20015 Bathurst Street, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N13814414

$990,000
For Sale
Listed 27 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
1Garage · 7 parking
1500-2000Sq ft

About this home

In short

  • lot, backing onto ravine.
  • Beautiful home on a amazing 2 Acres renovated 3+1 bedrooms with separate entrance to the basement, the property offers great

lot, backing onto ravine. Excellent investment and future development opportunity, fully the basement. This property has been zoned for multiple uses or businesses such as child future investment with strong rental income, two laundry rooms, one on main level and one in day care, an accessory apartment or any home business that provides professional services. Pne on main level and one in the basement. rime location! Beautiful home on a amazing 2 Acres renovated 3+1 bedrooms with separate entrance to the basement, the property offers great

Key facts

Property type
Detached, Bungalow
MLS®
N13814414
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
102.66 × 825 ft
Cross streets
Yonge & Bathurst
Parking
1 garage · 7 parking (attached)
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$3,800 / 2025
Days on market
27
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

BathroomBasement2.26 × 2.13 m
Bedroom 3Main3.02 × 3.10 m
Bedroom 4Basement4.06 × 3.33 m
Dining RoomBasement4.06 × 5.31 m
BathroomMain2.59 × 1.98 m
Bedroom 2Main3.12 × 2.90 m
Living RoomMain4.19 × 5.26 m
KitchenBasement4.06 × 4.28 m
KitchenMain3.86 × 3.68 m
Primary BedroomMain3.68 × 3.07 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Queensville
$1.35M
Sharon
$1.55M
Rural East Gwillimbury
$2.19M
Mt Albert
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,512/mo
$185KIncome needed
5.4×Price ÷ income
$1,041Weekly cost
$16,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,512Property tax $317Total carry $4,829

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,379per month

Mortgage amount $792,000 · 4.49% over 25 years

$198,000Down payment (20.0%)
$792,000Loan before insurance
$0CMHC premium
$4,696Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,379
Property tax
$317
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,696

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,275
Estimated closing costs
$16,275

Plus your down payment of $198,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,300/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$521,731Total interest paid
$1,313,731Total of all payments
Principal $792,000 Interest $521,731
YearPrincipalInterestBalance
1$17,674$34,875$774,326
2$18,477$34,073$755,849
3$19,315$33,234$736,534
4$20,192$32,357$716,341
5$21,109$31,440$695,232
6$22,068$30,482$673,165
7$23,070$29,480$650,095
8$24,117$28,432$625,978
9$25,212$27,337$600,766
10$26,357$26,192$574,409
11$27,554$24,996$546,855
12$28,805$23,745$518,050
13$30,112$22,437$487,938
14$31,480$21,070$456,458
15$32,909$19,640$423,549
16$34,403$18,146$389,146
17$35,965$16,584$353,181
18$37,598$14,951$315,583
19$39,305$13,244$276,277
20$41,090$11,459$235,187
21$42,956$9,594$192,232
22$44,906$7,643$147,326
23$46,945$5,604$100,381
24$49,076$3,473$51,305
25$51,305$1,245$0

At the end of your 5-year term

Total paid over the term
$262,746
Principal paid down
$96,768
Interest paid
$165,978
Balance remaining
$695,232

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $3,800− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,442

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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