20 Burnie Road, Georgina, ON
Virginia, Georgina · MLS® N13639276
About this home
In short
- Thoughtfully and tastefully renovated with rich quality finishings this picture perfect direct lakefront home offers gorgeous panoramic lake views and year round...
- The welcoming entry features a spacious enclosed foyer and a 10' high hallway that overlooks a stunning great room with huge windows and glass deck panels enhancing...
- The warm and inviting space features a floor to ceiling stone fireplace ideal for those cozy nights, comfortable dining area with walkout to deck and a top-tier...
- A generous Primary suite features wall to wall closets, picture window and a spacious 5pc ensuite with a clean touch bidet.
- Hardwood floors, pot lit ceilings, main level laundry and heated bathroom floors add warmth, character and functionality.
Thoughtfully and tastefully renovated with rich quality finishings this picture perfect direct lakefront home offers gorgeous panoramic lake views and year round recreation at your doorstep. The welcoming entry features a spacious enclosed foyer and a 10' high hallway that overlooks a stunning great room with huge windows and glass deck panels enhancing the spectacular lake view. The warm and inviting space features a floor to ceiling stone fireplace ideal for those cozy nights, comfortable dining area with walkout to deck and a top-tier custom kitchen featuring a large island ideal for casual meals or hanging out with your guests while they await their gourmet meal. The dual gas range/electric oven, custom hood fan & pot filler along with plenty of cabinets and a hidden pantry all add function to the space. A generous Primary suite features wall to wall closets, picture window and a spacious 5pc ensuite with a clean touch bidet. Hardwood floors, pot lit ceilings, main level laundry and heated bathroom floors add warmth, character and functionality. The bright and open at grade lower level is ideal for guests, extended family or teenage children to enjoy privacy and walk out to lake activities. The 32' X 11.10' garage is insulated, drywalled and heated and features a studio workshop at the rear. The well-appointed exterior offers a premium 77' X 205' lot, landscaped armour stone entry, 2 cherry & 1 peach tree, multiple car parking and a fun and relaxing lakeside retreat. Enjoy the true beauty of the lake highlighted by over 70' of shoreline, a 24' X 16 dry' boathouse, 60' seasonal dock and waterside gazebo. This home is move in ready with a flexible/quick closing available.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- N13639276
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 77.75 × 205.04 ft
- Cross streets
- HWY 48 & Sunkist Rd
- Parking
- 1 garage · 9 parking (attached)
- Driveway
- Private Double
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block, Slab
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $7,528 / 2026
- Days on market
- 75
- Listing brokerage
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Rooms
hardwood floor · b/i closet
hardwood floor · stone fireplace · overlook water
b/i closet · pot lights
hardwood floor · picture window · 5 pc ensuite
hardwood floor · w/o to deck · overlook water
electric fireplace · pot lights · overlook water
hardwood floor · centre island · overlook water
Ceramic Floor
hardwood floor · b/i closet · picture window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $669/sqft; this home lists at $857/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Virginia, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,199,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,631
- Property tax
- $627
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,258
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,455
- Estimated closing costs
- $26,455
Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $397,835
- Principal paid down
- $146,520
- Interest paid
- $251,315
- Balance remaining
- $1,052,680
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.