410-375 Sea Ray Avenue, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N13735728
About this home
In short
- Live where weekends never have to end.
- Designed to make the most of its natural light and views, this 2-bedroom, 2-bathroom residence features an open-concept layout, expansive windows and a crisp...
- Club Fees: approx $230.60/month.
- Resort Fee: approx $1,879.42/year.
- Buyer to pay a one-time Resort Fee of 2% of the purchase price + HST.
Live where weekends never have to end. Welcome to Suite 410 at 375 Sea Ray Avenue, a bright and beautifully appointed corner suite in the heart of Friday Harbour Resort. Designed to make the most of its natural light and views, this 2-bedroom, 2-bathroom residence features an open-concept layout, expansive windows and a crisp, contemporary interior. The sleek white kitchen offers generous cabinetry, a large island with seating and an easy flow into the living and dining areas-perfect for entertaining or unwinding after a day by the water. Step outside to the private balcony and take in the peaceful open views, or head downstairs and enjoy everything Friday Harbour is known for. Walk the boardwalk with your morning coffee, meet friends for dinner, spend the afternoon poolside, explore the trails, play a round of golf, or head to the marina and onto Lake Simcoe. The primary bedroom offers a relaxing retreat, complemented by a second bedroom ideal for guests, family or a home office. Two full bathrooms and ensuite laundry complete this move-in-ready suite. More than a condo, this is an opportunity to own within one of Ontario's most unique four-season resort communities-where dining, shopping, recreation, nature and the waterfront are all part of everyday life. Club Fees: approx $230.60/month. Resort Fee: approx $1,879.42/year. Buyer to pay a one-time Resort Fee of 2% of the purchase price + HST.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13735728
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 800-899 sq ft
- Cross streets
- Friday Harbour Resort
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $622/mo
- Exposure
- North East
- Property tax
- $4,461 / 2025
- Days on market
- 23
- Listing brokerage
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Rooms
5 pc ensuite · large window · laminate
open concept · laminate · stainless steel appl
open concept · laminate · w/o to balcony
laminate · large window · closet
Listed at $450,000. Going by how homes in Rural Innisfil and the wider GTA have actually closed against their asking prices (about 97%, 10 local closings in 90 days), the likely sale price is near $437K, if it sells. A realistic range is $412K to $473K.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% above the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: the home's condition, or an asking price set as a starting point for offers.
Total price vs nearby homes. Likely closing about $437K, from 10 recent closings in this pocket.
The market behind the math:
About 8.7 months of inventory: 29 condo apartment homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $530/sqft against an area asking average of $674/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $453K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Open-concept layout: modern, sought-after flow. Lifestyle
Based on 9 homes sold in this building over the past two years, from 77 closings in Rural Innisfil.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $589/sqft; this home lists at $530/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Rural Innisfil, Innisfil, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $360,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,991
- Property tax
- $372
- Condo / maintenance fees
- $622
- Heating
- $0
- Estimated monthly cost
- $2,984
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,475
- Estimated closing costs
- $5,475
Plus your down payment of $90,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $119,430
- Principal paid down
- $43,985
- Interest paid
- $75,445
- Balance remaining
- $316,015
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 34 whole-home leases in Rural Innisfil signed at a median of $2,397 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,451. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.