10 Kelsey Crescent, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N13760974
About this home
In short
- The Generous Primary Bedroom Features A Walk-In Closet & 3 Piece Ensuite, With Two Additional Well-Sized Bedrooms Perfect For Guests, Hobbies Or A Home Office.
- Hardwood Flooring Graces The Main Living Areas, With Updated Laminate In The Kitchen & Bathrooms, Broadloom In The Bedrooms & California Shutters Throughout.
- The Covered Enclosed Porch Overlooks A Beautifully Landscaped, Private Backyard Complete With Interlock Patio & Fire Pit, Perfect For Morning Coffee, Summer...
- Sutton By The Lake Offers A Wonderful Adult Lifestyle With A Community Clubhouse, Inground Pool, Shuffleboard & Pickleball, Plus Activities Including Cards, Bingo...
- This Is A Land Lease Community With A Monthly Fee Of $685.86, Including Land Lease, Use Of The Community Clubhouse, Pool & Facilities, Plus Snow Removal From...
Welcome To Easy, Comfortable Living In Sutton By The Lake Adult Community! This Spacious 1,701 Sq. Ft. Beauty Of A Home Offers An Exceptional One-Level Layout With 3 Bedrooms, 2 Bathrooms & Plenty Of Room To Enjoy Life. The Bright Kitchen Opens To The Dining Area & Spacious Living Room, While A Separate Family Room & Sitting Room With Cozy Fireplace Offer Additional Spaces To Relax, Read, Visit Or Enjoy Quiet Time.The Generous Primary Bedroom Features A Walk-In Closet & 3 Piece Ensuite, With Two Additional Well-Sized Bedrooms Perfect For Guests, Hobbies Or A Home Office. Hardwood Flooring Graces The Main Living Areas, With Updated Laminate In The Kitchen & Bathrooms, Broadloom In The Bedrooms & California Shutters Throughout. Skylights In The Kitchen & Primary Bathroom Bring In Natural Light.Step Through The Sliding Doors From The Sitting Room & Enjoy Your Own Private Outdoor Retreat. The Covered Enclosed Porch Overlooks A Beautifully Landscaped, Private Backyard Complete With Interlock Patio & Fire Pit, Perfect For Morning Coffee, Summer Entertaining Or Relaxing With Friends & Family. Sutton By The Lake Offers A Wonderful Adult Lifestyle With A Community Clubhouse, Inground Pool, Shuffleboard & Pickleball, Plus Activities Including Cards, Bingo, Golf, BBQs, Dinners, Dances & Men's & Ladies' Clubs. Enjoy An Active Social Life Without Giving Up The Comfort & Privacy Of Your Own Home.This Is A Land Lease Community With A Monthly Fee Of $685.86, Including Land Lease, Use Of The Community Clubhouse, Pool & Facilities, Plus Snow Removal From Driveways Following A 3-Inch Accumulation. Move In, Settle In & Start Enjoying The Lifestyle You Deserve... Your Next Chapter Starts Here!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13760974
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 88.6 × 124 ft
- Cross streets
- Kelsey Crescent and Juno Crescent
- Parking
- 1 garage · 4 parking (detached)
- Driveway
- Available
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Wood
- Foundation
- Concrete, Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Pool
- Inground, Community
- Property tax
- $1,795 / 2025
- Days on market
- 16
- Listing brokerage
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Rooms
broadloom · closet · california shutters
3 pc ensuite · walk-in closet(s) · broadloom
hardwood floor · combined w/family · combined w/sitting
broadloom · closet · california shutters
laminate · skylight · california shutters
hardwood floor · california shutters
laminate · double closet
hardwood floor · ceiling fan(s) · california shutters
Listed at $610,000. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 28 local closings in 90 days), the likely sale price is near $590K, if it sells. A realistic range is $553K to $665K.
Independent value check: $647K. Without looking at the asking price, our model values the home itself about 6% above the ask (homes like it typically land between $606K and $678K).
Why $647K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:
- ▼ Lowers it strongly3 bedrooms and 2 baths, against 3+1 and 3 typically.
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $1,795 a year; the typical home sold here pays about $4,600.
- ▼ Lowers it1 garage and 4 total parking spaces, against 2 and 5 typically.
Total price vs nearby homes. Likely closing about $590K, from 28 recent closings in this pocket.
The market behind the math:
About 2.6 months of inventory: 24 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $349/sqft against an area asking average of $507/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 28 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $669K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 28 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 218 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $455/sqft; this home lists at $349/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Sutton & Jackson's Point, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $488,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,698
- Property tax
- $150
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,848
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,675
- Estimated closing costs
- $8,675
Plus your down payment of $122,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $161,894
- Principal paid down
- $59,625
- Interest paid
- $102,270
- Balance remaining
- $428,375
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 27 whole-home leases in Sutton & Jackson's Point signed at a median of $2,835 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,805. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.