55 Ogden Crescent, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13652812

$2,100,000
For Sale
Listed 73 days agoNo offer date stated
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3Bedrooms
4Bathrooms
3Garage · 13 parking
2500-3000Sq ft

About this home

In short

  • 55 OGDEN CRESCENT CUSTOM ESTATE BUNGALOW | APPROX.
  • Thoughtfully designed open-concept layout featuring soaring volume ceilings, a spectacular vaulted family room with gas fireplace, formal dining room and abundant...
  • Private primary retreat featuring a luxurious 5-piece ensuite and generous closet space, complemented by two additional bedrooms and well-appointed bathrooms.
  • Oversized attached 3-car garage with direct interior access. [PROPERTY] Approximately 2-acre pie-shaped property offering outstanding privacy, framed by mature trees...
  • Residents also enjoy private walking trails that wind throughout this prestigious estate community, creating an exceptional lifestyle rarely found today. [LOCATION]...

55 OGDEN CRESCENT CUSTOM ESTATE BUNGALOW | APPROX. 2 ACRES | 3-CAR GARAGE | ESTABLISHED ESTATE COMMUNITY [HOUSE] Beautifully maintained custom stone and brick bungalow offering an exceptional blend of timeless design, spacious principal rooms and comfortable single-level living. Thoughtfully designed open-concept layout featuring soaring volume ceilings, a spectacular vaulted family room with gas fireplace, formal dining room and abundant natural light throughout. Spacious kitchen with generous workspace, centre island and breakfast area with walk-out to a covered patio overlooking beautifully landscaped grounds. Private primary retreat featuring a luxurious 5-piece ensuite and generous closet space, complemented by two additional bedrooms and well-appointed bathrooms. Full unfinished lower level offers exceptional potential for future living space, recreation or storage. Oversized attached 3-car garage with direct interior access. [PROPERTY] Approximately 2-acre pie-shaped property offering outstanding privacy, framed by mature trees and professionally landscaped gardens. A long winding driveway creates a grand arrival, while expansive lawns and peaceful outdoor living spaces provide the perfect setting for entertaining, relaxing, or simply enjoying the natural surroundings. Residents also enjoy private walking trails that wind throughout this prestigious estate community, creating an exceptional lifestyle rarely found today. [LOCATION] Prestigious Whitchurch-Stouffville estate community offering exceptional privacy, mature forests and private walking trails, all just minutes to Ballantrae, Stouffville, golf courses, schools, shopping, dining, GO Transit and convenient access to Highways 404 and 407.

Key facts

Property type
Detached, Bungalow
MLS®
N13652812
Bedrooms
3
Bathrooms
4 (2 half)
Size
2500-3000 sq ft
Lot
191.24 × 348.81 ft
Cross streets
Aurora Rd and York Durham Ln
Parking
3 garage · 13 parking (attached)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$12,264 / 2026
Days on market
73
Listing brokerage
FARQUHARSON REALTY LIMITED

Rooms

KitchenMain4.39 × 3.12 m

ceramic floor · stainless steel appl

OtherMain2.29 × 1.89 m

ceramic floor · access to garage · double closet

Primary BedroomMain6.27 × 4.47 m

hardwood floor · 5 pc ensuite · his and hers closets

BreakfastMain4.39 × 4.39 m

ceramic floor · w/o to deck · picture window

FoyerMain3.48 × 3.10 m

limestone flooring · 2 pc bath · crown moulding

Bedroom 2Main3.61 × 3.86 m

hardwood floor · double closet · picture window

Dining RoomMain3.96 × 3.73 m

hardwood floor · formal rm · crown moulding

Bedroom 3Main3.73 × 3.33 m

hardwood floor · double closet · picture window

LaundryMain2.77 × 1.70 m

ceramic floor · access to garage · 2 pc bath

Great RoomMain6.50 × 6.50 m

hardwood floor · cathedral ceiling(s) · gas fireplace

Our TakeTeam Asgarian · Broker
A discount is typical here
$2.00Mlikely sale price

Listed at $2,100,000. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $2.00M, if it sells. A realistic range is $1.88M to $2.26M.

Independent value check: $1.91M. Without looking at the asking price, our model values the home itself about 9% below the ask (homes like it typically land between $1.79M and $2.00M).

Why $1.91M. The typical detached home sold in Rural Whitchurch-Stouffville over the past year went for about $1.60M (93 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $12,264 a year; the typical home sold here pays about $8,300.
  • ▼ Lowers it3 garage and 13 total parking spaces, against 3 and 8 typically.
List price
$1.88MBelow recent closings$2.26MAbove recent closings

Total price vs nearby homes. Likely closing about $2.00M, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$1.46Mmedian sold price
90%of asking, on average
−1%prices vs a year ago
~41 dayshomes like this take to sell
73days on market so far
$5,995/moest. rent · 9 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.9 months of inventory: 7 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $764/sqft against an area asking average of $868/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.14M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($764/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.

Sold price trend

Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$1.96M7
December 2025$2.05M9
January 2026$1.14M5
February 2026$1.80M7
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.43M7
August 2026$1.46M6
September 2026$1.52M6

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,571/mo
$401KIncome needed
5.2×Price ÷ income
$2,209Weekly cost
$38,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $9,571Property tax $1,022Total carry $10,593

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,289per month

Mortgage amount $1,680,000 · 4.49% over 25 years

$420,000Down payment (20.0%)
$1,680,000Loan before insurance
$0CMHC premium
$10,311Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,289
Property tax
$1,022
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,311

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,975
Estimated closing costs
$38,975

Plus your down payment of $420,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,243/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,106,702Total interest paid
$2,786,702Total of all payments
Principal $1,680,000 Interest $1,106,702
YearPrincipalInterestBalance
1$37,490$73,978$1,642,510
2$39,193$72,275$1,603,317
3$40,972$70,496$1,562,345
4$42,832$68,636$1,519,512
5$44,777$66,691$1,474,735
6$46,810$64,658$1,427,925
7$48,936$62,532$1,378,989
8$51,158$60,311$1,327,831
9$53,480$57,988$1,274,351
10$55,909$55,560$1,218,443
11$58,447$53,021$1,159,996
12$61,101$50,367$1,098,895
13$63,875$47,593$1,035,020
14$66,775$44,693$968,245
15$69,807$41,661$898,438
16$72,976$38,492$825,461
17$76,290$35,178$749,171
18$79,754$31,714$669,418
19$83,375$28,093$586,043
20$87,160$24,308$498,882
21$91,118$20,350$407,764
22$95,255$16,213$312,509
23$99,580$11,888$212,929
24$104,101$7,367$108,828
25$108,828$2,640$0

At the end of your 5-year term

Total paid over the term
$557,340
Principal paid down
$205,265
Interest paid
$352,076
Balance remaining
$1,474,735

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in Rural Whitchurch-Stouffville$5,995/mo
$71,940Gross annual rent
2.4%Cap rate after taxes and upkeep
$5,333 to $6,475Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $5,373 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,995. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $12,264− Insurance $1,400− Vacancy & upkeep $7,913Net operating income $50,363

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARQUHARSON REALTY LIMITED. MLS®/PropTx.

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