23 Cyprus Glen, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N13207670

$1,175,000
For Sale
Listed 144 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Nestled in a sought-after family-friendly neighbourhood, this beautifully maintained home offers over 4,000 sq. ft. of functional living space and exceptional...
  • The main and upper levels provide approximately 3,093 sq. ft. of thoughtfully designed living space featuring spacious principal rooms, a bright open-concept layout...
  • The fully finished lower level adds approximately 998 sq. ft. and features a separate entrance leading to a self-contained 1-bedroom in-law suite.
  • Outside, enjoy excellent curb appeal, ample parking, and a beautifully maintained property located close to parks, schools, shopping, transit, and all essential...
  • A rare opportunity to own a spacious, well-cared-for home offering over 4,000 sq. ft. of finished living space in one of the area's most desirable neighbourhoods.

Nestled in a sought-after family-friendly neighbourhood, this beautifully maintained home offers over 4,000 sq. ft. of functional living space and exceptional versatility for growing families or multi-generational living.The main and upper levels provide approximately 3,093 sq. ft. of thoughtfully designed living space featuring spacious principal rooms, a bright open-concept layout, and an abundance of natural light throughout. The heart of the home is the inviting kitchen and family room, creating the perfect space for entertaining or everyday family life. Generous bedrooms offer comfort, privacy, and plenty of room for the entire family.The fully finished lower level adds approximately 998 sq. ft. and features a separate entrance leading to a self-contained 1-bedroom in-law suite. Ideal for extended family, guests, or potential supplementary income, this space provides outstanding flexibility while maintaining the functionality of the main residence.Outside, enjoy excellent curb appeal, ample parking, and a beautifully maintained property located close to parks, schools, shopping, transit, and all essential amenities.A rare opportunity to own a spacious, well-cared-for home offering over 4,000 sq. ft. of finished living space in one of the area's most desirable neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
N13207670
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
44.95 × 92.52 ft
Cross streets
CYPRUS GLEN/CHARLOTTE ABBY
Parking
2 garage · 6 parking (attached)
Driveway
Available, Private Double
Basement
Apartment, Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete Poured
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,228 / 2025
Days on market
144
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Holland Landing · asking prices
$1.39Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $470/sqft; this home lists at $362/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.18MThis home1.58M1.20M1.50M1.30M1.36MThis home vs active comparables

Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Queensville
$1.35M
Sharon
$1.55M
Rural East Gwillimbury
$2.19M
Mt Albert
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,355/mo
$224KIncome needed
5.2×Price ÷ income
$1,236Weekly cost
$19,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,355Property tax $519Total carry $5,874

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,197per month

Mortgage amount $940,000 · 4.49% over 25 years

$235,000Down payment (20.0%)
$940,000Loan before insurance
$0CMHC premium
$5,716Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,197
Property tax
$519
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,716

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,975
Estimated closing costs
$19,975

Plus your down payment of $235,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,291/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$619,226Total interest paid
$1,559,226Total of all payments
Principal $940,000 Interest $619,226
YearPrincipalInterestBalance
1$20,977$41,392$919,023
2$21,929$40,440$897,094
3$22,925$39,444$874,169
4$23,966$38,403$850,203
5$25,054$37,315$825,149
6$26,191$36,178$798,958
7$27,381$34,988$771,577
8$28,624$33,745$742,953
9$29,924$32,446$713,030
10$31,282$31,087$681,748
11$32,702$29,667$649,045
12$34,187$28,182$614,858
13$35,740$26,630$579,118
14$37,362$25,007$541,756
15$39,059$23,310$502,697
16$40,832$21,537$461,865
17$42,686$19,683$419,179
18$44,624$17,745$374,555
19$46,650$15,719$327,905
20$48,768$13,601$279,136
21$50,983$11,386$228,154
22$53,297$9,072$174,856
23$55,717$6,652$119,139
24$58,247$4,122$60,892
25$60,892$1,477$0

At the end of your 5-year term

Total paid over the term
$311,845
Principal paid down
$114,851
Interest paid
$196,995
Balance remaining
$825,149

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
5.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.4%
Gross yield
− Property tax $6,228− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $59,656

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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