314 Browndale Crescent, Richmond Hill, ON

Crosby, Richmond Hill · MLS® N13619768

$748,000
For Sale
Listed 81 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 5 parking
700-1100Sq ft

About this home

In short

  • Fantastic opportunity for renovators or end users.
  • Pie -shape property,Back: 53.92 ft.

Fantastic opportunity for renovators or end users. Located in one of Richmond Hill's most sought-after neighbourhoods, this bright and spacious semi-detached bungalow offers outstanding potential and exceptional convenience. Pie -shape property,Back: 53.92 ft. W/a detached One car Garage, The main floor features three generously sized bedrooms and a functional layout that's ideal for updating or customizing to suit your needs.Enjoy a perfect blend of community charm and urban connectivity. You're just steps from top-ranked schools, including Bayview Secondary, Crosby Heights, and Beverley Acres Public School, with easy access to the GO Station, public transit, and major shopping destinations such as Walmart, Costco, and nearby grocery stores.A rare chance to transform a solid home in a prime location into something truly special.

Key facts

Property type
Semi-Detached, Bungalow
MLS®
N13619768
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
25.44 × 106.53 ft
Cross streets
Bayview & Major Mackenzie
Parking
1 garage · 5 parking (detached)
Basement
Finished, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,644 / 2026
Days on market
81
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Main3.39 × 3.34 m

hardwood floor · closet · window

Dining RoomMain3.05 × 2.87 m

hardwood floor · open concept

Bedroom 3Main3.31 × 2.40 m

hardwood floor · closet · window

Dining RoomBasement3.23 × 3.06 m

ceramic floor · window

Great RoomMain4.70 × 2.87 m

hardwood floor · walk-in closet(s) · window

KitchenMain3.80 × 2.62 m

Ceramic Floor

KitchenBasement2.71 × 2.53 m

ceramic floor · combined w/laundry

Living RoomBasement6.00 × 4.16 m

broadloom · above grade window

BedroomBasement5.27 × 3.29 m

laminate · closet · window

Living RoomMain4.57 × 3.48 m

hardwood floor · picture window · open concept

Our TakeTeam Asgarian · Broker
Below what recent sales support
$814Kautomated estimate, from recent sales

Listed at $748,000, about 8% below our estimate of $814K (homes like it typically land between $762K and $853K).

Why $814K. The typical semi-detached home sold in Crosby over the past year went for about $890K (22 sales). On tax assessment, size, rooms and lot, this one is close to that typical home.

List price
$748KBelow our range$853KAbove our range

Total price vs nearby homes. Fair value about $814K, learned from recent GTA sales.

The market behind the math:

4sold nearby · 90 days
81days on market so far
$2,537/moest. rent · 6 leases
4.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.8 months of inventory: 5 semi-detached homes for sale in the area against 4 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $831/sqft against an area asking average of $961/sqft.

  • basement apartment features. A finished 1 bed basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Crosby: 33 of the 129 detached leases here lately were basement units, around $1,650 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Richmond Hill.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 36 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $800K. Condition and finishes remain an in-person call.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 6 homes sold on this street over the past two years, from 49 closings in Crosby.

Sold price trend

Median sold price for semi-detached homes in Richmond Hill: $960K in September 2026, level with a year ago, on 72 closings in 8 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.00M11
November 2025$1.02M5
March 2026$1.11M10
May 2026$956K11
June 2026$1.05M8
July 2026$1.05M13
August 2026$1.03M7
September 2026$960K7

Neighbourhood & location

Crosby, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.10M
Oak Ridges
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,409/mo
$146KIncome needed
5.1×Price ÷ income
$787Weekly cost
$11,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,409Property tax $387Total carry $3,796

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,309per month

Mortgage amount $598,400 · 4.49% over 25 years

$149,600Down payment (20.0%)
$598,400Loan before insurance
$0CMHC premium
$3,696Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,309
Property tax
$387
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,696

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,435
Estimated closing costs
$11,435

Plus your down payment of $149,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,005/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$394,197Total interest paid
$992,597Total of all payments
Principal $598,400 Interest $394,197
YearPrincipalInterestBalance
1$13,354$26,350$585,046
2$13,960$25,744$571,086
3$14,594$25,110$556,492
4$15,257$24,447$541,236
5$15,949$23,755$525,287
6$16,673$23,030$508,613
7$17,430$22,273$491,183
8$18,222$21,482$472,961
9$19,049$20,655$453,912
10$19,914$19,790$433,998
11$20,818$18,886$413,179
12$21,763$17,940$391,416
13$22,752$16,952$368,664
14$23,785$15,919$344,880
15$24,865$14,839$320,015
16$25,994$13,710$294,021
17$27,174$12,530$266,848
18$28,408$11,296$238,440
19$29,697$10,007$208,743
20$31,046$8,658$177,697
21$32,455$7,249$145,242
22$33,929$5,775$111,313
23$35,469$4,234$75,843
24$37,080$2,624$38,763
25$38,763$940$0

At the end of your 5-year term

Total paid over the term
$198,519
Principal paid down
$73,113
Interest paid
$125,406
Balance remaining
$525,287

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Crosby$2,537/mo
$30,444Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,108 to $2,740Typical rent range
~38 daysTo find a tenant, on average

The suite is real income here: basements rent in Crosby (33 of 129 recent detached leases were basement units, around $1,650 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,650 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Crosby signed at a median of $2,540 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,537. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $4,644− Insurance $1,400− Vacancy & upkeep $3,349Net operating income $21,051

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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