530 Duclos Point Road, Georgina, ON
Virginia, Georgina · MLS® N13639312
About this home
In short
- Just A Short Walk Away To The Lake.
- Bright And Inviting, The Open-Concept Layout Flows Seamlessly To A Beautifully Landscaped, Private Backyard Retreat Featuring A Hot Tub, Stone Patio, And Privacy Walls.
- The Gourmet Kitchen Boasts A Large Center Island, While Elegant Touches Like Granite Countertops, Crown Molding, And Hardwood Flooring Enhance The Homes Charm.
- Plus, A 5-Foot Crawl Space Offers Plenty Of Storage.
- For Just $300/Year In Community Fees, Residents Enjoy Exclusive Perks, Including Three Lake Access Points, A Private Tennis Court, Playground, And Boat Launch.
Just A Short Walk Away To The Lake. Experience This Exquisite Four-Bedroom, Three-Bathroom Family Home Nestled On A Spacious Lot Near Lake Simcoe In The Sought-After Duclos Point Neighborhood. Designed For Year-Round Enjoyment, This Custom-Built Residence Sits In One Of The Areas Most Exclusive Waterfront Communities. Bright And Inviting, The Open-Concept Layout Flows Seamlessly To A Beautifully Landscaped, Private Backyard Retreat Featuring A Hot Tub, Stone Patio, And Privacy Walls. The Gourmet Kitchen Boasts A Large Center Island, While Elegant Touches Like Granite Countertops, Crown Molding, And Hardwood Flooring Enhance The Homes Charm. A Cozy Gas Fireplace Adds Warmth, And The Converted Two-Car Garage-Now Additional Living Space Includes Gas Heating For Comfort. Plus, A 5-Foot Crawl Space Offers Plenty Of Storage. For Just $300/Year In Community Fees, Residents Enjoy Exclusive Perks, Including Three Lake Access Points, A Private Tennis Court, Playground, And Boat Launch. Perfect For Shallow-Water Boating, The Area Also Offers A Sandy Beach All Just A Short Walk Away.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13639312
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 50 × 166 ft
- Cross streets
- Hwy 48/Duclos Point Rd
- Parking
- 2 garage · 6 parking (built-in)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Other
- Roof
- Shingles
- Sewer
- Septic
- Property tax
- $4,912 / 2025
- Days on market
- 75
- Listing brokerage
- RE/MAX REALTRON BARRY COHEN HOMES INC.
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $539/sqft; this home lists at $444/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Virginia, Georgina, ON
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Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,419
- Property tax
- $409
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,828
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Estimated closing costs
- $16,455
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $265,135
- Principal paid down
- $97,647
- Interest paid
- $167,487
- Balance remaining
- $701,553
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.