106-415 Sea Ray Avenue, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N14156908

$347,000
For Sale
Listed 3 Days Ago

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1BedroomBed
1BathroomBath
1Garage
500-599Sq ft

Listed By Cmi Real Estate Inc.

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Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Key Facts

Property type
Condo Apartment, Apartment
Basement
None
Parking
1 garage (underground)
Property tax
$3,200 / 2025
Offer date
None stated
Cross streets
Sea Ray Ave & Riva Ave
Days on market
3
Maintenance
$472/mo
All Facts And 4 Rooms, Floor By Floor
Property type
Condo Apartment, Apartment
MLS®
N14156908
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Sea Ray Ave & Riva Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Board & Batten
Maintenance
$472/mo
Exposure
North
Property tax
$3,200 / 2025
Days on market
3
Offer date
None stated
Listing brokerage
Cmi Real Estate Inc.
Primary BedroomFlat3.50 × 3.30 m

4 pc ensuite · b/i closet · window

Living RoomFlat3.30 × 3.80 m

combined w/dining · open concept · w/o to balcony

Dining RoomFlat3.30 × 3.80 m

combined w/living · open concept · w/o to balcony

KitchenFlat3.30 × 3.80 m

combined w/living · open concept · pantry

About This Home

From The Listing Description By Cmi Real Estate Inc.

In short

  • Welcome to this beautifully upgraded 1-bedroom luxury condo in the heart of Friday Harbour Resort, just steps from the shores of Lake Simcoe and a stunning sandy beach.
  • Residents have access to exceptional resort-style amenities, including a fitness centre, outdoor pool, hot tub, basketball court, golf facilities, walking trails...
  • Proven short-term rental success with a 4.9-star rating on Airbnb and Booking.com makes this an outstanding opportunity for investors or those seeking a year-round...
Read The Full Description

Welcome to this beautifully upgraded 1-bedroom luxury condo in the heart of Friday Harbour Resort, just steps from the shores of Lake Simcoe and a stunning sandy beach. This bright and inviting suite features a modern kitchen with stainless steel appliances, ample storage, and a centre island with built-in dishwasher. Enjoy thoughtful upgrades including automated blinds and dimmable pot lights for added comfort and ambiance. Residents have access to exceptional resort-style amenities, including a fitness centre, outdoor pool, hot tub, basketball court, golf facilities, walking trails, marina, restaurants, and more. Proven short-term rental success with a 4.9-star rating on Airbnb and Booking.com makes this an outstanding opportunity for investors or those seeking a year-round getaway. Includes one underground parking space and one locker. Furniture negotiable. Virtual tour available.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
Ask and recent sales differ
$487Kautomated estimate, from recent sales

Listed at $347,000, about 29% below our estimate of $487K (homes like it typically land between $453K and $512K).

List price
$347KBelow our range$512KAbove our range

Total price vs nearby homes. Fair value about $487K, learned from recent GTA sales.

The market behind the math, in Rural Innisfil
3sold nearby · 90 days
3days on market so far
$1,938/moest. rent · 8 leases
6.7%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 14 months of inventory: 14 condo apartment homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $631/sqft against an area asking average of $648/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $339K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($631/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 25 homes sold in this building over the past two years, from 75 closings in Rural Innisfil.

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Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Sea Ray Avenue. Signed-in members see each price, verified against board records.

Other Homes For Sale In Rural Innisfil

For sale in Rural Innisfil now · asking prices

How This Price Compares

$355kavg asking

Every home like this one for sale in Rural Innisfil right now. These are asking prices, not sales.

Per square foot, these ask about $628/sqft; this home lists at $631/sqft.

The 5 closest in price of 46 for sale in Rural Innisfil.

See all comparable homes
$347kThis home$350k$339k$339k$369k$379kThis home vs active comparables

Neighbourhood & Location

Rural Innisfil, Innisfil, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

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Affordability & Mortgage

Estimated Mortgage
$1,582/mo
$82KIncome needed
4.2×Price ÷ income
$365Weekly cost
$3,680Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%Mortgage
Mortgage is 68% of the monthly costMortgage $1,582Property tax $267Condo fee $472Total carry $2,320
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,550per month

Mortgage amount $277,600 · 4.59% over 25 years

$69,400Down payment (20.0%)
$277,600Loan before insurance
$0CMHC premium
$2,289Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,550
Property tax
$267
Condo / maintenance fees
$472
Heating
$0
Estimated monthly cost
$2,289

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,680
Estimated closing costs
$3,680

Plus your down payment of $69,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$1,875/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$187,508Total interest paid
$465,108Total of all payments
Principal $277,600 Interest $187,508
YearPrincipalInterestBalance
1$6,109$12,495$271,491
2$6,393$12,212$265,099
3$6,689$11,915$258,409
4$7,000$11,604$251,409
5$7,325$11,279$244,085
6$7,665$10,939$236,420
7$8,021$10,584$228,399
8$8,393$10,211$220,006
9$8,783$9,822$211,223
10$9,191$9,414$202,032
11$9,617$8,987$192,415
12$10,064$8,541$182,351
13$10,531$8,073$171,820
14$11,020$7,584$160,800
15$11,532$7,073$149,269
16$12,067$6,537$137,202
17$12,627$5,977$124,575
18$13,213$5,391$111,361
19$13,827$4,778$97,534
20$14,469$4,136$83,066
21$15,140$3,464$67,925
22$15,843$2,761$52,082
23$16,579$2,025$35,503
24$17,349$1,256$18,154
25$18,154$450$0

At the end of your 5-year term

Total paid over the term
$93,022
Principal paid down
$33,515
Interest paid
$59,506
Balance remaining
$244,085

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 106-415 Sea Ray Avenue

What is the asking price for 106-415 Sea Ray Avenue?

It is listed at $347,000.

How many bedrooms and bathrooms does 106-415 Sea Ray Avenue have?

1 bedroom, and 1 bathroom.

How big is 106-415 Sea Ray Avenue?

The listing gives 500-599 sq ft of living space.

Does 106-415 Sea Ray Avenue have parking?

1 garage space.

What are the property taxes on 106-415 Sea Ray Avenue?

$3,200 a year, for 2025.

Is there an offer date for 106-415 Sea Ray Avenue?

The listing does not state an offer date.

When was 106-415 Sea Ray Avenue listed?

It came on the market on November 6, 2026.

Who is the listing brokerage for 106-415 Sea Ray Avenue?

Cmi Real Estate Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 106-415 Sea Ray Avenue?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Cmi Real Estate Inc. MLS®/PropTx.

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106-415 SEA RAY AVENUE, INNISFIL, ON · Listed By Cmi Real Estate Inc.

Your request goes to Team Asgarian, RE/MAX Hallmark Realty Ltd. We'll call to discuss your request and confirm a time.

Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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