124 Moore's Beach Road, Georgina, ON

Virginia, Georgina · MLS® N13130978

$998,000
For Sale
Listed 158 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
2Bathrooms
1Garage · 7 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 124 Moores Beach Road, don't miss out this beautiful four seasons direct waterfront house on a quiet cul-de-sac, breathtaking sunset view, Georgina Island...
  • It comes with a 27ft x10ft boathouse, marine railway and put you own seasonal dock.
  • It featuring open concept layouts, two sunrooms, fireplace (as is).

Welcome to 124 Moores Beach Road, don't miss out this beautiful four seasons direct waterfront house on a quiet cul-de-sac, breathtaking sunset view, Georgina Island is across to keep lake calm and private, enjoy the summer activities like fishing, swimming, kayaking, and ice fishing, skidoo in the winter and much more lake activities. It comes with a 27ft x10ft boathouse, marine railway and put you own seasonal dock. It featuring open concept layouts, two sunrooms, fireplace (as is). Perfect for retirees downsizing, nature enthusiasts, cottages getaway, or rebuild your dream waterfront home.

Key facts

Property type
Detached, 2-Storey
MLS®
N13130978
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1500-2000 sq ft
Lot
50 × 200 ft
Cross streets
Hwy 48 / Duclos Point Rd
Parking
1 garage · 7 parking (attached)
Driveway
Private
Basement
Crawl Space
Heating
Baseboard
A/C
Window Unit(s)
Exterior
Vinyl Siding
Foundation
Block
Roof
Metal
Sewer
Septic
Property tax
$5,540 / 2025
Days on market
158
Listing brokerage
RE/MAX EXCEL REALTY LTD.

Rooms

Living RoomSecond4.29 × 2.77 m

overlooks backyard · overlook water

Primary BedroomSecond5.81 × 3.38 m

overlook water · closet

BedroomMain2.76 × 2.71 m

Window

KitchenMain4.29 × 2.44 m

open concept · window

SunroomMain5.51 × 2.16 m

Overlooks Frontyard

Bedroom 2Main3.66 × 1.86 m

overlook water · closet

Bedroom 3Main3.66 × 2.15 m

overlooks backyard · overlook water

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Virginia · asking prices
$1.10Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $576/sqft; this home lists at $570/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
998kThis home895k999k999k900k1.70MThis home vs active comparables

Neighbourhood & location

Virginia, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pefferlaw
$808K
Sutton & Jackson's Point
$707K
Historic Lakeshore Communities
$1.04M
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,549/mo
$192KIncome needed
5.2×Price ÷ income
$1,050Weekly cost
$16,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,549Property tax $462Total carry $5,010

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,414per month

Mortgage amount $798,400 · 4.49% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$4,876Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,414
Property tax
$462
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,876

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Estimated closing costs
$16,435

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,343/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$525,947Total interest paid
$1,324,347Total of all payments
Principal $798,400 Interest $525,947
YearPrincipalInterestBalance
1$17,817$35,157$780,583
2$18,626$34,348$761,957
3$19,472$33,502$742,486
4$20,356$32,618$722,130
5$21,280$31,694$700,850
6$22,246$30,728$678,604
7$23,256$29,718$655,348
8$24,312$28,662$631,036
9$25,416$27,558$605,620
10$26,570$26,404$579,050
11$27,776$25,198$551,274
12$29,037$23,936$522,237
13$30,356$22,618$491,881
14$31,734$21,240$460,147
15$33,175$19,799$426,972
16$34,681$18,293$392,291
17$36,256$16,718$356,035
18$37,902$15,072$318,133
19$39,623$13,351$278,510
20$41,422$11,552$237,088
21$43,303$9,671$193,785
22$45,269$7,705$148,516
23$47,324$5,650$101,192
24$49,473$3,501$51,719
25$51,719$1,255$0

At the end of your 5-year term

Total paid over the term
$264,869
Principal paid down
$97,550
Interest paid
$167,320
Balance remaining
$700,850

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $5,540− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,702

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.

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