128 Moores Beach Road, Georgina, ON

Virginia, Georgina · MLS® N13719562

$1,049,000
For Sale
Listed 53 days agoNo offer date stated
Request a showing
◎ Directions
5Bedrooms
2Bathrooms
4Parking
2000-2500Sq ft

About this home

In short

  • Priced to Move with a newly cleaned waterfront.
  • This 5-bedroom home features a custom kitchen with all new appliances, vinyl flooring throughout, and modern finishes throughout.
  • The impressive great room boasts 15+ ft vaulted ceilings, a gas fireplace, and panoramic waterfront views.
  • Move-in ready, waterfront living, and priced to move-don't miss 128 Moores Beach Road.

Priced to Move with a newly cleaned waterfront! Welcome to 128 Moores Beach Road, a beautifully renovated Lake Simcoe waterfront home on a quiet private cul-de-sac. Enjoy calm waters, excellent boating and fishing, privacy, and stunning lake views. This 5-bedroom home features a custom kitchen with all new appliances, vinyl flooring throughout, and modern finishes throughout. The impressive great room boasts 15+ ft vaulted ceilings, a gas fireplace, and panoramic waterfront views.An oversized primary bedroom overlooks the lake, while the newly cleaned waterfront is ready for you to enjoy swimming, boating, fishing, and relaxing by the water. Just over an hour north of the GTA, offering the perfect blend of cottage living and convenience.Move-in ready, waterfront living, and priced to move-don't miss 128 Moores Beach Road!

Key facts

Property type
Detached, 2-Storey
MLS®
N13719562
Bedrooms
5
Bathrooms
2
Size
2000-2500 sq ft
Lot
50 × 200 ft
Cross streets
Hwy 48 & Duclos Point
Parking
4 parking
Driveway
Private
Basement
Crawl Space
Heating
Baseboard
A/C
Wall Unit(s)
Exterior
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$6,704 / 2025
Days on market
53
Listing brokerage
RE/MAX CROSSTOWN REALTY INC.

Rooms

Bedroom 3Second3.32 × 3.21 m
Bedroom 4Second3.30 × 3.24 m
Living RoomMain7.36 × 4.15 m

vinyl floor · gas fireplace

Bedroom 2Second4.46 × 3.34 m
KitchenMain4.80 × 2.96 m

vinyl floor · b/i dishwasher

BedroomMain3.40 × 2.94 m
Primary BedroomSecond4.84 × 4.38 m

overlook water · large closet · electric fireplace

Family RoomMain5.86 × 3.63 m

vaulted ceiling(s) · gas fireplace · overlook water

Dining RoomMain3.50 × 3.40 m

vinyl floor · pot lights · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Virginia, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pefferlaw
$808K
Sutton & Jackson's Point
$684K
Historic Lakeshore Communities
$1.04M
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,781/mo
$204KIncome needed
5.1×Price ÷ income
$1,103Weekly cost
$17,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,781Property tax $559Total carry $5,340

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,640per month

Mortgage amount $839,200 · 4.49% over 25 years

$209,800Down payment (20.0%)
$839,200Loan before insurance
$0CMHC premium
$5,199Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,640
Property tax
$559
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,199

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,455
Estimated closing costs
$17,455

Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,616/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,824Total interest paid
$1,392,024Total of all payments
Principal $839,200 Interest $552,824
YearPrincipalInterestBalance
1$18,727$36,954$820,473
2$19,578$36,103$800,895
3$20,467$35,214$780,428
4$21,396$34,285$759,033
5$22,367$33,314$736,665
6$23,383$32,298$713,282
7$24,445$31,236$688,838
8$25,554$30,127$663,283
9$26,715$28,966$636,569
10$27,928$27,753$608,641
11$29,196$26,485$579,445
12$30,521$25,160$548,924
13$31,907$23,774$517,017
14$33,356$22,325$483,661
15$34,870$20,811$448,791
16$36,453$19,227$412,338
17$38,109$17,572$374,229
18$39,839$15,842$334,390
19$41,648$14,033$292,742
20$43,539$12,142$249,204
21$45,516$10,165$203,688
22$47,582$8,099$156,106
23$49,743$5,938$106,363
24$52,001$3,680$54,362
25$54,362$1,319$0

At the end of your 5-year term

Total paid over the term
$278,405
Principal paid down
$102,535
Interest paid
$175,870
Balance remaining
$736,665

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $6,704− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,752

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSTOWN REALTY INC.. MLS®/PropTx.

CallRequest a showing