150 Woodfield Drive, Georgina, ON

Virginia, Georgina · MLS® N13634448

$1,699,999
For Sale
Listed 76 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
3Garage · 9 parking
2000-2500Sq ft

About this home

In short

  • Rare waterfront home on Lake Simcoe ideally situated at the end of a quiet street, offering exceptional privacy and a serene setting.
  • Enjoy direct waterfront access, perfect for families and endless water activities. Fully renovated with high-end finishes throughout, this home blends modern comfort...
  • Features include 3/4 inch engineered hardwood flooring, contemporary lighting and pot lights, and a chef-inspired kitchen complete with top-of-the-line appliances and...
  • The spacious island, stone countertops, 6-burner Wolf gas cooktop, double ovens, bar fridge, Franke undermount sink, extended cabinetry, pantry, and large pull-out...
  • The walkout basement sits at grade level, offering added versatility and natural light. Our primary bedroom retreat, featuring double walk-in closets, a fireplace...

Rare waterfront home on Lake Simcoe ideally situated at the end of a quiet street, offering exceptional privacy and a serene setting. Enjoy direct waterfront access, perfect for families and endless water activities. **Fully renovated with high-end finishes throughout, this home blends modern comfort with effortless style. Features include 3/4 inch engineered hardwood flooring, contemporary lighting and pot lights, and a chef-inspired kitchen complete with top-of-the-line appliances and custom cabinetry. The spacious island, stone countertops, 6-burner Wolf gas cooktop, double ovens, bar fridge, Franke undermount sink, extended cabinetry, pantry, and large pull-out drawers create a space that is both functional and beautiful. **The open-concept main floor offers seamless flow and a walkout to a large deck with glass railings, ideal for entertaining, relaxing by the firepit, and taking in breathtaking sunset views over the lake. **Convenient main floor laundry includes stone counters, sink, front-load washer and dryer, water views, and direct access to the attached garage. The walkout basement sits at grade level, offering added versatility and natural light. **Our primary bedroom retreat, featuring double walk-in closets, a fireplace, and a walkout to a balcony overlooking the lake, is the perfect spot for your morning coffee. The main bathroom offers a spa-like experience with double sinks, a separate shower, soaker tub, and linen closet. **A large, separate double garage provides ample space for a workshop, hobby enthusiasts, or additional storage for all the water toys. **This exceptional property is truly move-in ready, whether you're looking for year-round living or a seasonal escape. Enjoy summer swims, kayaking, and winter ice fishing, all just steps from your door. Conveniently located close to parks, beaches, and marinas, with easy access to the city, approximately one hour from Toronto.

Key facts

Property type
Detached, 2-Storey
MLS®
N13634448
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
50 × 177 ft
Cross streets
Hwy 48 To Woodfield Dr
Parking
3 garage · 9 parking (detached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$6,731 / 2025
Days on market
76
Listing brokerage
Signature Elite Realty Ltd.

Rooms

Primary BedroomSecond4.19 × 3.66 m

hardwood floor · w/o to sundeck · double closet

Living RoomMain6.86 × 3.26 m

gas fireplace · open concept · hardwood floor

Bedroom 2Second3.89 × 3.66 m

hardwood floor · 2 pc ensuite · double closet

Bedroom 3Main4.62 × 2.79 m

hardwood floor · closet · large window

KitchenMain4.20 × 3.50 m

centre island · quartz counter · b/i appliances

Dining RoomMain4.85 × 3.76 m

w/o to deck · overlook water · hardwood floor

LaundryMain3.27 × 2.51 m

access to garage · hardwood floor · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Virginia · asking prices
$948kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $481/sqft; this home lists at $756/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.70MThis home900k895k999k998kThis home vs active comparables

Neighbourhood & location

Virginia, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pefferlaw
$808K
Sutton & Jackson's Point
$707K
Historic Lakeshore Communities
$1.04M
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,748/mo
$315KIncome needed
5.4×Price ÷ income
$1,788Weekly cost
$30,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,748Property tax $561Total carry $8,309

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,520per month

Mortgage amount $1,359,999 · 4.49% over 25 years

$340,000Down payment (20.0%)
$1,359,999Loan before insurance
$0CMHC premium
$8,081Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,520
Property tax
$561
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,081

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,475
Estimated closing costs
$30,475

Plus your down payment of $340,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,101/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$895,901Total interest paid
$2,255,901Total of all payments
Principal $1,359,999 Interest $895,901
YearPrincipalInterestBalance
1$30,349$59,887$1,329,650
2$31,727$58,509$1,297,922
3$33,168$57,068$1,264,755
4$34,674$55,562$1,230,081
5$36,248$53,988$1,193,832
6$37,894$52,342$1,155,938
7$39,615$50,621$1,116,324
8$41,413$48,823$1,074,911
9$43,294$46,942$1,031,617
10$45,259$44,977$986,358
11$47,314$42,922$939,044
12$49,462$40,774$889,581
13$51,708$38,528$837,873
14$54,056$36,180$783,817
15$56,510$33,726$727,306
16$59,076$31,160$668,230
17$61,758$28,478$606,472
18$64,563$25,673$541,909
19$67,494$22,742$474,415
20$70,558$19,678$403,857
21$73,762$16,474$330,095
22$77,111$13,125$252,984
23$80,612$9,624$172,371
24$84,272$5,964$88,099
25$88,099$2,137$0

At the end of your 5-year term

Total paid over the term
$451,180
Principal paid down
$166,167
Interest paid
$285,013
Balance remaining
$1,193,832

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $6,731− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,725

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Signature Elite Realty Ltd.. MLS®/PropTx.

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