126-415 Sea Ray Avenue, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N12828766

$379,000
For Sale
Listed 254 Days Ago

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1BedroomBed
1BathroomBath
1Garage
500-599Sq ft

Listed By Friday Harbour Real Estate Corp.

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Key Facts

Property type
Condo Apartment, Apartment
Basement
None
Parking
1 garage (underground)
Property tax
$3,136 / 2025
Offer date
None stated
Cross streets
Sea Ray Ave and Riva Ave
Days on market
254
Maintenance
$458/mo
All Facts
Property type
Condo Apartment, Apartment
MLS®
N12828766
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Sea Ray Ave and Riva Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Brick
Maintenance
$458/mo
Exposure
South West
Property tax
$3,136 / 2025
Days on market
254
Offer date
None stated
Listing brokerage
Friday Harbour Real Estate Corp.

About This Home

From The Listing Description By Friday Harbour Real Estate Corp.

In short

  • Welcome to resort-style living at Friday Harbour Resort.
  • This beautifully designed 525 sq ft, 1-bedroom, 1-bathroom ground-floor condo offers the perfect blend of comfort, convenience, and luxury.
  • Featuring impressive 10-foot ceilings, the open-concept layout feels bright and spacious, with modern finishes and a smart floor plan that maximizes every square foot.
  • Step outside to your private patio with walk-out access to the courtyard's exclusive pool and hot tub - ideal for morning coffee, afternoon lounging, or evening...
Read The Full Description

Welcome to resort-style living at Friday Harbour Resort! This beautifully designed 525 sq ft, 1-bedroom, 1-bathroom ground-floor condo offers the perfect blend of comfort, convenience, and luxury. Featuring impressive 10-foot ceilings, the open-concept layout feels bright and spacious, with modern finishes and a smart floor plan that maximizes every square foot. Step outside to your private patio with walk-out access to the courtyard's exclusive pool and hot tub - ideal for morning coffee, afternoon lounging, or evening unwinding just steps from your door. Ground-floor access makes indoor-outdoor living effortless. Residents enjoy access to a stylish party room in the lobby, perfect for hosting gatherings and special occasions. Located just moments from all the resort's world-class amenities - including the marina, boardwalk, restaurants, shops, golf course, nature trails, and year-round activities - this condo places you in the heart of it all. Whether you're looking for a weekend escape, an investment opportunity, or full-time resort living, this exceptional unit offers it all. Live every day like you're on vacation.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
Below what recent sales support
$441Kautomated estimate, from recent sales

Listed at $379,000, about 14% below our estimate of $441K (homes like it typically land between $410K and $463K).

List price
$379KBelow our range$463KAbove our range

Total price vs nearby homes. Fair value about $441K, learned from recent GTA sales.

The market behind the math, in Rural Innisfil
3sold nearby · 90 days
254days on market so far
$1,938/moest. rent · 8 leases
6.1%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 14 months of inventory: 14 condo apartment homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $690/sqft against an area asking average of $644/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $324K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($690/sqft) is above the area, which usually points to a smaller or more efficient layout.

Based on 25 homes sold in this building over the past two years, from 75 closings in Rural Innisfil.

Own A Home Nearby?

Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Sea Ray Avenue. Signed-in members see each price, verified against board records.

Other Homes For Sale In Rural Innisfil

For sale in Rural Innisfil now · asking prices

How This Price Compares

$385kavg asking

Every home like this one for sale in Rural Innisfil right now. These are asking prices, not sales.

Per square foot, these ask about $598/sqft; this home lists at $690/sqft.

The 5 closest in price of 46 for sale in Rural Innisfil.

See all comparable homes
$379kThis home$369k$399k$399k$406k$350kThis home vs active comparables

Neighbourhood & Location

Rural Innisfil, Innisfil, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

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Affordability & Mortgage

Estimated Mortgage
$1,727/mo
$87KIncome needed
4.4×Price ÷ income
$399Weekly cost
$4,160Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%Mortgage
Mortgage is 71% of the monthly costMortgage $1,727Property tax $261Condo fee $458Total carry $2,447
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,693per month

Mortgage amount $303,200 · 4.59% over 25 years

$75,800Down payment (20.0%)
$303,200Loan before insurance
$0CMHC premium
$2,413Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,693
Property tax
$261
Condo / maintenance fees
$458
Heating
$0
Estimated monthly cost
$2,413

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,160
Estimated closing costs
$4,160

Plus your down payment of $75,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$2,047/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$204,800Total interest paid
$508,000Total of all payments
Principal $303,200 Interest $204,800
YearPrincipalInterestBalance
1$6,672$13,648$296,528
2$6,982$13,338$289,546
3$7,306$13,014$282,239
4$7,645$12,675$274,594
5$8,000$12,320$266,594
6$8,372$11,948$258,222
7$8,760$11,560$249,462
8$9,167$11,153$240,294
9$9,593$10,727$230,702
10$10,038$10,282$220,663
11$10,504$9,816$210,159
12$10,992$9,328$199,167
13$11,502$8,818$187,665
14$12,036$8,284$175,629
15$12,595$7,725$163,034
16$13,180$7,140$149,854
17$13,792$6,528$136,063
18$14,432$5,888$121,631
19$15,102$5,218$106,529
20$15,803$4,517$90,726
21$16,537$3,783$74,189
22$17,304$3,016$56,885
23$18,108$2,212$38,777
24$18,949$1,371$19,828
25$19,828$492$0

At the end of your 5-year term

Total paid over the term
$101,600
Principal paid down
$36,606
Interest paid
$64,994
Balance remaining
$266,594

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 126-415 Sea Ray Avenue

What is the asking price for 126-415 Sea Ray Avenue?

It is listed at $379,000.

How many bedrooms and bathrooms does 126-415 Sea Ray Avenue have?

1 bedroom, and 1 bathroom.

How big is 126-415 Sea Ray Avenue?

The listing gives 500-599 sq ft of living space.

Does 126-415 Sea Ray Avenue have parking?

1 garage space.

What are the property taxes on 126-415 Sea Ray Avenue?

$3,136 a year, for 2025.

Is there an offer date for 126-415 Sea Ray Avenue?

The listing does not state an offer date.

When was 126-415 Sea Ray Avenue listed?

It came on the market on February 27, 2026.

Who is the listing brokerage for 126-415 Sea Ray Avenue?

Friday Harbour Real Estate Corp. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 126-415 Sea Ray Avenue?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Friday Harbour Real Estate Corp. MLS®/PropTx.

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126-415 SEA RAY AVENUE, INNISFIL, ON · Listed By Friday Harbour Real Estate Corp.

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