38 Lafferty Lane, Richmond Hill, ON
Crosby, Richmond Hill · MLS® N13776102
About this home
In short
- Rare Premium Ravine Lot In Prestigious Urbantowns On Bayview By Treasure Hill.
- Thoughtfully Designed For Modern Family Living, This Home Features A Bright Open-Concept Layout, 10-Ft Ceilings On The Main Floor, Elegant Pot Lights, And Large...
- The Upper Level Features 9-Ft Smooth Ceilings, Spacious Bedrooms, And A Generous Primary Retreat Complete With Walk-In Closet, Ensuite Bath And Charming Juliet...
- Enjoy The Convenience Of Being Minutes To Hwy 404, GO Transit, Public Transit, Shopping Centres, Restaurants, Parks, Community Facilities And Everyday Amenities.
Rare Premium Ravine Lot In Prestigious Urbantowns On Bayview By Treasure Hill!Welcome To This Stunning Luxury Townhome Situated On One Of The Community's Most Desirable Premium Lots, Backing Onto Beautiful Open Views With An Extra-Deep Backyard Offering Exceptional Privacy And Outdoor Enjoyment.Thoughtfully Designed For Modern Family Living, This Home Features A Bright Open-Concept Layout, 10-Ft Ceilings On The Main Floor, Elegant Pot Lights, And Large Windows That Fill The Space With Natural Light. The Contemporary Kitchen Showcases Upgraded Cabinetry, Granite Waterfall Centre Island And Ample Space For Entertaining Family And Friends.The Upper Level Features 9-Ft Smooth Ceilings, Spacious Bedrooms, And A Generous Primary Retreat Complete With Walk-In Closet, Ensuite Bath And Charming Juliet Balcony Overlooking The Scenic Surroundings.A Rare Highlight Is The Above-Grade Walk-Out Lower Level, Offering Exceptional Flexibility As A Family Room, Home Office, Gym, Guest Suite Or Recreation Space. With Direct Access To The Backyard And Abundant Natural Light, It Feels Like An Extension Of The Main Living Area Rather Than A Traditional Basement.Located In One Of Richmond Hill's Most Sought-After School Districts, Zoned For Crosby Heights Public School (Gifted Program), Beverley Acres Public School (French Immersion) And Bayview Secondary School (International Baccalaureate Program). Ideal For Families Seeking Top Educational Opportunities.Enjoy The Convenience Of Being Minutes To Hwy 404, GO Transit, Public Transit, Shopping Centres, Restaurants, Parks, Community Facilities And Everyday Amenities.Seller Is Willing To Include Most Existing Furniture For The Lucky Buyer, Offering A Convenient Move-In Ready Lifestyle.
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- N13776102
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1800-1999 sq ft
- Cross streets
- Bayview Ave/Elgin Mills
- Parking
- 1 garage · 2 parking (built-in)
- Basement
- Finished, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Front
- Maintenance
- $230/mo
- Exposure
- North South
- Property tax
- $5,507 / 2025
- Days on market
- 8
- Listing brokerage
- HC REALTY GROUP INC.
Rooms
wood · closet
wood · centre island · b/i appliances
wood · 5 pc ensuite · walk-in closet(s)
wood · closet
wood · window
wood · w/o to balcony
wood · open concept · walk-out
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (Bayview SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.
Per square foot, these ask about $524/sqft; this home lists at $521/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Crosby, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $792,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,335
- Property tax
- $459
- Condo / maintenance fees
- $230
- Heating
- $0
- Estimated monthly cost
- $5,024
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,275
- Estimated closing costs
- $16,275
Plus your down payment of $198,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $260,112
- Principal paid down
- $97,925
- Interest paid
- $162,187
- Balance remaining
- $694,075
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Crosby signed at a median of $3,750 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,551. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.