61 Cozens Drive, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13771298

$999,000
For Sale
Listed 38 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Stunning & Impeccably Maintained Townhome In The Highly Sought-After Oak Ridges Community.
  • Fabulous, Functional Floor Plan Featuring 9' Ceilings, Gleaming Hardwood & Ceramic Flooring On The Main Level, And An Abundance Of Natural Light.
  • Three Spacious Bedrooms, Including A Primary Retreat With A Large Walk-In Closet & Luxurious 4-Pc Ensuite.
  • Situated In A Mature, Highly Desirable Neighbourhood Close To Parks, Schools, Shopping, Restaurants & All Amenities.
  • Just Minutes To King GO Station For Easy Commuting.

Stunning & Impeccably Maintained Townhome In The Highly Sought-After Oak Ridges Community! Fabulous, Functional Floor Plan Featuring 9' Ceilings, Gleaming Hardwood & Ceramic Flooring On The Main Level, And An Abundance Of Natural Light. Spacious Living & Dining Room Combination Is Perfect For Entertaining, While The Generous Family Room Features A Gas Fireplace & Walk-Out To A Private Deck. Bright, Well-Appointed Kitchen With Corian Counters & A Family-Size Eating Area. Three Spacious Bedrooms, Including A Primary Retreat With A Large Walk-In Closet & Luxurious 4-Pc Ensuite. Convenient 2-Pc Powder Room On Main Level Plus Two Full Bathrooms. Direct Garage Access To The Home & Convenient Door To The Backyard. Basement Features Above-Grade Windows Offering Excellent Potential For Additional Living Space. Situated In A Mature, Highly Desirable Neighbourhood Close To Parks, Schools, Shopping, Restaurants & All Amenities. Just Minutes To King GO Station For Easy Commuting. A Wonderful Opportunity In One Of Oak Ridges' Most In-Demand Communities!

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13771298
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
24.61 × 88.58 ft
Cross streets
Bathurst/King
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,629 / 2026
Days on market
38
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Dining RoomMain5.43 × 4.13 m

hardwood floor · combined w/living

Living RoomMain5.43 × 4.13 m

hardwood floor · combined w/dining

Family RoomMain5.84 × 3.04 m

hardwood floor · gas fireplace · w/o to deck

BreakfastMain3.27 × 3.04 m

ceramic floor · family size kitchen

Bedroom 2Second4.12 × 3.58 m

broadloom · closet

KitchenMain3.04 × 2.57 m

ceramic floor · ceramic backsplash · corian counter

Bedroom 3Second3.28 × 2.77 m

broadloom · closet

Primary BedroomSecond4.65 × 3.73 m

broadloom · walk-in closet(s) · 4 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Jefferson
$999K
Oak Ridges Lake Wilcox
$1.02M
Westbrook
$1.07M
Rural Richmond Hill
$1.10M
Rouge Woods
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,553/mo
$189KIncome needed
5.3×Price ÷ income
$1,051Weekly cost
$16,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,553Property tax $386Total carry $4,939

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,419per month

Mortgage amount $799,200 · 4.49% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,805Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,419
Property tax
$386
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,805

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Estimated closing costs
$16,455

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,348/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,474Total interest paid
$1,325,674Total of all payments
Principal $799,200 Interest $526,474
YearPrincipalInterestBalance
1$17,835$35,192$781,365
2$18,645$34,382$762,721
3$19,491$33,536$743,230
4$20,376$32,651$722,854
5$21,301$31,726$701,553
6$22,268$30,759$679,284
7$23,279$29,748$656,005
8$24,336$28,691$631,668
9$25,441$27,586$606,227
10$26,596$26,430$579,631
11$27,804$25,223$551,827
12$29,066$23,960$522,760
13$30,386$22,641$492,374
14$31,766$21,261$460,608
15$33,208$19,819$427,400
16$34,716$18,311$392,684
17$36,292$16,735$356,392
18$37,940$15,087$318,452
19$39,663$13,364$278,789
20$41,463$11,563$237,325
21$43,346$9,681$193,979
22$45,314$7,713$148,665
23$47,372$5,655$101,294
24$49,522$3,504$51,771
25$51,771$1,256$0

At the end of your 5-year term

Total paid over the term
$265,135
Principal paid down
$97,647
Interest paid
$167,487
Balance remaining
$701,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $4,629− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,613

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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