132-375 Sea Ray Avenue, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N13661158
About this home
Welcome to refined resort living at Friday Harbour. This beautifully upgraded 2 bedroom, 2 bathroom condo offers an exceptional blend of comfort, style, and ease within one of Lake Simcoe's most prestigious waterfront communities. Located on the main level of the building, this unit provides effortless access with no stairs or elevator required, an ideal feature for everyday living and long term comfort. The bright, open concept design is filled with natural light from large windows and features a modern kitchen with quality finishes, generous living space, and room to host family and friends. Step onto the private balcony and enjoy views of the landscaped grounds, creating a peaceful outdoor retreat.The primary bedroom includes a private ensuite, while the second bedroom offers flexibility for guests or a home office. A standout feature is the inclusion of two parking spaces, a rare luxury at Friday Harbour and a significant value add rarely offered with condos of this size and price point. Ensuite laundry and a thoughtful layout further enhance convenience. Residents enjoy access to world class amenities including an 18hole golf course, marina, waterfront promenade, dining, cafes, shops, beach areas, nature trails, fitness facilities, outdoor pool, tennis courts, and year round events. Every detail is designed to support a relaxed yet elevated lifestyle. Whether used as a full time residence, weekend escape, or investment, this condo delivers low maintenance ownership in a resort setting designed for enjoyment. With summer approaching, this is the perfect time to experience the unit in person and secure your place at Friday Harbour. Opportunities like this are limited. Secure parking, visitor spaces, and a well managed community complete this exceptional offering. Book your private showing and be ready to enjoy the season ahead in one of the resort's most desirable buildings.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13661158
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 900-999
- Cross streets
- Friday Dr To Sea Ray Ave
- Parking
- 2 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $680/mo
- Exposure
- South West
- Property tax
- $4,794 / 2025
- Listing brokerage
- ENGEL & VOLKERS BARRIE
Rooms
4 Pc Ensuite
Listed at $699,900, and my independent estimate is about 30% above what comparable homes suggest.
In Rural Innisfil lately, sellers get about 96% of asking; homes sell in ~59 days · prices down 16% YoY.
Total price vs nearby homes. Fair value about $538K, median of 10 comparables.
How this estimate is builtthe short version
I take the 10 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $556K, a close match.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Elevator: rare and valuable for accessibility and resale. Lifestyle
Based on 10 comparable homes nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 12% above the area average of $658/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Innisfil, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.04% via Ratehub.ca (as of August 11, 2026); conventional rates run a little higher.
Mortgage amount $559,920 · 4.19% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,003
- Property tax
- $400
- Condo / maintenance fees
- $680
- Heating
- $0
- Estimated monthly cost
- $4,083
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,473
- Estimated closing costs
- $10,473
Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $180,195
- Principal paid down
- $70,887
- Interest paid
- $109,308
- Balance remaining
- $489,033
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ENGEL & VOLKERS BARRIE. MLS®/PropTx.