89 English Oak Drive, Richmond Hill, ON
Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13672980
About this home
In short
- Your Search For The Dream Home Ends Right Here.
- Newly Renovated, Ready To Move-In, All Brick, Stylish 'Bond Lake' Semi Detached Home.
- Bright And Open Layout With Vaulted Ceiling.
- The Finished Walkout Basement Adds Incredible Value Ideal For Extended Family, Guest Or A Private Home Office.
- Close Proximity To Great Schools, Shopping, Community Centre, Transit And Everything You and Your Family Really Needs! $$$ Spent On High Quality Renovations...
Your Search For The Dream Home Ends Right Here!!! Newly Renovated, Ready To Move-In, All Brick, Stylish 'Bond Lake' Semi Detached Home! Nestled Between Lake Wilcox & Bond Lake is This Rare To Find Charming Beauty! Very Calm, Peaceful, Gentle & Quiet Family Neighbourhood! 3+1 Good Size Bedrooms & 4 All Brand New Washrooms! This Fabulous Home Offers The Perfect Blend Of Space, Comfort & Functionality Designed For Everyday Ease & Modern Family Living. Bright And Open Layout With Vaulted Ceiling! The Finished Walkout Basement Adds Incredible Value Ideal For Extended Family, Guest Or A Private Home Office. As Tons Of Natural Light Flowing Through, This Home Checks All The Boxes! Step Out To The Backyard From The W/O Basement & Enjoy Seamless Indoor-Outdoor Living! Family Room & Breakfast Area Shares A Two Sided Fireplace. Brand New Kitchen With All New Sleek Quartz Counter Tops, Cabinets, Stylish Backsplash & Durable Ceramic Flooring. Perfect For Family Meals, Or To Simply Enjoy Your Morning Coffee! Every Detail Has Been Thoughtfully Updated, Including Brand New Stainless Steel Appliances, Offering Both Modern Style And Everyday Functionality! Breakfast Area Overlooking The Backyard Balcony, Newly Renovated Deck & Covered Porch. Fully Fenced Yard. Fresh Gleaming Hardwood Floor On The Main Floor! No Carpet In The Entire House! W/O To Beautiful Large Deck From Breakfast Area. Oak Staircase, Direct Garage Access! Fully Finished W/O Basement Comes With Kitchen, A Generous Size Bedroom/Office Room, Living Room & A Jacuzzi Tub, Almost A Perfect In-Law Suite. The Whole House Is Professionally Painted & Decorated! Close Proximity To Great Schools, Shopping, Community Centre, Transit And Everything You and Your Family Really Needs! $$$ Spent On High Quality Renovations, Professional Landscaping, Driveway Repairs All Done In September2025! A Perfect Place To Grow, Relax & Create Lasting Memories! This Is More Than A House, It's A Place To Call Home!!!
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- N13672980
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 24.61 × 110.53 ft
- Cross streets
- Yonge St/Old Colony Rd
- Parking
- 1 garage · 4 parking (built-in)
- Driveway
- Private
- Basement
- Apartment, Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,613 / 2025
- Days on market
- 67
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
laminate · walk-out
3 pc ensuite · laminate · walk-in closet(s)
closet · laminate · window
combined w/living · hardwood floor · fireplace
laminate · 3 pc ensuite
ceramic floor · overlooks family · w/o to deck
combined w/family · hardwood floor · vaulted ceiling(s)
modern kitchen · stainless steel appl · backsplash
Laminate
closet · laminate · window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.
Per square foot, these ask about $759/sqft; this home lists at $674/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges Lake Wilcox, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $943,280 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,216
- Property tax
- $384
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,600
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,057
- Estimated closing costs
- $20,057
Plus your down payment of $235,820. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $312,933
- Principal paid down
- $115,251
- Interest paid
- $197,682
- Balance remaining
- $828,029
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.