B208-271 Sea Ray Avenue, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13623036

$799,000
For Sale
Listed 56 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Experience waterfront living at its finest in this rarely offered southwest corner residence.
  • This bright and spacious 3-bedroom, 2-bathroom suite showcases breathtaking, unobstructed views of the marina and Lake Simcoe from nearly every room.
  • Designed for effortless entertaining and everyday luxury, the open-concept layout seamlessly connects the chef-inspired kitchen, dining, and living areas, all framed...
  • Extensively upgraded with thousands invested in premium finishes, including custom cabinetry, upgraded countertops, hardwood flooring, designer tile, frameless...
  • One premium parking space and one locker, conveniently located near the elevator, complete the package.

MEW LISTING CANADA DAY! Experience waterfront living at its finest in this rarely offered southwest corner residence. This bright and spacious 3-bedroom, 2-bathroom suite showcases breathtaking, unobstructed views of the marina and Lake Simcoe from nearly every room. Designed for effortless entertaining and everyday luxury, the open-concept layout seamlessly connects the chef-inspired kitchen, dining, and living areas, all framed by expansive windows that flood the home with natural light. Step onto the oversized private terrace-an exceptional outdoor living space perfect for morning coffee, sunset cocktails, or hosting family and friends against the backdrop of the waterfront. Extensively upgraded with thousands invested in premium finishes, including custom cabinetry, upgraded countertops, hardwood flooring, designer tile, frameless mirrored closet doors, and motorized window coverings throughout. Every detail has been thoughtfully selected to create a refined, move-in-ready residence. One premium parking space and one locker, conveniently located near the elevator, complete the package. Perfectly positioned just steps from the vibrant Boardwalk, you'll enjoy immediate access to an exceptional collection of restaurants, cafes, boutiques, and everyday conveniences, including Starbucks, FH Fine Food gourmet market, LCBO, Sweet Harbour, Feather + Stone Boutique, ONE11 Beauty Bar, Crock A Doodle, ADM Design, Harbour Master, Rogers, and exciting waterfront dining and entertainment throughout the resort. Residents also enjoy access to championship golf, the marina, scenic walking trails, beaches, year-round events, and the renowned Friday Harbour lifestyle. **EXTRAS** Lifestyle Investment: Condo Fees $950/month. Club fees $269.03/month. Resort Fee $2,575.67/year. Buyer to pay 2% plus HST entry fee based upon sale price.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13623036
Bedrooms
3
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
FRIDAY HARBOUR RESORT
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$950/mo
Exposure
South West
Property tax
$6,310 / 2026
Days on market
56
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 3Flat3.45 × 2.70 m

west view · closet

Living RoomFlat5.40 × 3.45 m

combined w/dining · w/o to balcony · sw view

Bedroom 2Flat3.45 × 2.90 m

west view · closet

KitchenFlat4.14 × 2.60 m

open concept · stainless steel appl · centre island

Primary BedroomFlat3.28 × 3.20 m

walk-in closet(s) · 4 pc ensuite · separate shower

Dining RoomFlat5.40 × 3.45 m

combined w/kitchen · combined w/living · w/o to balcony

Our TakeTeam Asgarian · Broker
A small discount is typical
$776Klikely sale price

Listed at $799,000. Going by how homes in Rural Innisfil and the wider GTA have actually closed against their asking prices (about 97%, 10 local closings in 90 days), the likely sale price is near $776K, if it sells. A realistic range is $731K to $840K.

Independent value check: $872K. Without looking at the asking price, our model values the home itself about 9% above the ask (homes like it typically land between $811K and $917K).

List price
$731KBelow recent closings$840KAbove recent closings

Total price vs nearby homes. Likely closing about $776K, from 10 recent closings in this pocket.

The market behind the math:

10sold nearby · 90 days
$423Kmedian sold price
97%of asking, on average
−12%prices vs a year ago
~57 dayshomes like this take to sell
56days on market so far
$3,236/moest. rent · 52 leases
4.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.1 months of inventory: 7 condo apartment homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $615/sqft against an area asking average of $745/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $636K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Elevator: rare and valuable for accessibility and resale. Lifestyle

Based on 25 homes sold in this building over the past two years, from 77 closings in Rural Innisfil.

Neighbourhood & location

Rural Innisfil, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,642/mo
$178KIncome needed
4.5×Price ÷ income
$840Weekly cost
$12,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,642Property tax $526Condo fee $950Total carry $5,117

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$5,010Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$526
Condo / maintenance fees
$950
Heating
$0
Estimated monthly cost
$5,010

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Estimated closing costs
$12,455

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 52 whole-home leases in Rural Innisfil$3,236/mo
$38,832Gross annual rent
2.0%Cap rate after taxes and upkeep
$3,074 to $3,398Typical rent range
~31 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 52 whole-home leases in Rural Innisfil signed at a median of $2,457 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,236. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $6,310− Condo fees $11,400− Insurance $600− Vacancy & upkeep $4,272Net operating income $16,251

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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