215 Willow Drive, Georgina, ON

Keswick South, Georgina · MLS® N13161270

$1,750,000
For Sale
Listed 126 days agoNo offer date statedSitting longer than typical
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3+2Bedrooms
4Bathrooms
3Garage · 11 parking
1100-1500Sq ft

About this home

In short

  • Welcome To This One Of A Kind Fully Renovated 3 Car Garage Beautiful Bungalow On A 100' X 260' Waterfront Lot.
  • 9 Ft Smooth Ceiling, Open Concept Newer Modern Kitchen W/Quartz Countertop, S/S Appliance, Pot Lights, Centre Island.
  • Walkout From Dining Room To Newly Built Large Deck, Newer Vinyl Floors Throughout, Separate 1 Bdrm Bunkie Dwelling W/Kitchenette & 3Pc Bath For Extended Family.
  • 3 Car Garage With Drive Through Door To Newly Interlocking South Facing Backyard, Paved Circular Driveway W/No Sidewalk Could Park 8 Cars.
  • Close To Park, Schools, Shopping and Hwy 404...Seeing Is Believing.

Welcome To This One Of A Kind Fully Renovated 3 Car Garage Beautiful Bungalow On A 100' X 260' Waterfront Lot. Quiet Dead End Street. Bright & Spacious. 3+2 Bedrooms, 4 Baths. 9 Ft Smooth Ceiling, Open Concept Newer Modern Kitchen W/Quartz Countertop, S/S Appliance, Pot Lights, Centre Island. Walkout From Dining Room To Newly Built Large Deck, Newer Vinyl Floors Throughout, Separate 1 Bdrm Bunkie Dwelling W/Kitchenette & 3Pc Bath For Extended Family. 3 Car Garage With Drive Through Door To Newly Interlocking South Facing Backyard, Paved Circular Driveway W/No Sidewalk Could Park 8 Cars. Dock Your Boat In The Boat House At Back Yard. Property Uses Municipal Water Supply & Sewer, Gas Line. Close To Park, Schools, Shopping and Hwy 404...Seeing Is Believing! Ready To Move In And Simply Enjoy This Gorgeous Home!

Key facts

Property type
Detached, Bungalow
MLS®
N13161270
Bedrooms
3+2 (5 total)
Bathrooms
4
Size
1100-1500 sq ft
Lot
100 × 278.23 ft
Cross streets
The Queensway/ Willow Dr
Parking
3 garage · 11 parking (attached)
Driveway
Circular Drive
Basement
Crawl Space
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$6,236 / 2025
Days on market
126
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

Bedroom 3Ground3.50 × 4.20 m

vinyl floor · b/i closet · window

OtherGround0.00 × 0.00 m

vinyl floor · window

Bedroom 2Ground3.60 × 4.50 m

vinyl floor · closet · window

Dining RoomGround4.57 × 5.54 m

vinyl floor · w/o to deck · open concept

Living RoomGround7.95 × 5.60 m

vinyl floor · fireplace · pot lights

Bedroom 4Ground0.00 × 0.00 m

vinyl floor · 3 pc ensuite · w/o to patio

Primary BedroomGround5.90 × 4.00 m

vinyl floor · 3 pc ensuite · closet

Bedroom 5Ground0.00 × 0.00 m

vinyl floor · 3 pc bath · window

KitchenGround4.40 × 3.80 m

vinyl floor · quartz counter · pot lights

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.69Mlikely sale price

Listed at $1,750,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $1.69M, if it sells. A realistic range is $1.58M to $1.90M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The listing describes a new or newly built home, and the public record (tax bill, size) can still describe what stood on the lot before.

Longer on the market than typical. 126 days on the market against about 34 for homes like it here, and asking 67% above where comparable closings put it.

List price
$1.58MBelow recent closings$1.90MAbove recent closings

Total price vs nearby homes. Likely closing about $1.69M, from 44 recent closings in this pocket.

The market behind the math:

44sold nearby · 90 days
$854Kmedian sold price
94%of asking, on average
+3%prices vs a year ago
~24 dayshomes like this take to sell
126days on market so far
$3,085/moest. rent · 57 leases
2.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 11 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,346/sqft against an area asking average of $677/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $835K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is R.L. Graham PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Keswick South, so I widened the search to the surrounding area.

Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.

What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$965kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.05M, which is where my estimate comes from.

Per square foot, these ask about $621/sqft; this home lists at $1,346/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.75MThis home1.20M790k899k988k949kThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$912K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near R.L. Graham PS
60%
R.L. Graham PSPublic · Elementary · JK-8 · 0.8 km awayBelow the GTA average · 60% meet the provincial standard
Also nearby: 3 more schools within 2.5 km
Jersey Public School · Public elementary1.2 km · 57% at standard
Fairwood Public School · Public elementary1.5 km · 52% at standard
W J Watson Public School · Public elementary2.2 km · 50% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,976/mo
$322KIncome needed
5.4×Price ÷ income
$1,841Weekly cost
$31,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $7,976Property tax $520Total carry $8,496

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,741per month

Mortgage amount $1,400,000 · 4.49% over 25 years

$350,000Down payment (20.0%)
$1,400,000Loan before insurance
$0CMHC premium
$8,261Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,741
Property tax
$520
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,261

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,475
Estimated closing costs
$31,475

Plus your down payment of $350,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,369/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$922,252Total interest paid
$2,322,252Total of all payments
Principal $1,400,000 Interest $922,252
YearPrincipalInterestBalance
1$31,242$61,648$1,368,758
2$32,661$60,230$1,336,097
3$34,143$58,747$1,301,954
4$35,694$57,196$1,266,260
5$37,314$55,576$1,228,946
6$39,009$53,881$1,189,937
7$40,780$52,110$1,149,158
8$42,631$50,259$1,106,526
9$44,567$48,323$1,061,959
10$46,590$46,300$1,015,369
11$48,706$44,184$966,663
12$50,917$41,973$915,746
13$53,229$39,661$862,517
14$55,646$37,244$806,871
15$58,172$34,718$748,698
16$60,814$32,076$687,884
17$63,575$29,315$624,310
18$66,461$26,429$557,848
19$69,479$23,411$488,369
20$72,634$20,256$415,735
21$75,932$16,958$339,804
22$79,379$13,511$260,424
23$82,983$9,907$177,441
24$86,751$6,139$90,690
25$90,690$2,200$0

At the end of your 5-year term

Total paid over the term
$464,450
Principal paid down
$171,054
Interest paid
$293,396
Balance remaining
$1,228,946

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 57 whole-home leases in Keswick South$3,085/mo
$37,020Gross annual rent
1.4%Cap rate after taxes and upkeep
$2,896 to $3,505Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 57 whole-home leases in Keswick South signed at a median of $2,966 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,085. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.1%
Gross yield
− Property tax $6,236− Insurance $1,400− Vacancy & upkeep $4,072Net operating income $25,311

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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