12 Ambler Lane, Richmond Hill, ON

Crosby, Richmond Hill · MLS® N13576744

$1,228,000
For Sale
Listed 65 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2249Sq ft

About this home

In short

  • Featuring- 10Ft Smooth Ceiling On Main Floor, 2019 Sq.
  • Over $80K Upgrade By The Builder, Same As Model Home; Including Upgrade Maple Hardwood Flooring On Upper Level; 50" Electric Fireplace; Porcelain Carrera; Mosaic...
  • Modern Cabinetry, And Ample Counter & Storage Space - Newly Renovated .
  • This Is A Rare Opportunity To Own A Beautifully Renovated, Turn-Key Home In One Of Richmond Hill's Most Sought-After, Family-Friendly Enclaves.

Location !!! Featuring- 10Ft Smooth Ceiling On Main Floor, 2019 Sq.Ft. As Per Builder. Over $80K Upgrade By The Builder, Same As Model Home; Including Upgrade Maple Hardwood Flooring On Upper Level; 50" Electric Fireplace; Porcelain Carrera; Mosaic Backsplash; Rough-In Tv And Electrical. Modern Cabinetry, And Ample Counter & Storage Space - Newly Renovated . In This Sun-Filled Executive Townhome . -Move-In Ready With Nothing Left To Do. Walking Distance To School, Community Centre And Much More. Lawn Care, Snow Removal & Building Insurance Covered Through Property Management For A Lock-And-Leave Lifestyle. Families Will Love The Access To Top-Ranked Schools, Including Bayview Secondary School (Renowned IB Program), Crosby Heights PS (Gifted Program), And Beverley Acres PS (French Immersion). Everyday Conveniences Are Just Minutes Away: Shop At The Nearby Bayview & Elgin Mills Plazas, Costco, T&T Supermarket, Hillcrest Mall, And A Wide Selection Of Restaurants, Banks, And Cafes Along The Bayview Corridor. Outdoor Enthusiasts Are Steps From Crosby Park, Russell Farm Park, And The Richmond Green Sports Centre & Park, With Tennis Courts, Trails, And Skating. This Is A Rare Opportunity To Own A Beautifully Renovated, Turn-Key Home In One Of Richmond Hill's Most Sought-After, Family-Friendly Enclaves.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
N13576744
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
2000-2249 sq ft
Cross streets
Bayview And Elgin Mills
Parking
2 garage · 4 parking (built-in)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$218/mo
Exposure
South
Property tax
$6,102 / 2025
Days on market
65
Listing brokerage
CENTURY 21 MYPRO REALTY

Rooms

Bedroom 3Upper3.50 × 2.60 m

hardwood floor · walk-in closet(s)

Primary BedroomUpper4.80 × 4.30 m

hardwood floor · 5 pc bath

Living RoomMain5.70 × 4.00 m

hardwood floor · open concept · w/o to balcony

Bedroom 2Upper3.50 × 3.00 m

hardwood floor · 4 pc bath

Dining RoomMain3.70 × 3.00 m

hardwood floor · bow window

OfficeLower3.50 × 3.60 m

hardwood floor · open concept · separate room

KitchenMain5.30 × 3.30 m

hardwood floor · centre island

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Bayview SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby · asking prices
$997kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $511/sqft; this home lists at $578/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.23MThis home999k990k1.10M900kThis home vs active comparables

Neighbourhood & location

Crosby, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Richmond Hill
$704K
Mill Pond
$641K
Headford Business Park
$1.04M
Westbrook
$881K
Observatory
$713K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Crosby Heights PS
57%
Crosby Heights PSPublic · Elementary · JK-8 · 0.7 km awayBelow the GTA average · 57% meet the provincial standard
Our Lady Queen Of The WorldEQAO results not published
Also nearby: 12 more schools within 2.5 km
Beverley Acres Public School · Public elementary0.3 km · 92% at standard
Our Lady Queen of the World CA High School · Catholic secondary0.4 km · 86% at standard
Michaelle Jean Public School · Public elementary0.6 km · 91% at standard
Richmond Rose Public School · Public elementary0.8 km · 82% at standard
Silver Stream Public School · Public elementary1.6 km · 88% at standard
Walter Scott Public School · Public elementary1.6 km · 55% at standard
Redstone Public School · Public elementary1.6 km · 84% at standard
H G Bernard Public School · Public elementary1.7 km · 71% at standard
Corpus Christi Catholic Elementary School · Catholic elementary1.7 km · 85% at standard
Richmond Hill High School · Public secondary2.2 km · 88% at standard
St Joseph Catholic Elementary School · Catholic elementary2.2 km · 75% at standard
O M MacKillop Public School · Public elementary2.3 km · 60% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,597/mo
$237KIncome needed
5.2×Price ÷ income
$1,292Weekly cost
$21,035Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $5,597Property tax $509Condo fee $218Total carry $6,323

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,377per month

Mortgage amount $982,400 · 4.39% over 25 years

$245,600Down payment (20.0%)
$982,400Loan before insurance
$0CMHC premium
$6,104Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,377
Property tax
$509
Condo / maintenance fees
$218
Heating
$0
Estimated monthly cost
$6,104

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,035
Estimated closing costs
$21,035

Plus your down payment of $245,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,515/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$630,821Total interest paid
$1,613,221Total of all payments
Principal $982,400 Interest $630,821
YearPrincipalInterestBalance
1$22,231$42,298$960,169
2$23,217$41,312$936,952
3$24,248$40,281$912,705
4$25,324$39,205$887,381
5$26,448$38,081$860,934
6$27,621$36,907$833,312
7$28,847$35,682$804,465
8$30,128$34,401$774,337
9$31,465$33,064$742,873
10$32,861$31,668$710,011
11$34,320$30,209$675,692
12$35,843$28,686$639,849
13$37,434$27,095$602,415
14$39,095$25,434$563,321
15$40,830$23,699$522,491
16$42,642$21,887$479,848
17$44,535$19,994$435,314
18$46,511$18,018$388,803
19$48,575$15,953$340,227
20$50,731$13,798$289,496
21$52,983$11,546$236,513
22$55,334$9,195$181,179
23$57,790$6,739$123,389
24$60,355$4,174$63,034
25$63,034$1,495$0

At the end of your 5-year term

Total paid over the term
$322,644
Principal paid down
$121,466
Interest paid
$201,178
Balance remaining
$860,934

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Crosby$3,774/mo
$45,288Gross annual rent
2.5%Cap rate after taxes and upkeep
$3,321 to $4,227Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Crosby signed at a median of $3,750 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,774. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.7%
Gross yield
− Property tax $6,102− Condo fees $2,616− Insurance $600− Vacancy & upkeep $4,982Net operating income $30,988

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MYPRO REALTY. MLS®/PropTx.

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