106 Lowther Avenue, Richmond Hill, ON
Oak Ridges, Richmond Hill · MLS® N13779558
About this home
In short
- Space, parking & a backyard you don't expect.
- Set in the desirable Oak Ridges community, this bright & beautifully laid-out 3-bedroom home delivers a spacious, open feel inside while offering some serious...
- The large primary bedroom features an ample walk-in closet & private 4-piece ensuite complete with stone countertop vanity, corner tub & separate shower with glass door.
- The partially finished basement adds another layer of flexibility with a finished den currently set up as a home office, ideal for working from home, studying or...
- Located in a sought-after pocket of Oak Ridges, close to parks, trails, schools, shopping & everyday conveniences, this home delivers where it counts: a spacious...
Space, parking & a backyard you don't expect! Set in the desirable Oak Ridges community, this bright & beautifully laid-out 3-bedroom home delivers a spacious, open feel inside while offering some serious advantages outside. With no sidewalk, an extended driveway provides parking for 3 vehicles outside plus 1 in the garage, while the exceptionally deep backyard gives you outdoor space that's increasingly hard to come by. Inside, the inviting main level offers a comfortable, functional layout with generous principal rooms. The kitchen features quartz countertops, stainless steel appliances, glass tile backsplash & plenty of workspace, opening to a bright eat-in area with walk out to deck & expansive backyard beyond. A spacious family room with gas fireplace creates a warm focal point, while the adjoining dining area offers plenty of room for family dinners & entertaining. Upstairs all 3 bedrooms are impressively sized with great closet space & plenty of natural light. The large primary bedroom features an ample walk-in closet & private 4-piece ensuite complete with stone countertop vanity, corner tub & separate shower with glass door. A second 4-piece bathroom with stone countertop serves the additional bedrooms. The partially finished basement adds another layer of flexibility with a finished den currently set up as a home office, ideal for working from home, studying or creating a quiet bonus space. Located in a sought-after pocket of Oak Ridges, close to parks, trails, schools, shopping & everyday conveniences, this home delivers where it counts: a spacious interior, 3 well-proportioned bedrooms, flexible additional space, parking for 4 & a backyard with room to actually enjoy it. Put down roots in this fantastic neighbourhood & enjoy the space, community & lifestyle that make this such a great place to call home.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- N13779558
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 20.18 × 121.23 ft
- Cross streets
- Bathurst St & Madison Ave
- Parking
- 1 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Partial Basement
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,431 / 2026
- Days on market
- 35
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
laminate · pot lights · separate room
hardwood floor · gas fireplace · large window
broadloom · large window · large closet
w/o to deck · open concept
broadloom · large window · large closet
broadloom · 4 pc ensuite · walk-in closet(s)
hardwood floor · open concept
quartz counter · stainless steel appl · custom backsplash
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $559/sqft; this home lists at $526/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $735,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,069
- Property tax
- $369
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,438
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,873
- Estimated closing costs
- $14,873
Plus your down payment of $183,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $244,142
- Principal paid down
- $89,916
- Interest paid
- $154,226
- Balance remaining
- $646,004
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.