4192 Vivian Road, Whitchurch-Stouffville, ON
Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13636848
About this home
In short
- Excellent opportunity for investors.
- Private trail in your own 5.067 acres of Cedar Valley land.
- A 165.01-by-1353.64-foot lot.
- Just 10 minutes to the Newmarket GO Station and under an hour to Union, you're minutes from Newmarket, Aurora, and Stouffville, top-rated York Region schools.
Excellent opportunity for investors! Make this beautiful property and cozy house your new dream home or hold as a long-term investment. Private trail in your own 5.067 acres of Cedar Valley land. A 165.01-by-1353.64-foot lot!!! A spacious storage room on the back side of the garage. Just 10 minutes to the Newmarket GO Station and under an hour to Union, you're minutes from Newmarket, Aurora, and Stouffville, top-rated York Region schools. A gas line is available at the road.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13636848
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 165 × 1355 ft
- Cross streets
- Kennedy/Vivian
- Parking
- 2 garage · 14 parking (detached)
- Driveway
- Private
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Window Unit(s)
- Exterior
- Wood
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $5,459 / 2026
- Days on market
- 76
- Listing brokerage
- CENTURY 21 LANDUNION REALTY INC.
Rooms
Closet
W/O To Yard
Closet
This is a rare parcel: about 5.13 acres. Comparable-sales math works on size and bedrooms, and here the lot is what is being sold, so no automatic estimate is shown. Homes on lots this size in Rural Whitchurch-Stouffville have sold between $1.18M and $4.65M over the last two years (18 sales).
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $986K, which is where my estimate comes from.
Per square foot, these ask about $859/sqft; this home lists at $1,399/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.74M | 9 |
| November 2025 | $1.96M | 7 |
| December 2025 | $2.05M | 9 |
| January 2026 | $1.14M | 5 |
| February 2026 | $1.80M | 7 |
| March 2026 | $1.48M | 7 |
| April 2026 | $1.44M | 7 |
| May 2026 | $1.75M | 13 |
| June 2026 | $2.02M | 8 |
| July 2026 | $1.43M | 7 |
| August 2026 | $1.46M | 6 |
| September 2026 | $1.52M | 6 |
Neighbourhood & location
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,007,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,569
- Property tax
- $455
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,024
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,655
- Estimated closing costs
- $21,655
Plus your down payment of $251,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $334,139
- Principal paid down
- $123,061
- Interest paid
- $211,078
- Balance remaining
- $884,139
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 17 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $2,687 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,773. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LANDUNION REALTY INC.. MLS®/PropTx.