32 Hodgins Avenue, Georgina, ON

Keswick South, Georgina · MLS® N13759098

$729,000
For Sale
Listed 16 days agoNo offer date stated
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3Bedrooms
4Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Beautifully renovated less than 2 years ago, this move-in-ready detached home offers the perfect blend of modern style, functional family living, and an unbeatable...
  • The bright open-concept main floor flows seamlessly to the spacious deck and fully fenced backyard ideal for summer BBQs, kids, pets, and outdoor enjoyment.
  • Upstairs, the generous primary retreat features a walk-in closet and private ensuite, alongside two additional well-sized bedrooms.

Beautifully renovated less than 2 years ago, this move-in-ready detached home offers the perfect blend of modern style, functional family living, and an unbeatable Keswick lifestyle near the water. Thoughtfully updated with stylish finishes throughout, this completely carpet-free home features a stunning white kitchen with stainless steel appliances, perfect for both everyday living and entertaining. The bright open-concept main floor flows seamlessly to the spacious deck and fully fenced backyard ideal for summer BBQs, kids, pets, and outdoor enjoyment. Upstairs, the generous primary retreat features a walk-in closet and private ensuite, alongside two additional well-sized bedrooms. The finished lower level adds valuable versatile living space ideal for a rec room, home office, gym, or flex space. Enjoy an exceptional lifestyle just minutes from Lake Simcoe and within walking distance to local marinas, waterfront parks, beaches, playgrounds, restaurants, shopping, schools, and everyday amenities offering the perfect blend of convenience and relaxed lakeside living.

Key facts

Property type
Detached, 2-Storey
MLS®
N13759098
Bedrooms
3
Bathrooms
4 (1 half)
Size
1100-1500 sq ft
Lot
31.9 × 101.55 ft
Cross streets
Biscayne & Queensway S.
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,074 / 2026
Days on market
16
Listing brokerage
PROPERTY.CA INC.

Rooms

Dining RoomMain5.94 × 3.71 m

w/o to yard · laminate · combined w/great rm

Bedroom 2Second3.48 × 3.05 m

overlooks backyard · laminate · mirrored closet

Great RoomMain5.94 × 3.71 m

open concept · laminate · fireplace

Primary BedroomSecond3.66 × 3.53 m

3 pc ensuite · laminate · double closet

Bedroom 3Second3.05 × 2.90 m

overlooks backyard · laminate · mirrored closet

KitchenMain4.01 × 3.10 m

stainless steel appl · laminate · eat-in kitchen

RecreationBasement8.15 × 3.93 m

open concept · laminate · renovated

Our TakeTeam Asgarian · Broker
A small discount is typical
$704Klikely sale price

Listed at $729,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $704K, if it sells. A realistic range is $659K to $793K.

Independent value check: $704K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $660K and $738K).

Why $704K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $4,074 a year; the typical home sold here pays about $5,000.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it slightly1 garage and 3 total parking spaces, against 2 and 5 typically.
List price
$659KBelow recent closings$793KAbove recent closings

Total price vs nearby homes. Likely closing about $704K, from 44 recent closings in this pocket.

The market behind the math:

44sold nearby · 90 days
$854Kmedian sold price
94%of asking, on average
+4%prices vs a year ago
~24 dayshomes like this take to sell
16days on market so far
$2,908/moest. rent · 78 leases
4.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.5 months of inventory: 22 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $561/sqft against an area asking average of $435/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $642K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is R.L. Graham PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Keswick South, so I widened the search to the surrounding area.

Based on 44 comparable homes that sold in Keswick South over the past two years, from 358 closings there.

What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$784kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $704K, which is where my estimate comes from.

Per square foot, these ask about $533/sqft; this home lists at $561/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
729kThis home685k899k700k865k770kThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$912K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near R.L. Graham PS
60%
R.L. Graham PSPublic · Elementary · JK-8 · 0.3 km awayBelow the GTA average · 60% meet the provincial standard
Also nearby: 4 more schools within 2.5 km
Fairwood Public School · Public elementary1.1 km · 52% at standard
Jersey Public School · Public elementary1.2 km · 57% at standard
W J Watson Public School · Public elementary1.8 km · 50% at standard
Lakeside Public School · Public elementary2.3 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,323/mo
$141KIncome needed
5.2×Price ÷ income
$767Weekly cost
$11,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,323Property tax $340Total carry $3,662

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,225per month

Mortgage amount $583,200 · 4.49% over 25 years

$145,800Down payment (20.0%)
$583,200Loan before insurance
$0CMHC premium
$3,564Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,225
Property tax
$340
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,564

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,055
Estimated closing costs
$11,055

Plus your down payment of $145,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,903/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,184Total interest paid
$967,384Total of all payments
Principal $583,200 Interest $384,184
YearPrincipalInterestBalance
1$13,015$25,681$570,185
2$13,605$25,090$556,580
3$14,223$24,472$542,357
4$14,869$23,826$527,488
5$15,544$23,151$511,944
6$16,250$22,445$495,694
7$16,988$21,708$478,706
8$17,759$20,936$460,947
9$18,565$20,130$442,382
10$19,408$19,287$422,974
11$20,289$18,406$402,684
12$21,211$17,485$381,474
13$22,174$16,522$359,300
14$23,181$15,515$336,119
15$24,233$14,462$311,886
16$25,333$13,362$286,553
17$26,484$12,212$260,070
18$27,686$11,009$232,384
19$28,943$9,752$203,441
20$30,257$8,438$173,183
21$31,631$7,064$141,552
22$33,067$5,628$108,485
23$34,568$4,127$73,917
24$36,138$2,557$37,779
25$37,779$917$0

At the end of your 5-year term

Total paid over the term
$193,477
Principal paid down
$71,256
Interest paid
$122,220
Balance remaining
$511,944

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 78 whole-home leases in Keswick South$2,908/mo
$34,896Gross annual rent
3.5%Cap rate after taxes and upkeep
$2,650 to $3,265Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 78 whole-home leases in Keswick South signed at a median of $2,828 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,908. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.8%
Gross yield
− Property tax $4,074− Insurance $1,400− Vacancy & upkeep $3,839Net operating income $25,583

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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