16 Hill Top Trail, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13767716

$1,899,000
For Sale
Listed 39 days agoNo offer date stated
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3+2Bedrooms
4Bathrooms
3Garage · 10 parking
3000-3500Sq ft

About this home

In short

  • Welcome to 16 Hill Top Trail, a custom executive bungalow in prestigious Sleepy Hollow Estates, set on an exceptional approximately 1.41-acre irregular lot backing...
  • Offering approximately 5,000 sq. ft. of total living space, including 3,040 sq. ft. above grade per MPAC plus a finished lower level, this impressive residence...
  • The bright and spacious main level showcases hardwood flooring, crown moulding and generously proportioned principal rooms.
  • The oversized main-floor primary retreat features his-and-hers closets and a luxurious 5-piece ensuite with freestanding tub and glass shower.
  • Two additional main-floor bedrooms provide excellent closet space, with one offering its own 3-piece ensuite.

Welcome to 16 Hill Top Trail, a custom executive bungalow in prestigious Sleepy Hollow Estates, set on an exceptional approximately 1.41-acre irregular lot backing onto the golf course and surrounded by mature greenery and tranquil open views. Offering approximately 5,000 sq. ft. of total living space, including 3,040 sq. ft. above grade per MPAC plus a finished lower level, this impressive residence features 3+2 bedrooms, 4 washrooms, an attached 3-car garage and parking for up to 10 vehicles. The bright and spacious main level showcases hardwood flooring, crown moulding and generously proportioned principal rooms. The inviting family room features a gas fireplace and walkout to the elevated deck, while the eat-in kitchen offers granite countertops, stainless steel appliances, centre island and a breakfast area overlooking the backyard. The oversized main-floor primary retreat features his-and-hers closets and a luxurious 5-piece ensuite with freestanding tub and glass shower. Two additional main-floor bedrooms provide excellent closet space, with one offering its own 3-piece ensuite. Main-floor laundry and direct garage access add everyday convenience. The expansive walk-out lower level is ideal for entertaining, featuring a large recreation area, substantial wet bar with seating, gas fireplace, games area, two additional bedrooms and direct access to a covered stone patio and the remarkable backyard. Multiple walkouts create an effortless connection to the peaceful outdoor setting. Ideally located near golf, parks, conservation areas and schools, this is a rare opportunity to enjoy spacious bungalow living in one of Stouffville's distinctive estate communities. Annual community association fee of $40 for maintenance. ***Some Listing Photos, Including Exterior Images, Have Been Virtually Staged With Digitally Added Elements For Illustration Purposes. The Property May Appear Different In Person.***

Key facts

Property type
Detached, Bungalow
MLS®
N13767716
Bedrooms
3+2 (5 total)
Bathrooms
4
Size
3000-3500 sq ft
Lot
244.47 × 206.25 ft
Cross streets
Tenth Line / Bethesda Side Rd
Parking
3 garage · 10 parking (attached)
Driveway
Private
Basement
Partially Finished, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,353 / 2025
Days on market
39
Listing brokerage
EXP REALTY

Rooms

KitchenMain5.13 × 4.34 m

hardwood floor · stainless steel appl · granite counters

Living RoomMain3.73 × 3.35 m

hardwood floor · open concept

Family RoomMain7.32 × 4.06 m

hardwood floor · w/o to deck · gas fireplace

Primary BedroomMain7.23 × 4.27 m

hardwood floor · 5 pc ensuite · his and hers closets

Bedroom 4Basement5.62 × 3.64 m

broadloom · b/i closet · large window

RecreationBasement13.12 × 7.72 m

wet bar · w/o to patio · gas fireplace

Bedroom 2Main4.35 × 3.79 m

hardwood floor · 3 pc ensuite · b/i closet

Dining RoomMain4.39 × 3.79 m

hardwood floor · crown moulding · large window

BreakfastMain4.35 × 3.61 m

hardwood floor · pot lights · overlooks backyard

Bedroom 3Main4.08 × 3.12 m

hardwood floor · b/i closet · french doors

Bedroom 5Basement4.57 × 3.57 m

broadloom · b/i closet · large window

Our TakeTeam Asgarian · Broker
A discount is typical here
$1.81Mlikely sale price

Listed at $1,899,000. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $1.81M, if it sells. A realistic range is $1.70M to $2.04M.

Independent value check: $1.82M. Without looking at the asking price, our model values the home itself about 4% below the ask (homes like it typically land between $1.70M and $1.91M).

Why $1.82M. The typical detached home sold in Rural Whitchurch-Stouffville over the past year went for about $1.60M (93 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $10,353 a year; the typical home sold here pays about $8,300.
  • ▲ Raises itIt is 3,000 to 3,500 sq ft; the typical home sold here is 2,500 to 3,000.
  • ▲ Raises it slightlyIts lot is 244 by 206 ft; the typical lot sold here is 162 by 279.
List price
$1.70MBelow recent closings$2.04MAbove recent closings

Total price vs nearby homes. Likely closing about $1.81M, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$1.46Mmedian sold price
90%of asking, on average
−1%prices vs a year ago
~41 dayshomes like this take to sell
39days on market so far
$6,403/moest. rent · 12 leases
4.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.9 months of inventory: 23 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $584/sqft against an area asking average of $1,141/sqft.

  • Walk-out basement apartment features. A finished 2 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Whitchurch-Stouffville.
  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.91M. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.

What sellers nearby are askingCurrently listed nearby in Rural Whitchurch-Stouffville · asking prices
$2.23Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $772/sqft; this home lists at $584/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.90MThis home2.49M2.10M2.10MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$1.96M7
December 2025$2.05M9
January 2026$1.14M5
February 2026$1.80M7
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.43M7
August 2026$1.46M6
September 2026$1.52M6

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stouffville
$1.18M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,655/mo
$361KIncome needed
5.3×Price ÷ income
$1,997Weekly cost
$34,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $8,655Property tax $863Total carry $9,518

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,400per month

Mortgage amount $1,519,200 · 4.49% over 25 years

$379,800Down payment (20.0%)
$1,519,200Loan before insurance
$0CMHC premium
$9,263Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,400
Property tax
$863
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,263

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,455
Estimated closing costs
$34,455

Plus your down payment of $379,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,167/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,000,775Total interest paid
$2,519,975Total of all payments
Principal $1,519,200 Interest $1,000,775
YearPrincipalInterestBalance
1$33,902$66,897$1,485,298
2$35,441$65,358$1,449,857
3$37,051$63,748$1,412,806
4$38,733$62,066$1,374,073
5$40,491$60,308$1,333,582
6$42,330$58,469$1,291,252
7$44,252$56,547$1,247,000
8$46,261$54,538$1,200,739
9$48,361$52,438$1,152,378
10$50,557$50,242$1,101,820
11$52,853$47,946$1,048,967
12$55,253$45,546$993,715
13$57,761$43,038$935,954
14$60,384$40,415$875,570
15$63,125$37,674$812,445
16$65,992$34,807$746,453
17$68,988$31,811$677,465
18$72,120$28,679$605,345
19$75,395$25,404$529,950
20$78,818$21,981$451,132
21$82,397$18,402$368,735
22$86,138$14,661$282,598
23$90,049$10,750$192,549
24$94,137$6,662$98,412
25$98,412$2,387$0

At the end of your 5-year term

Total paid over the term
$503,995
Principal paid down
$185,618
Interest paid
$318,377
Balance remaining
$1,333,582

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in Rural Whitchurch-Stouffville$6,403/mo
$76,836Gross annual rent
3.0%Cap rate after taxes and upkeep
$5,910 to $6,723Typical rent range
~19 daysTo find a tenant, on average

About the suite: in Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $5,387 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,403. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $10,353− Insurance $1,400− Vacancy & upkeep $8,452Net operating income $56,631

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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