17 Hill Top Trail, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13858250

$2,328,000
For Sale
Listed 16 days agoNo offer date stated
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3+1Bedrooms
5Bathrooms
3Garage · 15 parking
2000-2500Sq ft

About this home

In short

  • Luxurious custom built bungalow on approximately 1.3 acre lot, approximately 5,000 sq.ft. of beautifully renovated living space including basement on a spectacular...
  • Designed for comfortable family living and effortless entertaining, the home features 9 foot ceilings, smart light switches, smooth ceilings, pot lights, and a...
  • Stunning renovated kitchen, top of the line appliances, modern open concept, Professionally finished basement with walk up to backyard, renovated for entertaining...
  • Step outside to the backyard and enjoy peaceful golf course surroundings, detached workshop, 3 car garage, parking for up to 12 vehicles.

Luxurious custom built bungalow on approximately 1.3 acre lot, approximately 5,000 sq.ft. of beautifully renovated living space including basement on a spectacular lot fronting and backing onto Sleepy Hollow Golf Course, automatic gated driveway, Surrounded by breathtaking views and exceptional privacy. Designed for comfortable family living and effortless entertaining, the home features 9 foot ceilings, smart light switches, smooth ceilings, pot lights, and a thoughtfully designed layout. Stunning renovated kitchen, **top of the line appliances**, modern open concept, Professionally finished basement with walk up to backyard, renovated for entertaining, featuring a home projection screen theatre system, wine display, a modern bar, floor to ceiling accent wall with large fireplace, a spacious recreation area, an additional bedroom, and a 3 piece bathroom. Step outside to the backyard and enjoy peaceful golf course surroundings, detached workshop, 3 car garage, parking for up to 12 vehicles. 2 EV outlets.

Key facts

Property type
Detached, Bungalow
MLS®
N13858250
Bedrooms
3+1 (4 total)
Bathrooms
5 (2 half)
Size
2000-2500 sq ft
Lot
182.77 × 301.77 ft
Cross streets
10th/Main
Parking
3 garage · 15 parking (attached)
Basement
Finished, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Septic
Property tax
$9,237 / 2026
Days on market
16
Listing brokerage
ELITE CAPITAL REALTY INC.

Rooms

Primary BedroomGround5.50 × 4.20 m

hardwood floor · 5 pc ensuite

BedroomBasement4.70 × 3.70 m
KitchenGround4.90 × 4.20 m

stainless steel appl · quartz counter

RecreationBasement12.00 × 5.00 m
Bedroom 2Ground3.50 × 3.20 m

hardwood floor · window

BreakfastGround4.20 × 2.50 m

ceramic floor · open concept

Bedroom 3Ground0.00 × 0.00 m

hardwood floor · window

Living RoomGround7.70 × 3.50 m

hardwood floor · combined w/dining

Dining RoomGround7.70 × 3.50 m

hardwood floor · combined w/living

Our TakeTeam Asgarian · Broker
A discount is typical here
$2.22Mlikely sale price

Listed at $2,328,000. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $2.22M, if it sells. A realistic range is $2.08M to $2.50M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The listing describes about 5,000 sq ft, while the size on record is 2000 to 2500 sq ft.

List price
$2.08MBelow recent closings$2.50MAbove recent closings

Total price vs nearby homes. Likely closing about $2.22M, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$1.46Mmedian sold price
90%of asking, on average
−1%prices vs a year ago
~41 dayshomes like this take to sell
16days on market so far
$5,675/moest. rent · 10 leases
2.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.5 months of inventory: 28 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,035/sqft against an area asking average of $1,083/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Whitchurch-Stouffville.
  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.83M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,035/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$2.42Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $985/sqft; this home lists at $1,035/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
2.33MThis home2.86M2.49M2.10M2.25MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$1.96M7
December 2025$2.05M9
January 2026$1.14M5
February 2026$1.80M7
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.43M7
August 2026$1.46M6
September 2026$1.52M6

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stouffville
$1.18M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,610/mo
$430KIncome needed
5.4×Price ÷ income
$2,449Weekly cost
$44,675Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $10,610Property tax $770Total carry $11,380

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,298per month

Mortgage amount $1,862,400 · 4.49% over 25 years

$465,600Down payment (20.0%)
$1,862,400Loan before insurance
$0CMHC premium
$11,067Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,298
Property tax
$770
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,067

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$44,675
Estimated closing costs
$44,675

Plus your down payment of $465,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,464/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,226,859Total interest paid
$3,089,259Total of all payments
Principal $1,862,400 Interest $1,226,859
YearPrincipalInterestBalance
1$41,561$82,010$1,820,839
2$43,448$80,122$1,777,391
3$45,421$78,150$1,731,971
4$47,483$76,087$1,684,488
5$49,639$73,932$1,634,849
6$51,893$71,678$1,582,957
7$54,249$69,322$1,528,708
8$56,712$66,859$1,471,996
9$59,287$64,284$1,412,709
10$61,979$61,592$1,350,731
11$64,793$58,778$1,285,938
12$67,735$55,836$1,218,204
13$70,810$52,760$1,147,394
14$74,025$49,545$1,073,369
15$77,386$46,184$995,983
16$80,900$42,671$915,083
17$84,573$38,998$830,510
18$88,413$35,158$742,097
19$92,427$31,143$649,670
20$96,624$26,947$553,047
21$101,011$22,560$452,036
22$105,597$17,973$346,439
23$110,392$13,179$236,047
24$115,404$8,167$120,644
25$120,644$2,927$0

At the end of your 5-year term

Total paid over the term
$617,852
Principal paid down
$227,551
Interest paid
$390,301
Balance remaining
$1,634,849

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in Rural Whitchurch-Stouffville$5,675/mo
$68,100Gross annual rent
2.1%Cap rate after taxes and upkeep
$5,221 to $6,200Typical rent range
~19 daysTo find a tenant, on average

About the suite: in Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $5,319 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,675. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.9%
Gross yield
− Property tax $9,237− Insurance $1,400− Vacancy & upkeep $7,491Net operating income $49,972

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ELITE CAPITAL REALTY INC.. MLS®/PropTx.

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