1509-9090 Yonge Street, Richmond Hill, ON

South Richvale, Richmond Hill · MLS® N13679016

$490,000
For Sale
Listed 66 days agoNo offer date statedSitting longer than typical
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1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Welcome to Luxury Grand Genesis - a stunning 1-bedroom condo in the heart of Richmond Hill, perfectly situated on Yonge St., just south of 16th Ave.
  • Owner just finished a beautiful renovation, upgrading both the kitchen and bathrooms with fresh, modern finishes - so you can move in with peace of mind and enjoy a...
  • This unit also comes with 1 parking space and 1 storage locker, plus access to fantastic building amenities: indoor pool, sauna, BBQ area, theatre room, fitness...
  • Location couldn't be better - steps to Hillcrest Mall, top-rated schools, diverse restaurants, parks, grocery stores, and major transit options including GO, VIVA...

Welcome to Luxury Grand Genesis - a stunning 1-bedroom condo in the heart of Richmond Hill, perfectly situated on Yonge St., just south of 16th Ave.Perched on a high floor, this home features a spacious balcony with sweeping, unobstructed views - whether you love watching the sunrise with your morning coffee or unwinding with a sunset glow, this is the place to be.Owner just finished a beautiful renovation, upgrading both the kitchen and bathrooms with fresh, modern finishes - so you can move in with peace of mind and enjoy a turn-key lifestyle from day one.This unit also comes with 1 parking space and 1 storage locker, plus access to fantastic building amenities: indoor pool, sauna, BBQ area, theatre room, fitness studio, and more.Location couldn't be better - steps to Hillcrest Mall, top-rated schools, diverse restaurants, parks, grocery stores, and major transit options including GO, VIVA, Highway 7, and the 407.Everything you need, right at your doorstep.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13679016
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Yonge St/16th Avenue
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$555/mo
Exposure
South
Property tax
$2,480 / 2026
Days on market
66
Listing brokerage
FIRST CLASS REALTY INC.

Rooms

KitchenMain2.22 × 2.22 m

b/i ctr-top stove · granite counters · centre island

Primary BedroomMain3.04 × 3.45 m

large window · laminate · large closet

Living RoomMain3.37 × 5.85 m

w/o to balcony · laminate · large window

Dining RoomMain3.37 × 5.85 m

combined w/living · laminate · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in South Richvale · asking prices
$472kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $804/sqft; this home lists at $892/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
490kThis home449k429k488k495k500kThis home vs active comparables

Neighbourhood & location

South Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Langstaff
$524K
Observatory
$550K
North Richvale
$643K
Harding
$514K
Crosby
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,233/mo
$106KIncome needed
4.6×Price ÷ income
$515Weekly cost
$6,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,233Property tax $207Condo fee $555Total carry $2,995

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,167per month

Mortgage amount $392,000 · 4.49% over 25 years

$98,000Down payment (20.0%)
$392,000Loan before insurance
$0CMHC premium
$2,929Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,167
Property tax
$207
Condo / maintenance fees
$555
Heating
$0
Estimated monthly cost
$2,929

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,275
Estimated closing costs
$6,275

Plus your down payment of $98,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,623/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$258,231Total interest paid
$650,231Total of all payments
Principal $392,000 Interest $258,231
YearPrincipalInterestBalance
1$8,748$17,261$383,252
2$9,145$16,864$374,107
3$9,560$16,449$364,547
4$9,994$16,015$354,553
5$10,448$15,561$344,105
6$10,922$15,087$333,182
7$11,418$14,591$321,764
8$11,937$14,072$309,827
9$12,479$13,530$297,349
10$13,045$12,964$284,303
11$13,638$12,372$270,666
12$14,257$11,752$256,409
13$14,904$11,105$241,505
14$15,581$10,428$225,924
15$16,288$9,721$209,636
16$17,028$8,981$192,608
17$17,801$8,208$174,807
18$18,609$7,400$156,197
19$19,454$6,555$136,743
20$20,337$5,672$116,406
21$21,261$4,748$95,145
22$22,226$3,783$72,919
23$23,235$2,774$49,683
24$24,290$1,719$25,393
25$25,393$616$0

At the end of your 5-year term

Total paid over the term
$130,046
Principal paid down
$47,895
Interest paid
$82,151
Balance remaining
$344,105

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $2,480− Condo fees $6,660− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,416

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.

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