22 Emery Court, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13519004

$440,000
For Sale
Listed 84 days agoNo offer date stated
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◎ Directions
3Bedrooms
2Bathrooms
1Garage · 5 parking
1500-2000Sq ft
1 transit stopswithin 1.5 km

About this home

In short

  • Located in Georgina at the beautiful Sutton by the Lake Adult Village.
  • 22 Emery Court is a perfect blend of great location, great layout, and outstanding pride of ownership.
  • 3 bedrooms, 2 full bathrooms, a large comfortable family room with a walk-out to a freshly painted sun soaked back deck.
  • A very large primary bedroom with a 3pc En-suite and walk in closet.
  • This home is located a short walk or even shorter golf cart ride to the community club house where you will find a pool, pickleball and shuffleboard courts and...

Located in Georgina at the beautiful Sutton by the Lake Adult Village. The ever-popular Devonshire Model, a meticulously maintained home and property on a peaceful cul-de-sac. 22 Emery Court is a perfect blend of great location, great layout, and outstanding pride of ownership. 3 bedrooms, 2 full bathrooms, a large comfortable family room with a walk-out to a freshly painted sun soaked back deck. Large wrap around kitchen with walk in pantry, laundry and additional storage. Off of the kitchen, your breakfast nook and living room are naturally well-lit from the large window. A very large primary bedroom with a 3pc En-suite and walk in closet. Through the Dining room you will find 2 additional complimentary bedrooms and another 3-pc bathroom. At the end of a freshly refinished 4 car driveway is a detached 1 1/2 car garage featuring plenty of room for your car, tools, workbench, and holiday decorations. This home is located a short walk or even shorter golf cart ride to the community club house where you will find a pool, pickleball and shuffleboard courts and walking trails. Choose to participate in the endless community activities, or choose to stay in and enjoy the comfort of your own home by the beautiful shores of Lake Simcoe. This is a Land Lease Property with a monthly maintenance fee of $528.37 + $50 to New Owner = $578.37.

Key facts

Property type
Detached, Bungalow
MLS®
N13519004
Bedrooms
3
Bathrooms
2
Size
1500-2000 sq ft
Lot
45.93 × 162.9 ft
Cross streets
Park Rd and Roxanna
Parking
1 garage · 5 parking (detached)
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Hardboard
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Pool
Community
Property tax
$1,764 / 2025
Days on market
84
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Primary BedroomMain6.78 × 5.03 m

broadloom · 3 pc ensuite · large window

Dining RoomMain3.76 × 4.42 m

broadloom · large window

BathroomMain2.24 × 2.13 m

Linoleum

KitchenMain4.29 × 3.35 m

linoleum · w/o to deck

Living RoomMain4.75 × 4.42 m

broadloom · large window

BreakfastMain2.67 × 2.49 m

Laminate

Bedroom 3Main3.51 × 3.17 m

broadloom · large window

Family RoomMain5.89 × 4.14 m

broadloom · sliding doors · w/o to deck

Bedroom 2Main3.51 × 3.17 m

broadloom · large window

PantryMain3.15 × 1.14 m

Linoleum

Our TakeTeam Asgarian · Broker
A small discount is typical
$426Klikely sale price

Listed at $440,000. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 28 local closings in 90 days), the likely sale price is near $426K, if it sells. A realistic range is $399K to $480K.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% above the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: the home's condition, or an asking price set as a starting point for offers.

List price
$399KBelow recent closings$480KAbove recent closings

Total price vs nearby homes. Likely closing about $426K, from 28 recent closings in this pocket.

The market behind the math:

28sold nearby · 90 days
$815Kmedian sold price
95%of asking, on average
+7%prices vs a year ago
~45 dayshomes like this take to sell
84days on market so far
$2,780/moest. rent · 40 leases
7.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.6 months of inventory: 24 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $251/sqft against an area asking average of $511/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 28 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $643K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Bus stop is about a 9-minute walk away. Worth weighing if transit access matters to you.

Based on 28 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 218 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$840kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $650K, which is where my estimate comes from.

Per square foot, these ask about $480/sqft; this home lists at $251/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
440kThis home550k610k900k1.30MThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

1/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Almost all errands require a car — groceries and transit are a drive away.

🚉 Nearest transit: Bus stop, about 720 m away

1 transit stops

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$919K
Baldwin
$862K
Historic Lakeshore Communities
$912K
Pefferlaw
$919K
Keswick North
$910K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sutton PS
67%
Sutton PSPublic · Elementary · JK-8 · 3.2 km awayBelow the GTA average · 67% meet the provincial standard
St. BernadetteEQAO results not published
Our Lady Of The LakeEQAO results not published

Affordability & Mortgage

Affordability
$2,005/mo
$84KIncome needed
5.2×Price ÷ income
$463Weekly cost
$5,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $2,005Property tax $147Total carry $2,152

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,946per month

Mortgage amount $352,000 · 4.49% over 25 years

$88,000Down payment (20.0%)
$352,000Loan before insurance
$0CMHC premium
$2,093Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,946
Property tax
$147
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,093

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,275
Estimated closing costs
$5,275

Plus your down payment of $88,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,356/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$231,881Total interest paid
$583,881Total of all payments
Principal $352,000 Interest $231,881
YearPrincipalInterestBalance
1$7,855$15,500$344,145
2$8,212$15,143$335,933
3$8,585$14,771$327,348
4$8,974$14,381$318,374
5$9,382$13,973$308,992
6$9,808$13,547$299,184
7$10,253$13,102$288,931
8$10,719$12,636$278,212
9$11,205$12,150$267,007
10$11,714$11,641$255,293
11$12,246$11,109$243,047
12$12,802$10,553$230,245
13$13,383$9,972$216,861
14$13,991$9,364$202,870
15$14,626$8,729$188,244
16$15,290$8,065$172,954
17$15,985$7,371$156,969
18$16,710$6,645$140,259
19$17,469$5,886$122,790
20$18,262$5,093$104,528
21$19,091$4,264$85,436
22$19,958$3,397$65,478
23$20,864$2,491$44,614
24$21,812$1,544$22,802
25$22,802$553$0

At the end of your 5-year term

Total paid over the term
$116,776
Principal paid down
$43,008
Interest paid
$73,768
Balance remaining
$308,992

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 40 whole-home leases in Sutton & Jackson's Point$2,780/mo
$33,360Gross annual rent
6.0%Cap rate after taxes and upkeep
$2,522 to $3,109Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 40 whole-home leases in Sutton & Jackson's Point signed at a median of $2,845 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,780. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.6%
Gross yield
− Property tax $1,764− Insurance $1,400− Vacancy & upkeep $3,670Net operating income $26,526

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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