46 Sawmill Lane, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13660518

$2,250,000
For Sale
Listed 70 days agoNo offer date statedSitting longer than typical
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1+3Bedrooms
4Bathrooms
2Garage · 12 parking
2000-2500Sq ft

About this home

In short

  • Welcome to your own private natures retreat - an exceptional 12-acre property where timeless elegance meets the beauty of the outdoors.
  • At the heart of this remarkable setting is a 2-acre spring-fed pond, creating a peaceful and picturesque backdrop for everyday living.
  • The classic-elegance bungalow offers four bedrooms in total and features a walkout basement, with multiple walkouts throughout the home that seamlessly connect the...
  • A 23' x 32' heated and with electricity 2 storey barn provides excellent additional space for storage, hobbies, equipment, or a variety of lifestyle uses.
  • A Salt Water swimming pool and tennis court/pickle ball court complete with sodium lights are also just outside your front door.

Welcome to your own private natures retreat - an exceptional 12-acre property where timeless elegance meets the beauty of the outdoors.At the heart of this remarkable setting is a 2-acre spring-fed pond, creating a peaceful and picturesque backdrop for everyday living. Imagine starting your mornings by the water, canoeing across the pond, swimming on a warm summer day, fishing, or simply enjoying the sights and sounds of nature. Ducks, herons, fish, frogs, and abundant wildlife make this a truly special four-season setting.The classic-elegance bungalow offers four bedrooms in total and features a walkout basement, with multiple walkouts throughout the home that seamlessly connect the indoor living spaces with the surrounding landscape. Natural light, expansive views, and easy access to the outdoors create an inviting connection between home and nature.Outdoor enthusiasts will appreciate the property's private trail, offering opportunities to explore and enjoy the acreage right outside your door. A 23' x 32' heated and with electricity 2 storey barn provides excellent additional space for storage, hobbies, equipment, or a variety of lifestyle uses.Adding to the property's unique setting, it backs onto two golf courses, providing a beautiful and expansive backdrop while maintaining the feeling of a private country escape. Enjoy quiet evenings in the 3 season sunroom overlooking the gardens and pond. A Salt Water swimming pool and tennis court/pickle ball court complete with sodium lights are also just outside your front door.

Key facts

Property type
Detached, Bungalow
MLS®
N13660518
Bedrooms
1+3 (4 total)
Bathrooms
4 (2 half)
Size
2000-2500 sq ft
Lot
196.32 × 2760 ft
Cross streets
Bethesda Road west of Warden
Parking
2 garage · 12 parking (attached)
Driveway
Private Triple
Basement
Finished with Walk-Out, Separate Entrance, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Board & Batten , Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Pool
Salt, Above Ground
Property tax
$10,123 / 2026
Days on market
70
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

Living RoomMain9.35 × 4.77 m

fireplace · w/o to deck · vaulted ceiling(s)

SittingMain3.70 × 4.28 m

combined w/kitchen · vaulted ceiling(s)

Dining RoomMain4.81 × 3.91 m

w/o to deck · vaulted ceiling(s)

Bedroom 2Lower3.99 × 3.61 m

b/i shelves · above grade window

Bedroom 3Lower3.61 × 3.07 m

closet · above grade window

Primary BedroomMain4.40 × 4.02 m

5 pc ensuite · walk-in closet(s) · w/o to deck

Family RoomLower9.35 × 3.90 m

fireplace · b/i shelves · w/o to sunroom

DenMain3.35 × 3.04 m

b/i shelves · w/o to deck

OfficeLower4.70 × 4.80 m

w/o to patio · b/i shelves · pot lights

SunroomLower8.81 × 3.02 m

W/O To Yard

KitchenMain5.94 × 5.44 m

centre island · breakfast bar · b/i shelves

Bedroom 4Lower4.01 × 3.26 m

closet · above grade window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$2.18Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $926/sqft; this home lists at $1,000/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
2.25MThis home2.30M2.10M1.99M2.33MThis home vs active comparables

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stouffville
$1.18M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,255/mo
$420KIncome needed
5.4×Price ÷ income
$2,366Weekly cost
$42,725Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $10,255Property tax $844Total carry $11,098

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,953per month

Mortgage amount $1,800,000 · 4.49% over 25 years

$450,000Down payment (20.0%)
$1,800,000Loan before insurance
$0CMHC premium
$10,796Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,953
Property tax
$844
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,796

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$42,725
Estimated closing costs
$42,725

Plus your down payment of $450,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,046/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,185,753Total interest paid
$2,985,753Total of all payments
Principal $1,800,000 Interest $1,185,753
YearPrincipalInterestBalance
1$40,168$79,262$1,759,832
2$41,992$77,438$1,717,840
3$43,899$75,531$1,673,941
4$45,892$73,538$1,628,049
5$47,976$71,454$1,580,073
6$50,154$69,276$1,529,919
7$52,431$66,999$1,477,488
8$54,812$64,618$1,422,677
9$57,300$62,130$1,365,376
10$59,902$59,528$1,305,474
11$62,622$56,808$1,242,852
12$65,465$53,965$1,177,387
13$68,437$50,993$1,108,950
14$71,545$47,885$1,037,405
15$74,793$44,637$962,612
16$78,189$41,241$884,423
17$81,739$37,691$802,684
18$85,450$33,980$717,233
19$89,330$30,100$627,903
20$93,386$26,044$534,517
21$97,626$21,804$436,890
22$102,059$17,371$334,831
23$106,693$12,737$228,139
24$111,537$7,893$116,601
25$116,601$2,829$0

At the end of your 5-year term

Total paid over the term
$597,151
Principal paid down
$219,927
Interest paid
$377,224
Balance remaining
$1,580,073

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.5%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $10,123− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $33,333

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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