73 Bloomgate Crescent, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13523860

$959,900
For Sale
Listed 106 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Step into this stunning end-unit townhomebeautifully maintained and thoughtfully upgraded throughout.
  • Located in the desirable Humberlands neighbourhood, this sun-filled home boasts a modern newer kitchen with ample cupboard space, brand new dishwasher, oven, and...
  • Enjoy the spacious layout featuring generously sized bedrooms, a bright and airy ambiance with plenty of natural light, and elegant strip hardwood & ceramic flooring...
  • Step outside into your private, professionally landscaped yard, complete with a new 12x12 ft deck, ideal for entertaining, and a new fence on the left side for added...
  • Additional major upgrades include a new roof, new air conditioning system, and morejust move in and enjoy.

Step into this stunning end-unit townhomebeautifully maintained and thoughtfully upgraded throughout! It is like semi-detached house. Located in the desirable Humberlands neighbourhood, this sun-filled home boasts a modern newer kitchen with ample cupboard space, brand new dishwasher, oven, and fridge, plus stylish updates including new flooring on the main level, a freshly stained oak staircase, and a completely renovated main-floor powder room.Enjoy the spacious layout featuring generously sized bedrooms, a bright and airy ambiance with plenty of natural light, and elegant strip hardwood & ceramic flooring on the main floor. The double door entry welcomes you into a space that truly shows pride of ownership.Step outside into your private, professionally landscaped yard, complete with a new 12x12 ft deck, ideal for entertaining, and a new fence on the left side for added privacy. Additional major upgrades include a new roof, new air conditioning system, and morejust move in and enjoy!

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13523860
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
18.5 × 110 ft
Cross streets
Bloomington/Bathurst
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Other
Sewer
Sewer
Property tax
$4,312 / 2025
Days on market
106
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 3Second3.46 × 3.13 m

broadloom · closet

KitchenMain3.89 × 2.25 m

Ceramic Floor

Bedroom 2Second3.03 × 2.82 m

broadloom · closet

BreakfastMain2.96 × 2.25 m

ceramic floor · eat-in kitchen · w/o to deck

Living RoomMain5.74 × 3.12 m

combined w/family · gas fireplace · hardwood floor

Family RoomMain5.74 × 3.12 m

combined w/living · hardwood floor

Primary BedroomSecond6.06 × 3.92 m

4 pc ensuite · broadloom · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$930Klikely sale price

Listed at $959,900. Going by how homes in Oak Ridges and the wider GTA have actually closed against their asking prices (about 97%, 12 local closings in 90 days), the likely sale price is near $930K, if it sells. A realistic range is $872K to $1.05M.

Independent value check: $918K. Without looking at the asking price, our model values the home itself about 4% below the ask (homes like it typically land between $860K and $962K).

Why $918K. The typical townhouse sold in Oak Ridges over the past year went for about $1.02M (48 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $4,312 a year; the typical home sold here pays about $4,700.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it slightly3 bedrooms and 3 baths, against 3+1 and 4 typically.

Longer on the market than typical. 106 days on the market against about 42 for homes like it here, and asking 5% above where comparable closings put it.

List price
$872KBelow recent closings$1.05MAbove recent closings

Total price vs nearby homes. Likely closing about $930K, from 12 recent closings in this pocket.

The market behind the math:

12sold nearby · 90 days
$1.04Mmedian sold price
97%of asking, on average
+2%prices vs a year ago
~23 dayshomes like this take to sell
106days on market so far
$3,269/moest. rent · 65 leases
4.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 12 townhouse homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $549/sqft against an area asking average of $582/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $900K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 3 homes sold on this street over the past two years, plus 2 nearby in Oak Ridges, from 103 closings in Oak Ridges.

Sold price trend

Median sold price for townhouses in Richmond Hill: $1.02M in September 2026, down 4% from a year ago, on 376 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.07M33
November 2025$1.05M37
December 2025$1.08M21
January 2026$1.10M25
February 2026$1.10M23
March 2026$1.06M23
April 2026$1.05M43
May 2026$1.05M46
June 2026$1.02M32
July 2026$1.02M24
August 2026$1.03M39
September 2026$1.02M30

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.02M
Jefferson
$999K
Westbrook
$1.07M
Rural Richmond Hill
$1.10M
Rouge Woods
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,375/mo
$181KIncome needed
5.3×Price ÷ income
$1,010Weekly cost
$15,673Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,375Property tax $359Total carry $4,734

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,246per month

Mortgage amount $767,920 · 4.49% over 25 years

$191,980Down payment (20.0%)
$767,920Loan before insurance
$0CMHC premium
$4,605Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,246
Property tax
$359
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,605

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,673
Estimated closing costs
$15,673

Plus your down payment of $191,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,139/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$505,868Total interest paid
$1,273,788Total of all payments
Principal $767,920 Interest $505,868
YearPrincipalInterestBalance
1$17,137$33,815$750,783
2$17,915$33,037$732,869
3$18,728$32,223$714,140
4$19,579$31,373$694,562
5$20,467$30,484$674,094
6$21,397$29,555$652,698
7$22,368$28,583$630,329
8$23,384$27,568$606,945
9$24,446$26,506$582,500
10$25,556$25,396$556,944
11$26,716$24,236$530,228
12$27,929$23,023$502,300
13$29,197$21,755$473,103
14$30,523$20,429$442,580
15$31,908$19,043$410,672
16$33,357$17,594$377,314
17$34,872$16,080$342,443
18$36,455$14,496$305,988
19$38,110$12,841$267,877
20$39,841$11,111$228,037
21$41,650$9,302$186,387
22$43,541$7,411$142,847
23$45,518$5,434$97,329
24$47,584$3,367$49,745
25$49,745$1,207$0

At the end of your 5-year term

Total paid over the term
$254,758
Principal paid down
$93,826
Interest paid
$160,932
Balance remaining
$674,094

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 65 whole-home leases in Oak Ridges$3,269/mo
$39,228Gross annual rent
3.0%Cap rate after taxes and upkeep
$3,038 to $3,537Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 65 whole-home leases in Oak Ridges signed at a median of $3,537 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,269. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $4,312− Insurance $1,400− Vacancy & upkeep $4,315Net operating income $29,201

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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