A106-241 Sea Ray Avenue, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N13825834
About this home
In short
- Rare 3-Bedroom Ground-Floor Residence at Friday Harbour.
- Ideally situated on the ground floor, this spacious residence offers a comfortable open-concept layout with a bright living and dining area and convenient walk-out to...
- A rare opportunity to own a 3-bedroom residence in one of the region's most sought-after four-season waterfront communities.
- Extras: Big Bay Resort Fee- $262.47/month
Rare 3-Bedroom Ground-Floor Residence at Friday Harbour! Welcome to this exceptional 3-bedroom unit at Friday Harbour Resort, a premier four-season waterfront community on Lake Simcoe. Ideally situated on the ground floor, this spacious residence offers a comfortable open-concept layout with a bright living and dining area and convenient walk-out to your private outdoor space-perfect for relaxing, entertaining, or enjoying the resort lifestyle. Three well-appointed bedrooms provide excellent space for family, guests, or a home office. Enjoy an incredible selection of year-round amenities, including a private beach, marina, boardwalk, nature trails, pools, hot tub, fitness centre, tennis court, beach volleyball, and beach cabanas. Just steps to shops, restaurants and resort amenities, with easy access to Barrie and the GTA. A rare opportunity to own a 3-bedroom residence in one of the region's most sought-after four-season waterfront communities.Extras: Big Bay Resort Fee- $262.47/month
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13825834
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1200-1399 sq ft
- Cross streets
- Friday Harbour Resort
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $1,026/mo
- Exposure
- South West
- Property tax
- $6,227 / 2026
- Listing brokerage
- 100% PARTNERS REAL ESTATE
Rooms
Listed at $779,000. Going by how homes in Rural Innisfil and the wider GTA have actually closed against their asking prices (about 97%, 10 local closings in 90 days), the likely sale price is near $757K, if it sells. A realistic range is $713K to $819K.
Independent value check: $796K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $741K and $837K).
Total price vs nearby homes. Likely closing about $757K, from 10 recent closings in this pocket.
The market behind the math:
About 2.1 months of inventory: 7 condo apartment homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $599/sqft against an area asking average of $747/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $611K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Open-concept layout: modern, sought-after flow. Lifestyle
Based on 25 homes sold in this building over the past two years, from 77 closings in Rural Innisfil.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $746/sqft; this home lists at $599/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rural Innisfil, Innisfil, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $623,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,446
- Property tax
- $519
- Condo / maintenance fees
- $1,026
- Heating
- $0
- Estimated monthly cost
- $4,991
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,055
- Estimated closing costs
- $12,055
Plus your down payment of $155,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $206,747
- Principal paid down
- $76,144
- Interest paid
- $130,603
- Balance remaining
- $547,056
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 52 whole-home leases in Rural Innisfil signed at a median of $2,457 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,236. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of 100% PARTNERS REAL ESTATE. MLS®/PropTx.