9 Emerald Heights Drive, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13634594

$2,099,000
For Sale
Listed 76 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
3Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Stunning and Rarely Found 3-Car Garage BUNGALOW situated on an Ultra premium 85' Lot Backing onto One of the Top-rated & Private Emerald Hills Golf Course (Also Right...
  • 3,400 sq. ft. of open-concept living, all on ONE level.
  • Enjoy 10' ceilings throughout the main floor, soaring to 14' in the Great/Family room, along with Engineered Hardwood flooring, Crown Moulding, Waffle Ceiling...
  • An Open-Concept Dining room includes a Built-in Wet bar, Upper and Lower Cabinets with 2 Wine Fridges, perfect for entertaining.
  • The Super Over-Sized Primary Bedroom impresses w/ a large Walk-in Closet, Patterned Ceiling, Over-sized Gas Fireplace, & a spa-like 6-piece Ensuite, while two...

Stunning and Rarely Found 3-Car Garage BUNGALOW situated on an Ultra premium 85' Lot Backing onto One of the Top-rated & Private Emerald Hills Golf Course (Also Right In Front of the golf course). Situated in the Gated community of The Estates of Emerald Hills, this meticulously maintained home offers approx. 3,400 sq. ft. of open-concept living, all on ONE level. Enjoy 10' ceilings throughout the main floor, soaring to 14' in the Great/Family room, along with Engineered Hardwood flooring, Crown Moulding, Waffle Ceiling, Spacious Library/Work from Home Offer with a French door. The Upscale & Open Concept Kitchen Features Top-Level Upgraded Kitchen Cabinetry, Pot Lights, Centre Island & Breakfast Bar with Granite Countertops, Stainless Steel Kitchen Appliances, Over-sized Breakfast Area overlooking Emeral Hills Golf Course! Airy Family room with Waffle Ceiling, Gas Fireplace Décor Columns overlooking the Golf Course! An Open-Concept Dining room includes a Built-in Wet bar, Upper and Lower Cabinets with 2 Wine Fridges, perfect for entertaining. A Covered Patio Area w/ Retractable Screen Gives You & Your Guests the best views of Emerald Hills Golf Courses & extends the outdoor experience. The Super Over-Sized Primary Bedroom impresses w/ a large Walk-in Closet, Patterned Ceiling, Over-sized Gas Fireplace, & a spa-like 6-piece Ensuite, while two additional main-floor bedrooms offer Double closets and semi-ensuite access. A 3-car garage with service stairs to a giant basement provides excellent storage & expansion potential. A school bus stop right at the gate and minutes to Hwy 404, GO Transit, and shopping add everyday convenience to this exceptional lifestyle. In-house Amenities include a Tennis Court, Outdoor Swimming Pool, Sauna, Gym/Exercise Room w/ the Changing Rooms, Meeting Room, Billiards and Children's Playground. Water Usage is included in the monthly fees (1,332.13/month)!

Key facts

Property type
Detached, Bungalow
MLS®
N13634594
Bedrooms
3
Bathrooms
3 (1 half)
Size
3000-3500 sq ft
Lot
85.07 × 103.75 ft
Cross streets
Warden / Bloomington
Parking
3 garage · 6 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Other
Pool
Outdoor
Property tax
$11,486 / 2026
Days on market
76
Listing brokerage
POWER 7 REALTY

Rooms

Living RoomBasement4.53 × 4.05 m

Pot Lights

Family RoomBasement4.53 × 4.05 m

Pot Lights

Primary BedroomMain7.87 × 4.78 m

hardwood floor · 6 pc ensuite · walk-in closet(s)

Family RoomMain6.56 × 5.86 m

hardwood floor · crown moulding · gas fireplace

Dining RoomMain4.39 × 3.38 m

hardwood floor · open concept · wet bar

Bedroom 2Main4.18 × 3.62 m

hardwood floor · semi ensuite · double closet

Bedroom 3Main4.03 × 3.53 m

hardwood floor · semi ensuite · double closet

OfficeMain5.12 × 3.63 m

hardwood floor · pot lights · large window

KitchenMain6.50 × 5.85 m

stainless steel appl · centre island · granite counters

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Whitchurch-Stouffville · asking prices
$2.16Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $751/sqft; this home lists at $646/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.10MThis home2.10M1.90M2.49MThis home vs active comparables

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,567/mo
$398KIncome needed
5.3×Price ÷ income
$2,208Weekly cost
$38,950Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $9,567Property tax $957Total carry $10,524

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,285per month

Mortgage amount $1,679,200 · 4.49% over 25 years

$419,800Down payment (20.0%)
$1,679,200Loan before insurance
$0CMHC premium
$10,242Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,285
Property tax
$957
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,242

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,950
Estimated closing costs
$38,950

Plus your down payment of $419,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,238/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,106,175Total interest paid
$2,785,375Total of all payments
Principal $1,679,200 Interest $1,106,175
YearPrincipalInterestBalance
1$37,473$73,942$1,641,727
2$39,174$72,241$1,602,553
3$40,953$70,462$1,561,601
4$42,812$68,603$1,518,789
5$44,756$66,659$1,474,033
6$46,788$64,627$1,427,245
7$48,912$62,503$1,378,332
8$51,133$60,282$1,327,199
9$53,455$57,960$1,273,744
10$55,882$55,533$1,217,862
11$58,419$52,996$1,159,443
12$61,072$50,343$1,098,372
13$63,845$47,570$1,034,527
14$66,743$44,672$967,784
15$69,774$41,641$898,010
16$72,942$38,473$825,068
17$76,254$35,161$748,815
18$79,716$31,699$669,099
19$83,335$28,080$585,764
20$87,119$24,296$498,645
21$91,075$20,340$407,570
22$95,210$16,205$312,360
23$99,533$11,882$212,828
24$104,052$7,363$108,776
25$108,776$2,639$0

At the end of your 5-year term

Total paid over the term
$557,075
Principal paid down
$205,167
Interest paid
$351,908
Balance remaining
$1,474,033

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $11,486− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $54,398

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of POWER 7 REALTY. MLS®/PropTx.

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