully renovated detached home offering the perfect blend of space, versatility, and...
  • The main level features bright, spacious living areas and 4 generously sized bedrooms, including an impressive primary retreat with a 5-piece ensuite and a separate...
  • The fully self-contained LEGAL basement apartment features a separate walk-up entrance, 3 spacious bedrooms, 2 full washrooms, a full kitchen, separate laundry, and a...
  • Major ticketed upgrades have already been completed, including a newer furnace (2021), AC (2023),, and roof (2022), providing added peace of mind and helping minimize...
  • Close to schools, University of Toronto Scarborough, and Centennial College.

LEGAL DUPLEX | 4+3 BEDROOMS | 5 WASHROOMS | 2 FULL KITCHENS' Truly exceptional, fully renovated detached home offering the perfect blend of space, versatility, and income potential! The main level features bright, spacious living areas and 4 generously sized bedrooms, including an impressive primary retreat with a 5-piece ensuite and a separate sitting area ideal for a nursery, private home office, dressing room, reading lounge, or additional relaxation space. The fully self-contained LEGAL basement apartment features a separate walk-up entrance, 3 spacious bedrooms, 2 full washrooms, a full kitchen, separate laundry, and a dedicated living area, making it ideal for rental income, multi-generational living, or extended family accommodations. Enjoy added convenience with an interlocked driveway offering extra parking and a generously sized backyard perfect for outdoor entertaining and family enjoyment. Major ticketed upgrades have already been completed, including a newer furnace (2021), AC (2023),, and roof (2022), providing added peace of mind and helping minimize future maintenance costs. situated in a welcoming, family-friendly neighbourhood with convenient access to Highway 401, TTC transit, the Amazon Fulfillment Centre, and Canada Post Distribution Centre and Mosque. Close to schools, University of Toronto Scarborough, and Centennial College. An incredible opportunity for families, investors, and buyers seeking additional income potential, flexible living arrangements, and long-term value!

Key facts

Property type
Detached, 2-Storey
MLS®
E14092480
Bedrooms
4+3 (7 total)
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
36.13 × 105.06 ft
Cross streets
Morningside and Finch
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Apartment, Separate Entrance, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,203 / 2025
Listing brokerage
REMAX YOUR COMMUNITY REALTY
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.16Mlikely sale price

Listed at $1,179,000. Going by how homes in Malvern and the wider GTA have actually closed against their asking prices (about 99%, 16 local closings in 90 days), the likely sale price is near $1.16M, if it sells. A realistic range is $1.09M to $1.31M.

Independent value check: $1.28M. Without looking at the asking price, our model values the home itself about 8% above the ask (homes like it typically land between $1.20M and $1.34M).

Why $1.28M. The typical detached home sold in Malvern over the past year went for about $833K (76 sales). What sets this one apart:

  • ▲ Raises it stronglyIt is 2,500 to 3,000 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▲ Raises it4+3 bedrooms and 5 baths, against 3+1 and 3 typically.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it2 garage and 6 total parking spaces, against 1 and 3.5 typically.
List price
$1.09MBelow recent closings$1.31MAbove recent closings

Total price vs nearby homes. Likely closing about $1.16M, from 16 recent closings in this pocket.

The market behind the math:

16sold nearby · 90 days
$853Kmedian sold price
101%of asking, on average
−2%prices vs a year ago
~22 dayshomes like this take to sell
$5,147/moest. rent · 6 leases
5.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.9 months of inventory: 5 detached homes for sale in the area against 16 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $429/sqft against an area asking average of $540/sqft.

  • Separate-entrance basement apartment features. A finished 3 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Malvern: 24 of the 94 detached leases here lately were basement units, around $1,600 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.10M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Lester B Pearson Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Malvern, so I widened the search to the surrounding area.

Based on 16 comparable homes that sold in Malvern over the past two years, from 132 closings there.

What sellers nearby are askingCurrently listed nearby in Malvern · asking prices
$908kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.28M, which is where my estimate comes from.

Per square foot, these ask about $620/sqft; this home lists at $429/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.18MThis home895k899k1.10M699k949kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Malvern: $851K in September 2026, up 1% from a year ago, on 64 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$870K6
November 2025$815K8
January 2026$889K5
February 2026$850K11
April 2026$790K9
June 2026$775K5
July 2026$839K6
August 2026$872K8
September 2026$851K6

Neighbourhood & location

Malvern, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$949K
Steeles
$1.20M
Wexford-Maryvale
$849K
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Mary Shadd Public School
56%
Mary Shadd Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 56% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Mother Teresa Catholic Academy · Catholic secondary0.7 km · 50% at standard
St Bede Catholic School · Catholic elementary0.7 km
Alexander Stirling Public School · Public elementary0.8 km · 49% at standard
Heritage Park Public School · Public elementary0.9 km · 68% at standard
St Gabriel Lalemant Catholic School · Catholic elementary0.9 km · 55% at standard
Fleming Public School · Public elementary1.0 km · 78% at standard
St Columba Catholic School · Catholic elementary1.1 km · 40% at standard
Thomas L Wells Public School · Public elementary1.3 km · 80% at standard
Grey Owl Junior Public School · Public elementary1.3 km · 54% at standard
Emily Carr Public School · Public elementary1.4 km · 70% at standard
Tom Longboat Junior Public School · Public elementary1.4 km · 78% at standard
Berner Trail Junior Public School · Public elementary1.6 km · 56% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,373/mo
$222KIncome needed
5.3×Price ÷ income
$1,240Weekly cost
$40,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,373Property tax $434Total carry $5,807

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,215per month

Mortgage amount $943,200 · 4.49% over 25 years

$235,800Down payment (20.0%)
$943,200Loan before insurance
$0CMHC premium
$5,649Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,215
Property tax
$434
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,649

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,055
Toronto municipal land transfer tax
$20,055
Estimated closing costs
$40,110

Plus your down payment of $235,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,312/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$621,334Total interest paid
$1,564,534Total of all payments
Principal $943,200 Interest $621,334
YearPrincipalInterestBalance
1$21,048$41,533$922,152
2$22,004$40,577$900,148
3$23,003$39,578$877,145
4$24,047$38,534$853,098
5$25,139$37,442$827,958
6$26,281$36,301$801,678
7$27,474$35,107$774,204
8$28,721$33,860$745,483
9$30,025$32,556$715,457
10$31,389$31,193$684,069
11$32,814$29,768$651,255
12$34,304$28,278$616,951
13$35,861$26,720$581,090
14$37,489$25,092$543,600
15$39,192$23,390$504,409
16$40,971$21,610$463,438
17$42,831$19,750$420,606
18$44,776$17,805$375,830
19$46,809$15,772$329,021
20$48,934$13,647$280,087
21$51,156$11,425$228,931
22$53,479$9,102$175,452
23$55,907$6,674$119,545
24$58,445$4,136$61,099
25$61,099$1,482$0

At the end of your 5-year term

Total paid over the term
$312,907
Principal paid down
$115,242
Interest paid
$197,665
Balance remaining
$827,958

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Malvern$5,147/mo
$61,764Gross annual rent
4.1%Cap rate after taxes and upkeep
$4,643 to $5,558Typical rent range
~39 daysTo find a tenant, on average

The suite is real income here: basements rent in Malvern (24 of 94 recent detached leases were basement units, around $1,600 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,600 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Malvern signed at a median of $3,906 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,147. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $5,203− Insurance $1,400− Vacancy & upkeep $6,794Net operating income $48,367

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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