354-415 Sea Ray Avenue, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13882214

$399,000
For Sale
Listed 30 Days Ago

Innisfil is outside the area Team Asgarian serves. We can introduce you to an agent we trust there: ask for a referral.

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2BedroomsBeds
2BathroomsBaths
1Garage
800-899Sq ft

Listed By RE/MAX Realtron Realty Inc.

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Key Facts

Property type
Condo Apartment, Apartment
Basement
None
Parking
1 garage (underground)
Property tax
$4,485 / 2025
Offer date
None stated
Cross streets
FRIDAY HARBOUR RESORT
Days on market
30
Maintenance
$606/mo
All Facts And 4 Rooms, Floor By Floor
Property type
Condo Apartment, Apartment
MLS®
N13882214
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
FRIDAY HARBOUR RESORT
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$606/mo
Exposure
East
Property tax
$4,485 / 2025
Days on market
30
Offer date
None stated
Listing brokerage
RE/MAX Realtron Realty Inc.
KitchenFlat0.00 × 0.00 m
Bedroom 2Flat0.00 × 0.00 m
Living RoomFlat0.00 × 0.00 m
Primary BedroomFlat0.00 × 0.00 m

About This Home

From The Listing Description By RE/MAX Realtron Realty Inc.

In short

  • Experience refined living in this beautifully appointed suite in the newly built High Point building at Friday Harbour Resort.
  • This 2-bedroom, 2-bathroom residence offers a thoughtfully designed layout with over 800 square feet of stylish, comfortable living space.
  • Designed for both comfort and entertaining, the open-concept layout seamlessly connects the living, dining, and kitchen spaces with modern finishes and effortless flow.
  • A rare opportunity to enjoy luxury, lifestyle, and convenience in one exceptional setting. EXTRAS Lifestyle Investment: Lake Club Fee $216.32/Month, Annual Fee...
  • Buyer to pay 2% plus HST FH association fee
Read The Full Description

Experience refined living in this beautifully appointed suite in the newly built High Point building at Friday Harbour Resort. This 2-bedroom, 2-bathroom residence offers a thoughtfully designed layout with over 800 square feet of stylish, comfortable living space. Enjoy east-facing exposure with natural morning light pouring in, creating a bright and inviting atmosphere throughout. Designed for both comfort and entertaining, the open-concept layout seamlessly connects the living, dining, and kitchen spaces with modern finishes and effortless flow. Beyond your door, step into one of Ontario's most sought-after resort communities. Friday Harbour offers a true four-season lifestyle-from the vibrant boardwalk lined with restaurants, cafes, and boutique shops, to the marina, beach, and Lake Club. Stay active with golf at The Nest, tennis, pickleball, fitness facilities, and scenic nature trails, or enjoy water activities including boating, paddleboarding, and kayaking. In the winter, experience skating, cross-country skiing, and year-round wellness amenities. A rare opportunity to enjoy luxury, lifestyle, and convenience in one exceptional setting. **EXTRAS** Lifestyle Investment: Lake Club Fee $216.32/Month, Annual Fee $1704.94/Year. Buyer to pay 2% plus HST FH association fee

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
Worth a closer look
$681Kautomated estimate, from recent sales

Listed at $399,000, about 41% below our estimate of $681K (homes like it typically land between $634K and $716K). A gap this wide is more often a limit of an automated estimate than a fact about the home, so treat the figure as a starting point, not a verdict.

List price
$399KBelow our range$716KAbove our range

Total price vs nearby homes. Fair value about $681K, learned from recent GTA sales.

The market behind the math, in Rural Innisfil
3sold nearby · 90 days
30days on market so far
$2,368/moest. rent · 8 leases
7.1%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 31 months of inventory: 31 condo apartment homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $470/sqft against an area asking average of $655/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $467K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • New construction: worth confirming the Tarion warranty enrolment and the final occupancy permit. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle

Based on 21 homes sold in this building over the past two years, from 75 closings in Rural Innisfil.

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Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Sea Ray Avenue. Signed-in members see each price, verified against board records.

Other Homes For Sale In Rural Innisfil

For sale in Rural Innisfil now · asking prices

How This Price Compares

$407kavg asking

Every home like this one for sale in Rural Innisfil right now. These are asking prices, not sales.

Per square foot, these ask about $607/sqft; this home lists at $470/sqft.

The 5 closest in price of 46 for sale in Rural Innisfil.

See all comparable homes
$399kThis home$399k$406k$379k$424k$429kThis home vs active comparables

Neighbourhood & Location

Rural Innisfil, Innisfil, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

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Affordability & Mortgage

Estimated Mortgage
$1,819/mo
$97KIncome needed
4.1×Price ÷ income
$420Weekly cost
$4,460Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%Mortgage
Mortgage is 65% of the monthly costMortgage $1,819Property tax $374Condo fee $606Total carry $2,799
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,783per month

Mortgage amount $319,200 · 4.59% over 25 years

$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$2,762Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,783
Property tax
$374
Condo / maintenance fees
$606
Heating
$0
Estimated monthly cost
$2,762

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,460
Estimated closing costs
$4,460

Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$2,156/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$215,607Total interest paid
$534,807Total of all payments
Principal $319,200 Interest $215,607
YearPrincipalInterestBalance
1$7,024$14,368$312,176
2$7,350$14,042$304,825
3$7,692$13,701$297,133
4$8,049$13,343$289,085
5$8,423$12,970$280,662
6$8,814$12,579$271,848
7$9,223$12,170$262,626
8$9,651$11,741$252,975
9$10,099$11,293$242,876
10$10,568$10,824$232,308
11$11,058$10,334$221,249
12$11,572$9,820$209,678
13$12,109$9,283$197,568
14$12,671$8,721$184,897
15$13,260$8,133$171,638
16$13,875$7,517$157,762
17$14,519$6,873$143,243
18$15,193$6,199$128,049
19$15,899$5,493$112,151
20$16,637$4,755$95,514
21$17,409$3,983$78,104
22$18,218$3,175$59,887
23$19,063$2,329$40,823
24$19,948$1,444$20,875
25$20,875$518$0

At the end of your 5-year term

Total paid over the term
$106,961
Principal paid down
$38,538
Interest paid
$68,424
Balance remaining
$280,662

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 354-415 Sea Ray Avenue

What is the asking price for 354-415 Sea Ray Avenue?

It is listed at $399,000.

How many bedrooms and bathrooms does 354-415 Sea Ray Avenue have?

2 bedrooms, and 2 bathrooms.

How big is 354-415 Sea Ray Avenue?

The listing gives 800-899 sq ft of living space.

Does 354-415 Sea Ray Avenue have parking?

1 garage space.

What are the property taxes on 354-415 Sea Ray Avenue?

$4,485 a year, for 2025.

Is there an offer date for 354-415 Sea Ray Avenue?

The listing does not state an offer date.

When was 354-415 Sea Ray Avenue listed?

It came on the market on October 9, 2026.

Who is the listing brokerage for 354-415 Sea Ray Avenue?

RE/MAX Realtron Realty Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 354-415 Sea Ray Avenue?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Realtron Realty Inc. MLS®/PropTx.

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354-415 SEA RAY AVENUE, INNISFIL, ON · Listed By RE/MAX Realtron Realty Inc.

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Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Discuss Your Home's Value

With Team Asgarian, RE/MAX Hallmark Realty Ltd

Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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