64 Terrain Court, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N13678308

$959,900
For Sale
Listed 66 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Rare opportunity to own a hard-to-find all-brick bungalow situated on a desirable 40-foot detached lot backing onto open space.
  • This thoughtfully designed home features three spacious bedrooms, main-floor laundry, a formal dining room with hardwood flooring, and an open-concept layout ideal...
  • The upgraded kitchen showcases tall upper cabinetry, quartz countertops, a centre island with an extended breakfast bar, and seamless flow into the bright great room...
  • Additional highlights include 9-foot smooth ceilings throughout and an unfinished basement awaiting your personal design and finishing touches.
  • Ideally located close to the GO Train, major highways, shopping, restaurants, and everyday amenities.

Rare opportunity to own a hard-to-find all-brick bungalow situated on a desirable 40-foot detached lot backing onto open space. Enjoy a deep backyard and a prime location offering both privacy and convenience. This thoughtfully designed home features three spacious bedrooms, main-floor laundry, a formal dining room with hardwood flooring, and an open-concept layout ideal for everyday living and entertaining. The upgraded kitchen showcases tall upper cabinetry, quartz countertops, a centre island with an extended breakfast bar, and seamless flow into the bright great room featuring hardwood flooring. Additional highlights include 9-foot smooth ceilings throughout and an unfinished basement awaiting your personal design and finishing touches. A two-bedroom floor plan is also available for purchasers seeking an alternative layout. Ideally located close to the GO Train, major highways, shopping, restaurants, and everyday amenities.

Key facts

Property type
Detached, Bungalow
MLS®
N13678308
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
11.82 × 42.6 ft
Cross streets
Tremoy Rd / Terrain Court
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
66
Listing brokerage
COLDWELL BANKER RONAN REALTY

Rooms

Primary BedroomMain3.96 × 4.45 m

broadloom · 3 pc ensuite · walk-in closet(s)

KitchenMain3.47 × 3.65 m

ceramic floor · quartz counter

Great RoomMain3.47 × 3.84 m

hardwood floor · sliding doors

LaundryMain1.73 × 2.65 m

ceramic floor · access to garage · laundry sink

Bedroom 2Main2.92 × 3.23 m

broadloom · closet

FoyerMain3.20 × 1.82 m

ceramic floor · closet

Dining RoomMain3.16 × 6.21 m

Hardwood Floor

Bedroom 3Main2.92 × 3.23 m

broadloom · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sharon
$1.54M
Queensville
$1.35M
Rural East Gwillimbury
$2.23M
Mt Albert
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,375/mo
$190KIncome needed
5.0×Price ÷ income
$1,010Weekly cost
$15,673Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,375Estimated property tax $600Total carry $4,975

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,246per month

Mortgage amount $767,920 · 4.49% over 25 years

$191,980Down payment (20.0%)
$767,920Loan before insurance
$0CMHC premium
$4,846Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,246
Estimated property tax
$600
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,846

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,673
Estimated closing costs
$15,673

Plus your down payment of $191,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,139/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$505,868Total interest paid
$1,273,788Total of all payments
Principal $767,920 Interest $505,868
YearPrincipalInterestBalance
1$17,137$33,815$750,783
2$17,915$33,037$732,869
3$18,728$32,223$714,140
4$19,579$31,373$694,562
5$20,467$30,484$674,094
6$21,397$29,555$652,698
7$22,368$28,583$630,329
8$23,384$27,568$606,945
9$24,446$26,506$582,500
10$25,556$25,396$556,944
11$26,716$24,236$530,228
12$27,929$23,023$502,300
13$29,197$21,755$473,103
14$30,523$20,429$442,580
15$31,908$19,043$410,672
16$33,357$17,594$377,314
17$34,872$16,080$342,443
18$36,455$14,496$305,988
19$38,110$12,841$267,877
20$39,841$11,111$228,037
21$41,650$9,302$186,387
22$43,541$7,411$142,847
23$45,518$5,434$97,329
24$47,584$3,367$49,745
25$49,745$1,207$0

At the end of your 5-year term

Total paid over the term
$254,758
Principal paid down
$93,826
Interest paid
$160,932
Balance remaining
$674,094

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $6,719− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,523

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER RONAN REALTY. MLS®/PropTx.

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