A416-241 Sea Ray Avenue, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N13746102
About this home
In short
- Spectacular south-facing, wraparound 3 bdrm penthouse in the highly sought-after "Tamarack" floorplan, rarely offered at Friday Harbour Resort, one of Ontario's...
- This exceptional suite offers breathtaking views in every direction from both its expansive interior and approximately 600 sq ft wraparound terrace, delivering an...
- Step inside to an expansive open-concept layout designed for both entertaining and everyday comfort.
- Includes 2-car parking. EXTRAS Club fees $269.03/mo.
- Buyer to pay one-time resort entry fee of 2% of purchase price+HST.
THIS is the one! Spectacular south-facing, wraparound 3 bdrm penthouse in the highly sought-after "Tamarack" floorplan, rarely offered at Friday Harbour Resort, one of Ontario's premier all-season waterfront destinations on the shores of Lake Simcoe. This exceptional suite offers breathtaking views in every direction from both its expansive interior and approximately 600 sq ft wraparound terrace, delivering an unmatched lifestyle that blends luxury resort living with stunning natural surroundings. Floor-to-ceiling wraparound windows flood the space with natural light while showcasing panoramic views of the marina, Beach Club, resort pools, Lake Simcoe, and vibrant resort grounds from nearly every angle. Step inside to an expansive open-concept layout designed for both entertaining and everyday comfort. The kitchen seamlessly connects to the living area, creating a bright and inviting atmosphere ideal for gathering with family and friends. The primary bdrm features a walkout to the terrace, spacious closet area, and an ensuite bath. Two additional bdrms are thoughtfully positioned on the opposite side of the condo with access to their own full bath, offering comfort and privacy for guests or family. A spacious entryway creates an impressive welcome from the moment you arrive. Located in the heart of Friday Harbour Resort, residents enjoy a world-class lifestyle with access to a full-service marina, waterfront boardwalk, restaurants, cafes, boutique shopping, golf course, Beach & Lake Clubs, private beach, pools, nature preserve trails, seasonal events, and year-round activities including boating, paddleboarding, hiking, and skating. Whether you're seeking a luxury weekend retreat, year-round residence, or investment opportunity, this penthouse delivers resort-style living unlike anything else. Includes 2-car parking. *EXTRAS* Club fees $269.03/mo. Resort fee $2,840.48/yr. Buyer to pay one-time resort entry fee of 2% of purchase price+HST.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13746102
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1200-1399 sq ft
- Cross streets
- Friday Harbour Resort
- Parking
- 2 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $1,187/mo
- Exposure
- South
- Property tax
- $7,574 / 2026
- Days on market
- 21
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
Listed at $1,049,000. Going by how homes in Rural Innisfil and the wider GTA have actually closed against their asking prices (about 97%, 10 local closings in 90 days), the likely sale price is near $1.02M, if it sells. A realistic range is $960K to $1.10M.
Independent value check: $975K. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $907K and $1.02M).
Total price vs nearby homes. Likely closing about $1.02M, from 10 recent closings in this pocket.
The market behind the math:
About 2.1 months of inventory: 7 condo apartment homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $807/sqft against an area asking average of $718/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $689K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Open-concept layout: modern, sought-after flow. Lifestyle
Based on 25 homes sold in this building over the past two years, from 77 closings in Rural Innisfil.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $975K, which is where my estimate comes from.
Per square foot, these ask about $704/sqft; this home lists at $807/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rural Innisfil, Innisfil, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $839,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,640
- Property tax
- $631
- Condo / maintenance fees
- $1,187
- Heating
- $0
- Estimated monthly cost
- $6,458
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,455
- Estimated closing costs
- $17,455
Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $278,405
- Principal paid down
- $102,535
- Interest paid
- $175,870
- Balance remaining
- $736,665
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 52 whole-home leases in Rural Innisfil signed at a median of $2,457 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,236. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.