12 Terme Avenue, Vaughan, ON

Vellore Village, Vaughan · MLS® N13058764

$1,600,000
For Sale
Listed 144 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Experience upscale living in the prestigious Vellore Village Community with this immaculate beautiful 4 bedroom home Located in a peaceful neighbourhood, this...
  • Thoughtfully designed to maximize both space and natural light, this home features sleek hardwood flooring and numerous windows that creates a warm and inviting ambiance.

Experience upscale living in the prestigious Vellore Village Community with this immaculate beautiful 4 bedroom home Located in a peaceful neighbourhood, this contemporary open concept space offers a perfect blend of comfort and style. Thoughtfully designed to maximize both space and natural light, this home features sleek hardwood flooring and numerous windows that creates a warm and inviting ambiance. Enjoy a spacious kitchen equipped with stainless steel appliances, lots of storage in the kitchen elegant stone countertops and backsplash, Additional highlights includes a long driveway and large windows that fill the space with natural light.Location doesn't get any better than this! Situated in the heart of Vellore Village, spacious and bright Home. features a well-designed layout, bedroom includes a walk-in closet .Enjoy unbeatable convenience. Just steps to Vellore Village Community Centre, trendy restaurants,an arts centre, library, and different parks. Great schools in the neighbourhood and community. Steps to hwy 400 and 407

Key facts

Property type
Detached, 2-Storey
MLS®
N13058764
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
50.2 × 78.74 ft
Cross streets
Weston Rd / Davos Rd
Parking
2 garage · 6 parking (attached)
Driveway
Available
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,613 / 2025
Days on market
144
Listing brokerage
RE/MAX EXPERTS

Rooms

Bedroom 3Second3.35 × 4.51 m

laminate · closet · window

KitchenMain6.71 × 3.96 m

marble floor · granite counters · stainless steel appl

BreakfastMain6.71 × 3.96 m

marble floor · combined w/kitchen · w/o to patio

Bedroom 2Second4.58 × 3.41 m

laminate · 4 pc ensuite · closet

Living RoomMain3.66 × 5.79 m

hardwood floor · combined w/dining · open concept

Dining RoomMain3.66 × 4.27 m

hardwood floor · combined w/living · window

Primary BedroomSecond5.58 × 5.49 m

laminate · 5 pc ensuite · walk-in closet(s)

Family RoomMain5.43 × 3.66 m

hardwood floor · gas fireplace · pot lights

Bedroom 4Second4.57 × 3.78 m

laminate · 4 pc ensuite

Our TakeTeam Asgarian · Broker
A discount is typical here
$1.53Mlikely closing

Listed at $1,600,000 with no offer date. Homes here have been closing close to ask, so my read is $1.53M, typically $1.50M to $1.56M. Comparable closings on their own put this home around $1.57M, which supports the ask, so this is a firm read.

List price
$1.50MBelow recent closings$1.60MAbove recent closings

Total price vs nearby homes. Likely closing about $1.53M, from 41 recent closings in this pocket.

The market behind the math:

41sold nearby · 90 days
$1.34Mmedian sold price
96%of asking, on average
−9%prices vs a year ago
~30 dayshomes like this take to sell
144days on market so far
$5,000/moest. rent · 88 leases
3.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.1 months of inventory: 42 detached homes for sale in the area against 41 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $492/sqft against an area asking average of $570/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 41 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.49M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Pierre Berton PS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 41 comparable homes that sold in Vellore Village over the past two years, from 436 closings there.

Neighbourhood & location

Vellore Village, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington Woods
$2.00M
Sonoma Heights
$1.31M
East Woodbridge
$1.56M
Maple
$1.36M
Kleinburg
$3.19M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pierre Berton PS
80%
Pierre Berton PSPublic · Elementary · JK-8 · 0.4 km awayAbove the GTA average · 80% meet the provincial standard
St. Jean De BrebeufEQAO results not published
Also nearby: 9 more schools within 2.5 km
St Michael the Archangel Catholic Elementary School · Catholic elementary0.6 km · 82% at standard
Fossil Hill Public School · Public elementary0.6 km · 85% at standard
St Agnes of Assisi Catholic Elementary School · Catholic elementary1.0 km · 88% at standard
St Jean de Brebeuf Catholic High School · Catholic secondary1.0 km · 71% at standard
Vellore Woods Public School · Public elementary1.4 km · 75% at standard
Guardian Angels · Catholic elementary1.6 km · 80% at standard
St Emily Catholic Elementary School · Catholic elementary1.7 km · 80% at standard
Johnny Lombardi Public School · Public elementary2.0 km · 84% at standard
St Clare Catholic Elementary School · Catholic elementary2.1 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,292/mo
$301KIncome needed
5.3×Price ÷ income
$1,683Weekly cost
$28,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,292Property tax $634Total carry $7,927

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,006per month

Mortgage amount $1,280,000 · 4.39% over 25 years

$320,000Down payment (20.0%)
$1,280,000Loan before insurance
$0CMHC premium
$7,641Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,006
Property tax
$634
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,641

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,475
Estimated closing costs
$28,475

Plus your down payment of $320,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$8,489/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$821,917Total interest paid
$2,101,917Total of all payments
Principal $1,280,000 Interest $821,917
YearPrincipalInterestBalance
1$28,965$55,112$1,251,035
2$30,250$53,826$1,220,785
3$31,593$52,484$1,189,192
4$32,995$51,082$1,156,197
5$34,459$49,617$1,121,737
6$35,989$48,088$1,085,749
7$37,586$46,491$1,048,163
8$39,254$44,822$1,008,908
9$40,996$43,080$967,912
10$42,816$41,261$925,096
11$44,716$39,361$880,380
12$46,701$37,376$833,679
13$48,773$35,303$784,906
14$50,938$33,139$733,968
15$53,199$30,878$680,769
16$55,560$28,517$625,210
17$58,026$26,051$567,184
18$60,601$23,476$506,583
19$63,290$20,786$443,293
20$66,099$17,977$377,193
21$69,033$15,044$308,160
22$72,097$11,980$236,064
23$75,297$8,780$160,767
24$78,638$5,438$82,129
25$82,129$1,948$0

At the end of your 5-year term

Total paid over the term
$420,383
Principal paid down
$158,263
Interest paid
$262,121
Balance remaining
$1,121,737

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 88 whole-home leases in Vellore Village$5,000/mo
$60,000Gross annual rent
2.8%Cap rate after taxes and upkeep
$4,632 to $5,350Typical rent range
~23 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 88 whole-home leases in Vellore Village signed at a median of $4,811 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,000. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $7,613− Insurance $1,400− Vacancy & upkeep $6,600Net operating income $44,387

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

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