19842 Yonge Street, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N13849552

$1,289,000
For Sale
Listed 18 days agoNo offer date stated
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3+2Bedrooms
2Bathrooms
2Garage · 12 parking
1100-1500Sq ft

About this home

In short

  • Nestled on a 1/2 acre waterfront lot in the peaceful community of Holland Landing, this bright bungalow offers a rare opportunity to enjoy a cottage-like setting just...
  • Walk to neaby parks and trails, hop on your bike and enjoy the extensive trail system connecting you toward Newmarket and Aurora.
  • The finished lower level adds exceptional versatility with a spacious recreation area, 2 additional bedrooms, a beautifully renovated bathroom and kitchenette - ideal...
  • Notable updates include a newer drilled well; septic system - pumped and inspected in 2024, newer roof with added vents, deck, and updated windows throughout (with...
  • The lower level underwent an extensive permitted renovation in 2015 including spray foam insulation, quality subfloor, new electrical, and a new bathroom.

Nestled on a 1/2 acre waterfront lot in the peaceful community of Holland Landing, this bright bungalow offers a rare opportunity to enjoy a cottage-like setting just minutes from Newmarket and everyday amenities. Step inside to a functional, welcoming layout filled with natural light and a walkout to the deck that overlooks the serene backyard and watefront beyond. Imagine starting your morning with coffee by the water, unwinding at the end of the day surrounded by nature, or heading out from your own backyard with access along the Holland River to Lake Simcoe. The property offers a 2-car garage with a convenient drive-through option. Walk to neaby parks and trails, hop on your bike and enjoy the extensive trail system connecting you toward Newmarket and Aurora. The finished lower level adds exceptional versatility with a spacious recreation area, 2 additional bedrooms, a beautifully renovated bathroom and kitchenette - ideal for extended family, guests, teens, a home office or simply additional living space. Behind the scenes, most of the major improvements have already been taken care of. Notable updates include a newer drilled well; septic system - pumped and inspected in 2024, newer roof with added vents, deck, and updated windows throughout (with the exception of the front windows). All basement windows are egress. The lower level underwent an extensive permitted renovation in 2015 including spray foam insulation, quality subfloor, new electrical, and a new bathroom. The basement was also resealed and parged with drainage improvements completed. R-60 insulation was blown into the attic for added efficiency and protection through our Canadian winters. Move in and enjoy while customizing the home over time to create the perfect look and feel for your lifestyle. Waterfront bungalows offering this kind of functionality, privacy, and natural beauty do not come along often.

Key facts

Property type
Detached, Bungalow
MLS®
N13849552
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
64.64 × 329.63 ft
Cross streets
Yonge and Doane
Parking
2 garage · 12 parking (attached)
Driveway
Private
Basement
Apartment, Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
None
Exterior
Brick, Cedar
Foundation
Concrete Block
Roof
Shingles
Sewer
Septic
Property tax
$5,461 / 2026
Days on market
18
Listing brokerage
ROYAL LEPAGE RCR REALTY

Rooms

Bedroom 5Basement3.63 × 3.15 m

Above Grade Window

Bedroom 2Main2.81 × 2.85 m

Overlooks Backyard

Primary BedroomMain3.63 × 3.21 m

Overlooks Backyard

Family RoomBasement8.78 × 3.79 m

above grade window · fireplace

Dining RoomMain2.83 × 2.98 m

Combined w/Living

BathroomMain3.18 × 1.56 m

Updated

Bedroom 3Main2.86 × 2.74 m
BathroomBasement2.99 × 1.77 m

Pocket Doors

KitchenBasement3.28 × 1.92 m
KitchenMain4.29 × 3.16 m
Bedroom 4Basement3.63 × 3.78 m

Above Grade Window

Living RoomMain5.48 × 5.02 m

Combined w/Dining

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Queensville
$1.35M
Sharon
$1.55M
Rural East Gwillimbury
$2.19M
Mt Albert
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,875/mo
$241KIncome needed
5.3×Price ÷ income
$1,356Weekly cost
$22,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,875Property tax $455Total carry $6,330

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,702per month

Mortgage amount $1,031,200 · 4.49% over 25 years

$257,800Down payment (20.0%)
$1,031,200Loan before insurance
$0CMHC premium
$6,157Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,702
Property tax
$455
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,157

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,255
Estimated closing costs
$22,255

Plus your down payment of $257,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,901/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$679,305Total interest paid
$1,710,505Total of all payments
Principal $1,031,200 Interest $679,305
YearPrincipalInterestBalance
1$23,012$45,408$1,008,188
2$24,057$44,363$984,131
3$25,149$43,271$958,982
4$26,291$42,129$932,691
5$27,485$40,935$905,206
6$28,733$39,688$876,474
7$30,037$38,383$846,437
8$31,401$37,019$815,036
9$32,827$35,593$782,209
10$34,317$34,103$747,892
11$35,875$32,545$712,016
12$37,504$30,916$674,512
13$39,207$29,213$635,305
14$40,987$27,433$594,318
15$42,848$25,572$551,470
16$44,794$23,627$506,676
17$46,827$21,593$459,849
18$48,954$19,467$410,895
19$51,176$17,244$359,719
20$53,500$14,920$306,219
21$55,929$12,491$250,290
22$58,468$9,952$191,821
23$61,123$7,297$130,698
24$63,898$4,522$66,800
25$66,800$1,621$0

At the end of your 5-year term

Total paid over the term
$342,101
Principal paid down
$125,994
Interest paid
$216,107
Balance remaining
$905,206

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $5,461− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,703

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE RCR REALTY. MLS®/PropTx.

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