235-415 Sea Ray Road, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13762780

$369,000
For Sale
Listed 60 Days Ago

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1BedroomBed
1BathroomBath
1Garage
500-599Sq ft

Listed By RE/MAX Hallmark Chay Realty

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Key Facts

Property type
Condo Apartment, Apartment
Basement
None
Parking
1 garage (underground)
Property tax
$3,307 / 2025
Offer date
None stated
Cross streets
Sea Ray Avenue & Riva Avenue
Days on market
60
Maintenance
$477/mo
All Facts
Property type
Condo Apartment, Apartment
MLS®
N13762780
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Sea Ray Avenue & Riva Avenue
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$477/mo
Exposure
East
Property tax
$3,307 / 2025
Days on market
60
Offer date
None stated
Listing brokerage
RE/MAX Hallmark Chay Realty

About This Home

From The Listing Description By RE/MAX Hallmark Chay Realty

In short

  • ESCAPE TO FRIDAY HARBOUR - WHERE EVERY DAY FEELS LIKE A GETAWAY.
  • Spend your days exploring scenic walking trails, relaxing on the sandy beach, lounging by the outdoor pools, or teeing off at the spectacular 18-hole Doug...
  • Property is being sold "As Is, Where Is" with no representations or warranties.
  • Buyer to pay a one-time Resort Entry Fee of 2% of the purchase price plus HST to Friday Harbour Resort.
Read The Full Description

ESCAPE TO FRIDAY HARBOUR - WHERE EVERY DAY FEELS LIKE A GETAWAY. Experience the ultimate in four-season resort living with this bright and beautifully appointed one-bedroom suite in one of Ontario's most sought-after lifestyle communities. Whether you're searching for a sophisticated weekend retreat, investment opportunity, or year-round residence, this is your chance to enjoy an exceptional lakeside lifestyle just steps from it all.Spend your days exploring scenic walking trails, relaxing on the sandy beach, lounging by the outdoor pools, or teeing off at the spectacular 18-hole Doug Carrick-designed golf course. Enjoy the impressive marina and boat slips, then stroll the vibrant Promenade, lined with restaurants, shops, cafés and gathering places - all within this extraordinary waterfront community.The suite offers bright, stylish living with one parking space and a storage locker for added convenience. From mornings by the water and afternoons on the golf course to dinner along the Promenade, Friday Harbour is more than a destination - it's a lifestyle.Property is being sold "As Is, Where Is" with no representations or warranties. Buyer to pay a one-time Resort Entry Fee of 2% of the purchase price plus HST to Friday Harbour Resort.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
Ask and recent sales differ
$457Kautomated estimate, from recent sales

Listed at $369,000, about 19% below our estimate of $457K (homes like it typically land between $425K and $480K).

List price
$369KBelow our range$480KAbove our range

Total price vs nearby homes. Fair value about $457K, learned from recent GTA sales.

The market behind the math, in Rural Innisfil
3sold nearby · 90 days
60days on market so far
$1,938/moest. rent · 8 leases
6.3%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 14 months of inventory: 14 condo apartment homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $672/sqft against an area asking average of $645/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $324K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($672/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 25 homes sold in this building over the past two years, from 75 closings in Rural Innisfil.

Own A Home Nearby?

Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Sea Ray Road. Signed-in members see each price, verified against board records.

Other Homes For Sale In Rural Innisfil

For sale in Rural Innisfil now · asking prices

How This Price Compares

$351kavg asking

Every home like this one for sale in Rural Innisfil right now. These are asking prices, not sales.

Per square foot, these ask about $619/sqft; this home lists at $672/sqft.

The 5 closest in price of 46 for sale in Rural Innisfil.

See all comparable homes
$369kThis home$379k$350k$347k$339k$339kThis home vs active comparables

Neighbourhood & Location

Rural Innisfil, Innisfil, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

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Affordability & Mortgage

Estimated Mortgage
$1,682/mo
$86KIncome needed
4.3×Price ÷ income
$388Weekly cost
$4,010Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%Mortgage
Mortgage is 69% of the monthly costMortgage $1,682Property tax $276Condo fee $477Total carry $2,435
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,649per month

Mortgage amount $295,200 · 4.59% over 25 years

$73,800Down payment (20.0%)
$295,200Loan before insurance
$0CMHC premium
$2,401Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,649
Property tax
$276
Condo / maintenance fees
$477
Heating
$0
Estimated monthly cost
$2,401

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,010
Estimated closing costs
$4,010

Plus your down payment of $73,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$1,993/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$199,396Total interest paid
$494,596Total of all payments
Principal $295,200 Interest $199,396
YearPrincipalInterestBalance
1$6,496$13,288$288,704
2$6,798$12,986$281,906
3$7,113$12,670$274,793
4$7,444$12,340$267,349
5$7,789$11,995$259,560
6$8,151$11,633$251,409
7$8,529$11,255$242,879
8$8,925$10,859$233,954
9$9,340$10,444$224,614
10$9,773$10,011$214,841
11$10,227$9,557$204,614
12$10,702$9,082$193,912
13$11,199$8,585$182,714
14$11,719$8,065$170,995
15$12,263$7,521$158,732
16$12,832$6,952$145,900
17$13,428$6,356$132,473
18$14,051$5,733$118,422
19$14,703$5,080$103,718
20$15,386$4,398$88,332
21$16,100$3,683$72,232
22$16,848$2,936$55,384
23$17,630$2,154$37,754
24$18,449$1,335$19,305
25$19,305$479$0

At the end of your 5-year term

Total paid over the term
$98,919
Principal paid down
$35,640
Interest paid
$63,279
Balance remaining
$259,560

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 235-415 Sea Ray Road

What is the asking price for 235-415 Sea Ray Road?

It is listed at $369,000.

How many bedrooms and bathrooms does 235-415 Sea Ray Road have?

1 bedroom, and 1 bathroom.

How big is 235-415 Sea Ray Road?

The listing gives 500-599 sq ft of living space.

Does 235-415 Sea Ray Road have parking?

1 garage space.

What are the property taxes on 235-415 Sea Ray Road?

$3,307 a year, for 2025.

Is there an offer date for 235-415 Sea Ray Road?

The listing does not state an offer date.

When was 235-415 Sea Ray Road listed?

It came on the market on September 9, 2026.

Who is the listing brokerage for 235-415 Sea Ray Road?

RE/MAX Hallmark Chay Realty. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 235-415 Sea Ray Road?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Hallmark Chay Realty. MLS®/PropTx.

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235-415 SEA RAY ROAD, INNISFIL, ON · Listed By RE/MAX Hallmark Chay Realty

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Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Discuss Your Home's Value

With Team Asgarian, RE/MAX Hallmark Realty Ltd

Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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