29 Lafferty Lane, Richmond Hill, ON
Crosby, Richmond Hill · MLS® N13541508
About this home
In short
- Rarely Offered Double Garage Luxurious Urban Townhouse, No Neighbors At The Back.
- Open Concept, Functional Layout.
- Gourmet Kitchen With Large Granite Center Island, S/S Appliances & Hood Fan, Over Sized Window W/ Unobstructed Park View.
- Spacious Master Bedroom With Walk In Closet.
- Close To Highways, Public Transit, Go Station, Shops & All Amenities.
Rarely Offered Double Garage Luxurious Urban Townhouse, No Neighbors At The Back! 2,019 SF Per Builder's Floor Plan, Bright & Spacious. Open Concept, Functional Layout. 10' Smooth Ceiling On Main & 9' on 2nd Floor. Freshly Painted. Gourmet Kitchen With Large Granite Center Island, S/S Appliances & Hood Fan, Over Sized Window W/ Unobstructed Park View. Spacious Master Bedroom With Walk In Closet. Home Surrounded By Top Ranking Schools including Bayview S.S With IB Program, Crosby HTS P. S. With Gifted Program, Beverley Acres PS With French Immersion. Genuine Double Garage And Driveway Can Park Up To 4 Cars. Ample Visitor Parking. Close To Highways, Public Transit, Go Station, Shops & All Amenities. A Must See!
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- N13541508
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 2000-2249 sq ft
- Cross streets
- Bayview/Elgin Mills
- Parking
- 2 garage · 4 parking (built-in)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Front
- Maintenance
- $230/mo
- Exposure
- South
- Property tax
- $5,697 / 2025
- Days on market
- 74
- Listing brokerage
- BAY STREET GROUP INC.
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (Bayview SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.
Per square foot, these ask about $538/sqft; this home lists at $470/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Crosby, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,375
- Property tax
- $475
- Condo / maintenance fees
- $230
- Heating
- $0
- Estimated monthly cost
- $5,079
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Estimated closing costs
- $16,455
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $262,477
- Principal paid down
- $98,815
- Interest paid
- $163,662
- Balance remaining
- $700,385
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Crosby signed at a median of $3,750 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,774. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.