103 Antique Drive, Richmond Hill, ON

Oak Ridges Lake Wilcox, Richmond Hill · MLS® N12985766

$1,099,900
For Sale
Listed 192 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Experience life in the heart of the highly sought-after Bond Lake Village.
  • Meticulously maintained and sparkling clean, this fabulous semi-detached home now features a brand-new, sleek-modern kitchen and appliances(renovated in 2023), wide...
  • On the second floor, discover a spacious master suite with a 4-piece ensuite and large walk-in closet, plus secondary bedrooms including one with a balcony and...
  • Recent upgrades include a new roof installed in 2020, leased hot water tank in 2025, water softener system, garage door opener, plus two sets of washer and dryer.
  • Steps to lakes, parks, top schools, and all amenities.

Experience life in the heart of the highly sought-after Bond Lake Village! Meticulously maintained and sparkling clean, this fabulous semi-detached home now features a brand-new, sleek-modern kitchen and appliances(renovated in 2023), wide plank wood flooring throughout, and a seamless, open-concept living and dining space. The expansive family room is bathed in natural light through large windows. On the second floor, discover a spacious master suite with a 4-piece ensuite and large walk-in closet, plus secondary bedrooms including one with a balcony and another versatile family room. The kitchen offers not only a spacious breakfast area with walk-out to the deep yard and deck, but also a dedicated pantry with built-in organizers, plus cabinet doors equipped with organizers for maximum functionality. Recent upgrades include a new roof installed in 2020, leased hot water tank in 2025, water softener system, garage door opener, plus two sets of washer and dryer. Steps to lakes, parks, top schools, and all amenities!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N12985766
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
24.62 × 112.45 ft
Cross streets
Bayview Ave/Stouffville Rd
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,606 / 2026
Days on market
192
Listing brokerage
BESTLIVING SIGNATURE REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Oak Ridges Lake Wilcox, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges
$1.28M
Crosby
$864K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,013/mo
$206KIncome needed
5.3×Price ÷ income
$1,157Weekly cost
$18,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,013Property tax $384Total carry $5,397

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,865per month

Mortgage amount $879,920 · 4.49% over 25 years

$219,980Down payment (20.0%)
$879,920Loan before insurance
$0CMHC premium
$5,249Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,865
Property tax
$384
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,249

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,473
Estimated closing costs
$18,473

Plus your down payment of $219,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,889/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,649Total interest paid
$1,459,569Total of all payments
Principal $879,920 Interest $579,649
YearPrincipalInterestBalance
1$19,636$38,747$860,284
2$20,528$37,855$839,756
3$21,460$36,923$818,297
4$22,434$35,949$795,863
5$23,453$34,930$772,410
6$24,517$33,865$747,893
7$25,631$32,752$722,262
8$26,794$31,588$695,468
9$28,011$30,372$667,457
10$29,283$29,100$638,174
11$30,612$27,770$607,562
12$32,002$26,381$575,559
13$33,455$24,927$542,104
14$34,974$23,408$507,130
15$36,562$21,821$470,568
16$38,222$20,160$432,345
17$39,958$18,425$392,387
18$41,772$16,611$350,615
19$43,669$14,714$306,947
20$45,651$12,731$261,296
21$47,724$10,659$213,571
22$49,891$8,492$163,680
23$52,156$6,227$111,524
24$54,524$3,858$57,000
25$57,000$1,383$0

At the end of your 5-year term

Total paid over the term
$291,914
Principal paid down
$107,510
Interest paid
$184,404
Balance remaining
$772,410

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,606− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,636

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BESTLIVING SIGNATURE REALTY INC.. MLS®/PropTx.

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